Anyone who isn't friends with an scma member. attempting to join the scma takes months at best and involves lots of subjective red tape unless the candidate has a buddy who is a member. in that case they are ushered in and can skip the tests and evaluations. scma is a closed private club not open to the general public.
Yeah, they let me in because I'm an insider, baby!!
I've been mulling over my retirement savings lately, and frankly, the Pit is looking better and better. Sure, it's not much to look at, but, I figure, living in Boulder, we have less than 10 years' savings. Living in the Pit, I figure we could live well into our 140s before money became a problem.