Health Care changes

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Larry Nelson

Social climber
Nov 8, 2013 - 04:55am PT
Snowmassguy wrote:
DEATH PANEL is going to be the new name of my hardcore garage band.

You bastard, that was going to be the new name of my garage band.
Larry Nelson

Social climber
Nov 8, 2013 - 07:56am PT
As The Chief has noted above, the sorryfest season is beginning.


**
By Ron Fournier
November 7, 2013

I'm sorry, too, Mr. President.

I'm sorry you couldn't finesse a single Republican vote for health insurance reform in 2010.

I'm sorry Republicans decided to re-litigate the law rather than help implement it, offering no serious alternative of their own for the nearly 50 million uninsured Americans.

I'm sorry you campaigned for reelection on the famous false promise: "If you like your health care plan, you'll be able to keep your health care plan. Period."

I'm sorry your aides debated whether to tell the full truth (that people could keep their insurance only if it hadn't changed and if it met your standards) and decided instead to institutionalize the lie.

I'm sorry that when Americans recognized the deception you tried to reinvent history: "What we said was you can keep it if it hasn't changed since the law passed." No, no, no, no, no—that's not what you guys said.

I'm sorry you didn't trust Americans with the truth.

I'm sorry that the Democratic Party's decades-old chase toward universal health care is now at risk because your law—your legacy, sir—is off to such a miserable start. The online networks don't work and the people you need bought into the system, particularly young Americans, can't access the market and now may never trust it ... or you.

"I am sorry that they are finding themselves in this situation based on assurances they got from me," you told NBC News. "We've got to work hard to make sure that they know we hear them and we are going to do everything we can to deal with folks who find themselves in a tough position as a consequence of this."

Then, work hard, Mr. President, and tell your administration to do the same. Tell them, please, to stop blaming Republicans, insurance companies, and the media—to stop making excuses and shading the truth. You must lead by example (the NBC interview was full of excuses) and create a system of universal health care that is worthy of your promise.

"Ultimately," you told NBC, "the buck stops with me." You're right, sir. Please don't make us sorry about that.

http://www.nationaljournal.com/white-house/i-m-sorry-too-mr-president-20131107


Maybe he can fix it with a few more speeches and campaign rallies. Perhaps releasing some sealed divorce records. These methods always worked before.
Larry Nelson

Social climber
Nov 8, 2013 - 08:15am PT
Cancelled insurance? Post it here:
http://mycancellation.com/
doughnutnational

Gym climber
its nice here in the spring
Nov 8, 2013 - 09:13am PT
I ask (again) are there people out there who had not seen constant increases in their health insurance costs prior to the ACA? I've had the same job for the last 12 years and my insurance costs have risen almost every year during that time.
michelle0607

climber
Nov 8, 2013 - 09:31am PT
doughnutnational,

Good question

I have seen plan increases 4 out of 5 years. On a percentage basis, the premiums have gone up 2%, 3%, 3%, 0% and 8% with no change in deductible or percentage paid after deductible.

I am probably healthier than most and significantly healthier than most in my "deep south" state.


Chaz

Trad climber
greater Boss Angeles area
Nov 8, 2013 - 09:48am PT
Did your premiums ever double or triple on you?

That's happening right now to a bunch of people. They have every right to be pissed, especially since they were promised the exact opposite by Obama.
rottingjohnny

Sport climber
mammoth lakes ca
Nov 8, 2013 - 09:48am PT
Funny that Insurance costs have been increasing every year while most Americans wages remain stagnant...It's not really a free market system when healthy people end up paying as much as the people who don't take care of themselves..Again , it's the old too big to fail government bail-out for American corporations...get rid of the Insurance leeches and socialize medicine...
Chaz

Trad climber
greater Boss Angeles area
Nov 8, 2013 - 11:27am PT
Who says their insurance was "junk" ?

Apparently they liked it - liked it enough to pay for it every month.

That was the only qualifier Obama laid out; "if you like" your policy.

Obama didn't say one damn thing about "junk insurance", but did say some variation of "if you like it, you can keep it" dozens of times.
doughnutnational

Gym climber
its nice here in the spring
Nov 8, 2013 - 11:31am PT
In the past 6 years my share of my premiums has more than tripled. (My employers share is capped at $7000)
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 8, 2013 - 11:32am PT
Wyna speaks the truth on this subject. I witnessed my mother, mother in law and various acquaintances put on this for profit treadmill although their medical situations were hopeless. The average working stiff is going to take it in the shorts with obamacare and the middle class will suffer further shrinkage
Obamacare was never anout medical care, it is about consolidation and control while further enriching a narrow segment of the population that is cooperative with big government goals at the expense of the masses.
Larry Nelson

Social climber
Nov 8, 2013 - 11:37am PT
Does ACA discriminate against marriage?

Given that consensus is forming on both the right and the left that the marriage gap— in which the wealthy elite have stable marriages while the working class don’t—is a major cause of growing income inequality, now seems like exactly the wrong time to incentive the single life.

http://blogs.the-american-interest.com/wrm/2013/11/08/is-obamacare-the-newest-threat-to-your-marriage/
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 11:38am PT
My cancelled insurance was not JUNK at all. It was a better policy than I will have in January.
Basically, it is the same policy with a much greater monthly premium, maternity coverage and deductibles that are 2-3X greater than my old policy. My old policy did not have MATERNITY coverage. I am not having any more children yet I get to pay for maternity....sweet.


My policy cost went up big time with now huge deductibles. I will now pay a fortune for catastrophic accident coverage.

My new policy is unaffordable. i make just enough to not qualify for subsidies so it appears the lower middle class gets to subsidize the poor. I will now pay more per month for insurance than I do for my home mortgage.

If times get tough, insurance will be the first expense to get dropped. Obamacare will fail because it is unaffordable for the working class.


Trust me, I am not alone in the predicament.
Larry Nelson

Social climber
Nov 8, 2013 - 11:47am PT
jghedge wrote
Then why'd McCauliffe, a staunch ACA supporter, just win the governorship of a southern conservative state, defeating a wingnut who swore to oppose it?

Are you trying to convince those of us on the fence? You'll have to look past party talking points to find the whole truth.
Here is a link with another perspective. Myself? I don't know anything about Virginia except that they call small hills mountains.

http://blogs.the-american-interest.com/wrm/2013/11/07/in-wake-of-narrow-cuccinelli-loss-democrats-panic/

apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 8, 2013 - 12:08pm PT
"In the past 6 years my share of my premiums has more than tripled. (My employers share is capped at $7000)"

Imagine if health insurance wasn't coupled to employment, and people had to foot the entire cost?

The retarded coupling of health insurance & employment, and the ridiculous increases in healthcare costs would have been addressed years ago, and we'd be in the logical place we should be: a single payer system.
Larry Nelson

Social climber
Nov 8, 2013 - 12:27pm PT
jghedge wrote
How desperate and stupid you'd have to be to believe that, I can't imagine. The reality is the exact opposite - as it always is in Wingnut Fantasy World.

Mr Hedge,
You should Google who Walter Russell Mead is, before you begin your inevitable and persistent ad hominems. I assure you, he is far more respected in issues of social policy than you or I. He also voted for Obama.

This may explain much of your lack of civility.
http://en.wikipedia.org/wiki/Psychological_projection

PS: Try decaf.
Curt

climber
Gold Canyon, AZ
Nov 8, 2013 - 12:53pm PT
My cancelled insurance was not JUNK at all. It was a better policy than I will have in January.
Basically, it is the same policy with a much greater monthly premium, maternity coverage and deductibles that are 2-3X greater than my old policy. My old policy did not have MATERNITY coverage. I am not having any more children yet I get to pay for maternity....sweet.

My policy cost went up big time with now huge deductibles. I will now pay a fortune for catastrophic accident coverage.

My new policy is unaffordable. i make just enough to not qualify for subsidies so it appears the lower middle class gets to subsidize the poor. I will now pay more per month for insurance than I do for my home mortgage.

If times get tough, insurance will be the first expense to get dropped. Obamacare will fail because it is unaffordable for the working class.

Trust me, I am not alone in the predicament.

Perhaps your "predicament" is similar to Deborah Cavallaro's?


http://www.latimes.com/business/hiltzik/la-fi-mh-debunked-20131030,0,6010994.story#axzz2k4rwHAqa

Curt
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 01:01pm PT


Perhaps your "predicament" is similar to Deborah Cavallaro's?
Nope, not even close. Haning started my own business a few years ago, I have become very familiar with the REALITY of insurance today. It was not great before Obamacare but is much worse today. Worse meaning....unaffordable for someone like me that has a family of 4 and is in good health.



Unfortunately, the REALITY that Obamacare is going to prove to be unaffordable to the folks that are expected to fund it.

Those that are self employed or employed by a small business are going to be impacted immediately.

Employers will shift more if not all the financial burden to its employees in the next couple years. Young folks will decide to remain uninsured instead of paying the huge premiums.

Middle class( and below) folks will not pay for insurance when faced with the dilemma of paying for rent or insurance. Obamacare is going to be dramatically underfunded.

The idea that health care is an intrinsic right is a good one but I just do not see this working out and time soon.

Some say .....Single payer. Great, then make it happen.

I don't see it happening in my life time but maybe? I see two classes of health care. One class for the rich who can basically pay cash for the services of the best and brightest doctors and a second system for the masses. Get in line, take a number and hopefully the 3rd tier med school grad can treat you in time before you die from your illness.


Hope I am wrong but the above senario is probable.

Hoser

climber
vancouver
Nov 8, 2013 - 01:03pm PT
Obama didn't say one damn thing about "junk insurance", but did say some variation of "if you like it, you can keep it" dozens of times.

Thats because he was talking to adults with a brain, who needs to say if you were getting f*#ked I will allow you to keep getting f*#ked

what the hell is a matter with you? You want an option to remain f*#ked?

I will now pay more per month for insurance than I do for my home mortgage.

Your house probably costs less than a catastrophic health issue, why dont you vote in a government that will bring in a single payer system instead of trying to go backwards.
Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 01:07pm PT
Your house probably costs less than a catastrophic health issue, why dont you vote in a government that will bring in a single payer system instead of trying to go backwards

Maybe, depends how fast you die.

My reality is my house will be paid off in a few years. Maybe then I can afford insurance.
As I will be older, I will likely need more medical care and can buy insurance then and pass the buck to the younger generation that can subsidize me.

Oh wait, they wont be buying the unaffordable insurance so who is going to subsidize my old sick ass lol



Snowmassguy

Trad climber
Calirado
Nov 8, 2013 - 01:10pm PT
If you're too stupid to shop around for better, cheaper coverage, that's your problem, not the governments.

I have/had GOOD insurance.

We are keeping the insurance because Obamacare excludes the hospital that is the nearest to our home.

I get to keep the same insurance but with dramatically increased deductibles and a significant increase in monthly payments.

I shopped around, cant find anything better unless we want a MASSIVE deductible ( $12k)


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