Buying my first home

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Jon Beck

Trad climber
Oceanside
Jun 30, 2017 - 04:44pm PT
I took an ARM when I went back to school full time in 1991, payment was lower but everyone said I was crazy. The rate was tied to a T-Bill rate, and my payment dropped every year until about a year ago. They do not make those sort of mistakes anymore. House is almost paid off so interest is next to nothing.
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