Health Care changes

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Messages 341 - 360 of total 1151 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 02:17pm PT
Seems that those that are not impacted by Obamacare LOOOOOOOVVVEEE IT

Don't worry. Your policy will change in the not too distant future and it will cost you more $$$

Just a matter of time.

Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 02:29pm PT
I'll ask it again: For those that claim everyone's rates are going to go up, where is all the money going?


I guess we will find out over time.

Seems like it is going to subsidize policies for those that cant afford a policy.

Problem is it is putting the financial burden of folks like me that make just enough to support my family but not enough to qualify for subsidies? As a contract employee, it might just be worth to take a few months off to qualify for subsidies and declare a lower income. More family time and others can pay for my subsidy lol



My rates are going up big time and appear to be locked for 1 year. Betting that they go up again next year. As a family we are going to need to make sacrifices next year to afford insurance. What happens the following year when we see another large rate increase and cant afford it without. Like I said in a previous post...I believe the choice between insurance and rent/mortgage payment is going to be a reality of prices still rise.


I see organizations that I do contract work for getting ready to pass the buck to their employees. Both through part time work as well as increased $$ burden being passed to the employee.

If you have a comfy policy through your employer, expect to pay more.







Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 02:30pm PT
My union dues are $920 a year. Some DAYS I make double that. IN A DAY.


It all makes sense now. He is an elitist.

JEleazarian

Trad climber
Fresno CA
Nov 8, 2013 - 02:34pm PT
I'll ask it again: For those that claim everyone's rates are going to go up, where is all the money going?

For coverage many neither want nor need. Dave, there's really no good economic reason why we price catastrophic health coverage differently from our pricing of life insurance, or even car insurance. Even under California's somewhat irrational law, my choices still affect my rate because that rate factors in:

1. How much I drive;
2. My driving record;
3. The expense of repairing my car (for collision); and
4. How much coverage I want.

Once I pay off my car, I will no longer need or want collision insurance, and I should hot be required to pay for it. The "we're all one big group and we should share all our health care costs" model ignores both freedom of choice and reality. Why should I pay for health care costs incurred by someone who chooses to smoke, for example? (In California the answer is, in part, I don't because of the heavy tobacco taxes, but that's a different story).

The fact remains that a traditional insurable risk is one over which the insured has no control, not one arising from intentional acts. That's why, for example, it's illegal in most situations for insurance to cover punitive damages. Our health care coverage is not entirely insurance, and we need to recognize and account for the difference.

John
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 02:48pm PT
We should all be poor, ignorant and vote repub

You are batting 0 for 3 if you are referring to me.

You do know your Union Plan will get the axe sooner rather than later.

Have fun with that Hedgesnob
Reilly

Mountain climber
The Other Monrovia- CA
Nov 8, 2013 - 02:53pm PT
Hedge, you're right, I missed a digit. You should see my check book - kind of like the gubmint's.
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 03:05pm PT
Once I pay off my car, I will no longer need or want collision insurance, and I should hot be required to pay for it. The "we're all one big group and we should share all our health care costs" model ignores both freedom of choice and reality. Why should I pay for health care costs incurred by someone who chooses to smoke, for example?

+1

This is why Obamacare will fail. It is not economically feasible for the middle class to finance all the mental health care that Hedge gets/ needs

So Hedge, I am sure your Kaiser plan will decrease in price with additional bene's on January 1?



JEleazarian

Trad climber
Fresno CA
Nov 8, 2013 - 03:13pm PT
Dave, That's one of the reasons why I have argued for years that we need to separate health care expenses from employment. Failure to do so leads to irrational pricing and inefficient delivery of services.

John
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 03:15pm PT

yes, much like Social Security and Medicare have "failed"

do you ever, ever get tired of yourself?

No never tired of myself because I speak the truth unlike the propaganda that you and your buddy Hedge spew all day long.

I am really looking at getting some social security money back when I become eligible. Yeah right !
Social Security once did work, not anymore. It is failing miserably.



Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 03:24pm PT
More great news for Obamacare and the middle class.

http://www.gallup.com/poll/165776/uninsured-americans-ignoring-health-exchange-sites.aspx
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 8, 2013 - 03:29pm PT
"we need to separate health care expenses from employment"

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Curt

climber
Gold Canyon, AZ
Nov 8, 2013 - 05:37pm PT
Don't worry. Your policy will change in the not too distant future and it will cost you more $$$

It's pretty much impossible to disagree with that, but insurance companies have always changed policies and increased prices every year. That isn't something caused by Obamacare. I should add that cost containment is not a major part of Obamacare, but is something that definitely needs to be addressed.

Curt
TGT

Social climber
So Cal
Nov 8, 2013 - 06:47pm PT
TGT

Social climber
So Cal
Nov 8, 2013 - 07:14pm PT
Winners don't need unions
Curt

climber
Gold Canyon, AZ
Nov 8, 2013 - 07:42pm PT
Someone else screwed by Obamacare...

...oh, wait...nevermind.

Conservative groups are highlighting the case of an Arizona man with leukemia whose insurance plan was canceled because it didnít comply with the Affordable Care Act. A news report quoted the man as saying he would need to pay $26,000 to keep the same doctor. It turns out, he was able to get a new plan, which has his doctor in its network, for a lower premium and a lower out-of-pocket maximum than his old plan.

http://www.factcheck.org/2013/11/the-rest-of-the-story-on-arizona-anecdote/

Curt
Cragman

Trad climber
June Lake, California....via the Damascus Road
Nov 8, 2013 - 11:05pm PT
Credit: Cragman
rottingjohnny

Sport climber
mammoth lakes ca
Nov 8, 2013 - 11:39pm PT
The Chief...Union thievery..? 1 guy working and 12 guys standing around watching..? I didn't know the Mammoth Airport workers were unionized...? Did you hurt your back carrying Rusty's golf clubs..?
Cragman

Trad climber
June Lake, California....via the Damascus Road
Nov 8, 2013 - 11:46pm PT
Riley, aren't you overdue for the Friday night drunk thread?
Cragman

Trad climber
June Lake, California....via the Damascus Road
Nov 9, 2013 - 12:14am PT
Yep. I turn down work for a living.

Then I go to the gym...then go climbing.
Cragman

Trad climber
June Lake, California....via the Damascus Road
Nov 9, 2013 - 12:19am PT
You work a noble profession.....give it all you've got.
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