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Messages 321 - 340 of total 1521 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
johntp

Trad climber
socal
Nov 6, 2013 - 10:14pm PT
Gubmit workers do not get their health care paid for life, and it's my experience that it was on par - if not a bit worse - than benefits I've received elsewhere. I do admit, it was far better than the 8 years or so of my life when I had no health insurance.

In Cali they do.
johntp

Trad climber
socal
Nov 6, 2013 - 10:23pm PT
[quote]Because they work for an employer that provides health benefits. The fact that the employer is the gov't is irrelevant. ObamaCare benefits are for poor people, like Food Stamps are, not for people with good jobs, like gov't workers.
/quote]


no, it is not irrelevant. the difference is my employer needs to make a profit and is passing the cost of this BS to employees. the gooberment just raises taxes and sucks us dry rather than passing the cost to their employees. meanwhile I am also being required to fund "poor people" Do you really think all this money is magically produced?

Crimpergirl

Sport climber
Boulder, Colorado!
Nov 6, 2013 - 10:24pm PT
Ah - I'm speaking of federal gubmit workers. I should have been more specific. Thanks for that clarification.
johntp

Trad climber
socal
Nov 6, 2013 - 10:53pm PT
Look, I'm not against a federal health care plan; I'm for it. I just think this is a cluster and is a veiled form of wealth redistribution which in the end will only benefit the government money grab and will have no true benefit to society.

I've busted my butt to make a living and be financially self sufficient. I was never able to spend 5 weeks in the alps or tramping around asia. Instead I worked my ass off and have saved all the money I can.

Now it is being taken away from me to fund a boatload of people that never looked at the big picture.

edit: What I'm saying is that there needs to be a level of personal responsibility. I have no problem with chipping in to help people out. But I don't see why the gooberment should have the ability to pick my pocket for idiots that have not taken responsibility for their actions.
Larry Nelson

Social climber
Nov 6, 2013 - 10:59pm PT
jghedge wrote:
It takes 2 to compromise, right?


Curt wrote
60-39 and 219-212.
Why?

jhgedge,
That's my point, there was no compromise.

Curt,
Because by definitions I know of, there was no compromise.

an agreement or settlement of a dispute that is reached by each side making concessions:
http://www.oxforddictionaries.com/definition/english/compromise
Larry Nelson

Social climber
Nov 6, 2013 - 11:11pm PT
jghedge wrote:
Other countries literally pay you to go to the doctor and dentist.



Other countries, with healthcare systems riding on the coat tails of a strong, successful and ethical free market system, literally pay you to go to the doctor and dentist.
Fixed it for ya...see one example of other countries here:
http://hosted.ap.org/dynamic/stories/V/VENEZUELA_SICK_HEALTH_CARE?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-11-06-00-10-00
WBraun

climber
Nov 6, 2013 - 11:16pm PT
Hedge -- "Do you think congress and the executive branch should be on Food Stamps as well?"

Yes, they should all be fired and made to work digging ditches in lion cloths.

These arrogant fat asses need to be humbled.

They're irresponsible.

It's time for a REAL change .....
Larry Nelson

Social climber
Nov 6, 2013 - 11:21pm PT
jghedge wrote:
It's called "democracy". You're free to move somewhere where there isn't any. Plenty of choices.

Back in the day, right wingers used to say "America, love it or leave it".
To paraphrase on old baseball player: Just like deja vu all over again.
rottingjohnny

Sport climber
mammoth lakes ca
Nov 6, 2013 - 11:26pm PT
Digging ditches would suit the fatt asses right but making them wear lion cloths is cruel and unusual punishment...
johntp

Trad climber
socal
Nov 6, 2013 - 11:34pm PT
Yes, they should all be fired and made to work digging ditches in lion cloths.

These arrogant fat asses need to be humbled.

They're irresponsible.

It's time for a REAL change .....

Werner, well stated. They are truly irresponsible and should be held accountable. Instead the dumb shee voters keep voting in the incumbents.
Larry Nelson

Social climber
Nov 6, 2013 - 11:34pm PT
jghedge wrote:
Yes of course - Venezuela - because citing any actual comparably developed democracy would disprove your point.

Thanks for making my point by doing that.

I'm not trying to make the point you think I am. I am not passing judgement on any healthcare systems in Canada or Europe because I know nothing about them. The point I was making is the underlying funding, whatever type of healthcare system there is. Another point I will make is that a successful capitalist society requires ethics.
You made a blanket statement about "other countries". I was just being persnickety with the sweeping generalization you made and reposted the link on Venezuela. It is a story worth pondering. You never know what lessons can be learned.
I do respect your faith and passion that the ACA will be successful. I don't share that faith, but I hope for the best.
Larry Nelson

Social climber
Nov 6, 2013 - 11:48pm PT
jghedge wrote:
Were they citing your opposition to democracy as a reason for leaving?

I've never been opposed to demcracy. I think everyone in this country is entitled to all the rights summed up in this clip:
http://www.youtube.com/watch?v=4CzteDucRHo
johntp

Trad climber
socal
Nov 6, 2013 - 11:59pm PT
What I actually do have faith in is that the insurance companies won't be around long enough to find out. they won't be needed. The MediCare model will be made available to all.

Can you send me what you are smoking?
Snowmassguy

Trad climber
Calirado
Nov 7, 2013 - 12:06am PT
He is back on the crack again


Larry Nelson

Social climber
Nov 7, 2013 - 12:12am PT
Norton wrote:
yes, this is democacy

LOL, yes democracy is messy and every group has a whole Bell Curve of humanity.
As one of my favorite philosophers once said: "Can't we all just get along"?
johntp

Trad climber
socal
Nov 7, 2013 - 12:22am PT
hedge-do you pay your own bills or rely upon me to pay them?
johntp

Trad climber
socal
Nov 7, 2013 - 12:31am PT
Agreed insurance is shared risk. But do those that don't pay get covered as my premiums and deductibles shoot through the roof? It is about personal responsibility.
Curt

climber
Gold Canyon, AZ
Nov 7, 2013 - 12:37am PT
Agreed insurance is shared risk. But do those that don't pay get covered as my premiums and deductibles shoot through the roof? It is about personal responsibility.

You're describing what we currently have--and what the ACA is attempting to fix.

Curt
johntp

Trad climber
socal
Nov 7, 2013 - 12:44am PT
Ok, I'll bow of this after his post. I had an insurance plan that the administration stated I could keep. That plan has been canceled and to renew my under the Affordable health plan, my premiums are up 44%. My deductibles are up around 200%.


Guangzhou

Trad climber
Asia, Indonesia, East Java
Nov 7, 2013 - 01:02am PT
Well, looks like this law has hit me below the belt too. As an expat, I recieve insurance from my employer. The insurance company is American and all of us on the coverage are Americans, but....

Looks like I either buy personal insurance, or I pay a penalty.

Thanks OBAMACARE

I am a U.S. citizen residing outside of the U.S. on a Global Medical Insurance Plan. Does the individual mandate apply to me?

U.S. citizens who live abroad for a calendar year (or at least 330 days within a 12 month period) are treated as having “minimum essential coverage” for the year (or period) and, therefore, are not required to purchase PPACA coverage. These are individuals who qualify for an exclusion from income under section 911 of the IRS Code. See the IRS foreign earned income exclusion test for further information on this exclusion. They need take no further action to comply with the individual mandate.

Please note that IMG’s Global Medical Insurance Plan does not meet the definition of “minimum essential coverage” under PPACA. GMI is not intended to provide U.S. citizens residing in the U.S. with health insurance. While your GMI plan for worldwide coverage will not be affected by PPACA, you should review the information below to see if you are exempt from the requirements of PPACA or not, and whether you will have to pay a tax penalty or not.

Under PPACA, all U.S. citizens, nationals and resident aliens will be required to purchase minimum essential coverage (PPACA compliant coverage), unless they are exempt. Exempt U.S. citizens include U.S. citizens who reside outside of the U.S. The exemption applies to:

A U.S. citizen who has a tax home (your main place of work or employment, or if you don’t have a main place of work or employment, your main residence) in a foreign country, and has been a bona fide resident of a foreign country or countries for an uninterrupted period that includes an entire taxable year; or is present in a foreign country or countries during at least 330 full days in a twelve month period.

See details under the IRS foreign earned income exclusion test.

Even if a person was required to purchase minimum essential coverage and did not, she/he would only be required to pay a tax penalty for not purchasing PPACA coverage (if she/he files a U.S. tax return). In many cases, this tax is far less than the premiums that a person would pay for obtaining PPACA coverage.

What will my tax be if I am required to have PPACA coverage, but do not purchase it?

Tax Calculations:
Taxes begin in 2014 and rise in years following. In each year, the tax consists of the higher of a dollar amount or a percentage of household income. For a given household, the tax applies to each individual, up to a maximum of three. Following is the schedule of taxes:

2014: The higher of $95 per person (up to 3 people, or $285) OR 1.0% of taxable income.

2015: The higher of $325 per person (up to 3 people, or $975) OR 2.0% of taxable income.

2016: The higher of $695 per person (up to 3 people, or $2,085) OR 2.5% of taxable income.

After 2016: The same as 2016, but adjusted annually for cost-of-living increases.

I am an individual residing outside of my home country and covered under an employer group plan. Does PPACA apply to me?

On March 8, 2013, the Departments of Labor, Health and Human Services and Treasury issued a Frequently Asked Question (FAQ) announcing that, for expatriate plans, compliance with most PPACA provisions is being delayed until January 1, 2016. The relief from compliance applies for plan years 2014 and 2015 on plans that meet the following definition:

“Insured group health plans with plan years ending on or before December 31, 2015, in which enrollment is limited to individuals residing outside of their home country for at least six months of the plan year and any covered dependents.”
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