Health Care changes

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Messages 1461 - 1480 of total 1895 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
Dave Kos

Social climber
Temecula
Dec 7, 2013 - 09:04pm PT
So conservatives are now concerned about the plight of unionized government employees with cadillac health plans?
TGT

Social climber
So Cal
Dec 8, 2013 - 07:15pm PT


the "Unaffordable Healthcare Tax" will also put the premier research hospitals out of reach except for the anointed elites.


http://www.ft.com/intl/cms/s/0/994951f8-5e71-11e3-8621-00144feabdc0.html#axzz2mwabklq6


rottingjohnny

Sport climber
mammoth lakes ca
Dec 8, 2013 - 07:35pm PT
TGT ..what good are those tax payer supported research hospitals if nobody can afford them..?
Chaz

Trad climber
greater Boss Angeles area
Dec 9, 2013 - 09:06am PT
Emanuel did more harm to his cause than good there.

He effectively said that the only way you can keep a doctor you like ( President Obama's promise ) is if you pay more money.

Under the "affordable" care act, it'll cost more for the same thing.

It sounded good at the university, though.
TGT

Social climber
So Cal
Dec 9, 2013 - 05:55pm PT

No more volunteer FD.

http://www.dailymail.co.uk/news/article-2520979/Obamacare-mandates-set-shutter-THOUSANDS-volunteer-departments.html
couchmaster

climber
pdx
Topic Author's Reply - Dec 11, 2013 - 09:11am PT
Todayz Oregon news. $300 million wasted on non-health things so far.



Headline is:
"Oregon signs up just 44 people for Obamacare despite spending $300 million"
By PHILIP KLEIN | DECEMBER 11, 2013 AT 9:04 AM

The state is still spending money to run ads for the non-existant web site.





full article.

"Oregon, once touted as a model for President Obama's health care law, signed up just 44 people for insurance through November, despite spending more than $300 million on its state-based exchange. Oregon, once touted as a model for President Obama's health care law, signed up just 44 people...

Oregon, once touted as a model for President Obama's health care law, signed up just 44 people for insurance through November, despite spending more than $300 million on its state-based exchange.

The state’s exchange had the fewest sign-ups in the nation, according to a new report today by the Department of Health and Human Services.

The weak number of sign-ups undercuts two major defenses of Obamacare from its supporters.

One defense was that state-based exchanges were performing a lot better than the federal healthcare.gov website servicing 36 states. But Oregon's website problems have forced the state to rely on paper applications to

Another defense of the Obama administration has attributed the troubled rollout of Obamacare to the obstruction of Republican governors who wanted to see the law fail as well as a lack of funding.

But Oregon is a Democratic state that embraced Obamacare early and enthusiastically. Its outreach effort, which included a folk-style music video featuring a singer playing an acoustic guitar against a colorful and scenic backdrop, had been praised among the law's supporters.

And the more than $300 million in federal grant money the state received to build and promote its exchange topped all but two other states - the much more populous New York and California."

from:
http://washingtonexaminer.com/oregon-signs-up-just-44-people-for-obamacare-despite-spending-300-million/article/2540529

I'm pretty sure that it is higher than that, I mean they hired 400 people to process application as the web site doesn't work.
slabbo

Trad climber
fort garland, colo
Dec 11, 2013 - 02:04pm PT
I got enrolled,signed up..whatever you want to call it finally. What the hell was i going to do ? Pre-existing meant no more insurance, at any price.

The insurer basically said "we are done with you"

It's still expensive, but better than selling the house for cardio care
couchmaster

climber
pdx
Topic Author's Reply - Dec 11, 2013 - 02:58pm PT
BTW, the story I linked above had it wrong. He gets the "close but no cigar for you" award. The reality, per the U.S. Department of Health and Human Services, is different.
"By Nov. 30, the state (Oregon) had received 20,617 applications, but had only fully processed 44 of them, according to the U.S. Department of Health and Human Services. Of the 15 states that are implementing their own marketplaces, the state with the next lowest enrollment was Hawaii, with 444"
So it was 44 as of Nov. 30, with over 400 new government hires who's only job is to get folks signed up, I'm sure there are more by now.




Regarding this quote. It is against the law to not have health coverage now.
" What the hell was i going to do ?"
Follow the law or break the law are the 2 options you have.
Sketch

Trad climber
Langley, VA
Dec 22, 2013 - 03:57pm PT
I have a serious question. Hopefully, I'll get some serious, sincere answers.

To those of you who have obtained (or sought) new insurance policies due to the new ACA, what has been your experience?

We just concluded a frustrating experience of trying to find new insurance. What we found was our current policy, for a family of four, which costs $700 per month, could not be matched with a healthcare.gov policy, even if we paid $1100/month. Fortunately we had the option of keeping our old policy.

In talking to our insurance agent, he said 4 of the 5 other clients he's spoken to (today) stuck with their old plans.

Have people had similar experience?
Cragman

Trad climber
June Lake, California....via the Damascus Road
Dec 22, 2013 - 04:04pm PT
Congratulations, Sketch! You and your family narrowly avoided becoming a passenger on the 'Titanic' disaster of an ill-conceived law that Obama is riding to the bottom.
ontheedgeandscaredtodeath

Social climber
SLO, Ca
Dec 22, 2013 - 04:07pm PT
We went with the same provider, but with a much improved plan. It ended up costing about the same- about $600 per month for a fam of four, no preexisting conditions or anything. Huge pain in the azz for sure. In a generation or two we will join the rest of the civilized world and spend about half as much on better care. Until then....
John Hyatt

climber
Dec 22, 2013 - 04:13pm PT
"Have people had similar experience?"

The premiums on my Kaiser policy increase Jan 1 by $75 a month, but the copays for practically everything go down from $150 to $30, and the deductible went from $5250 to $4500, and the coverage itself improved. No I don't qualify for any subsidies. So when I actually need coverage, the cost actually went down, because the premiums went up, but the decrease in copays and deductible make up for it.

Also note that this is a new plan. If something happens today, all I'll be out-of-pocket for is a few month's premiums and the deductible. I'll save $750 over the cost of the old, pre-ACA coverage.


And again, with no subsidies. Families that qualify for subsidies are getting a huge break with the ACA.


"In talking to our insurance agent, he said 4 of the 5 other clients he's spoken to (today) stuck with their old plans. "

Why are you paying for an insurance agent? You do realize how he makes money, correct?

Sketch

Trad climber
Langley, VA
Dec 22, 2013 - 04:24pm PT
John Hyatt - Do you get your new policy through the federal website?
Dave Kos

Social climber
Temecula
Dec 22, 2013 - 04:39pm PT
Why are you paying for an insurance agent? You do realize how he makes money, correct?

The law doesn't require that anyone use the website. The website is just a tool that allows people to shop around.

You can still buy insurance directly from a provider or use an agent. That hasn't changed. And sometimes middlemen do provide a valuable service.

I have employer provided insurance, so I don't need to shop around. This year our rates did not change. The out-of-pocket maximums actually improved. This is the first of many years that my rates did not go up.

Now all of this may sound reasonable, but we should not forget that ACA is a socialist plot to destroy our great country so that Obama can declare himself dictator take Jesus away from our children.

(BTW, cragman, why did you not answer Sketch's reasonable and apparently sincere question?)


locker

Social climber
Some Rehab in Bolivia
Dec 22, 2013 - 04:42pm PT


Well I managed to totally not pay ENOUGH attention and didn't get signed up...

Oops!!!...
John Hyatt

climber
Dec 22, 2013 - 04:44pm PT
"John Hyatt - Do you get your new policy through the federal website?"

Nope. I keep an eye on it though, in case better plans/rates come up.

Why are you using an insurance agent?


Norton

Social climber
the Wastelands
Dec 22, 2013 - 04:45pm PT
Well I managed to totally not pay ENOUGH attention and didn't get signed up...

no big deal, you got until March

For those who miss the deadline altogether, don't worry. You can still get coverage starting February 1 if you pick a plan by January 15 and pay by the end of January.
Open enrollment ends March 31. The uninsured must pick a plan by then
http://money.cnn.com/2013/12/22/news/economy/obamacare-deadlines/
Sketch

Trad climber
Langley, VA
Dec 22, 2013 - 04:50pm PT
Families that qualify for subsidies are getting a huge break with the ACA.

As I understand it, families need to purchase though ACA to qualify for subsidies. I'm not sure about how subsidies apply to state programs.

I'm using an agent because he has consistently found us great plans in the past. If we went directly to our provider... tried to cut out our agent... I doubt we'd get better rates.
locker

Social climber
Some Rehab in Bolivia
Dec 22, 2013 - 04:52pm PT

"no big deal, you got until March"...

Ohhhhhhhhhhh...

THANK YOU for THAT one Norton!!!...


Fewwwwwwwwwwwww...
John Hyatt

climber
Dec 22, 2013 - 04:56pm PT

"As I understand it, families need to purchase though ACA to qualify for subsidies"


Correct, as the exchanges list the companies and plans that are participating in the exchanges. All plans, however, must still be ACA compliant.

Here's the calculator Kaiser uses. Punch your info in and see what comes up!

http://kff.org/interactive/subsidy-calculator/


"If we went directly to our provider... tried to cut out our agent... I doubt we'd get better rates."

Have you looked?
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