Obamacare.......

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Cragman

Trad climber
June Lake, California....via the Damascus Road
Topic Author's Original Post - Jun 30, 2013 - 06:20am PT
The top ten reasons you'll know you are now taken care of by Obama's brilliant "affordable" system...


10) Your annual breast exam is done at Hooters.

(9) Directions to your doctor's office include "Take a left when you enter the trailer park."

(8) The tongue depressors taste faintly of Fudgesicles.

(7) The only proctologist in the plan is "Gus" from Roto-Rooter.

(6) The only item listed under Preventative Care Coverage is "an apple a day."

(5) Your primary care physician is wearing the pants you gave to Goodwill last month.

(4) "The patient is responsible for 200% of out-of-network charges," is not a typographical error.

(3) The only expense covered 100% is "Embalming."

(2) Your Prozac comes in different colors with little M's on them.

AND THE NUMBER ONE SIGN YOU'VE JOINED OBAMA'S HEALTH CARE PLAN:

(1) You ask for Viagra, and they give you a Popsicle stick and Super Glue



"Any man who thinks he can be happy and prosperous by letting the government take care of him,
better take a closer look at the American Indian." Henry Ford
McCfly

climber
Jun 30, 2013 - 08:06am PT
Romenycare going strong and working great in Massachusetts ;)

Just saying so far so good. The coverage and care are better than when I payed $550 a month for top tier Blue Cross Blue Shield package.





PhilG

Trad climber
The Circuit, Tonasket WA
Jun 30, 2013 - 08:30am PT
I try not to post on non-climbing threads, but as someone who is getting ready to work another shift in the Emergency Department, I can't keep my mouth shut.
So Cragman, do you prefer the health care system we had before Obamacare?
And if the Government isn't going to take care of the 26 year old trauma victim without Health Insurance, who is? You and I, we the people?
goatboy smellz

climber
Nederland-GulfBreeze
Jun 30, 2013 - 10:05am PT
Cragman as a self appointed Christian I would think you
would be more forgiving of those in need than judgemental.
Gene

climber
Jun 30, 2013 - 10:16am PT
Sheesh! Can't anyone take a joke around here anyhow?

donini

Trad climber
Ouray, Colorado
Jun 30, 2013 - 10:21am PT
America, when it comes to issues like:
Universal health care for it's citizens
The death penalty
Incarceration for minor drug offenses
is
no better than a Third World Country
at least
Obama is trying
mountainlion

Trad climber
California
Jun 30, 2013 - 10:26am PT
Cragman do you trust the insurance companies???

I worked for State Farm Insurance right out of college through a temporary employment service. I answered phones in the "Catastrophe Center" for property damage due to catastrophic storms like hurricanes or earthquakes. I took the initial claim and assigned the adjusters. I was the point of contact from that point forward if their was a problem.

As SOP (standard operating procedure) every claim was initially denied. When the insured called the company again I was where the runaround began...I would schedule the adjuster to visit the property owner again...I can't tell you the number of times I had to deal with irate property owners who had paid insurance for 30 years without filing a claim that had claims denied as SOP...Be ready to fight, scratch, claw for every nickel even if you are entitled to it...they want you to get frustrated and give up on your claim as SOP...

Is that what you want to do when your injured????

Single Payer Healthcare is what we need not insurance companies dictating what healthcare we NEED!!
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 11:03am PT
I see you read your email today.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 11:41am PT
Only about his ignorance.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 11:50am PT
I know 6 people in Canada who are very satisfied with their medical system.

Guess that little anecdote pretty much wipes out your anecdote, Ron.
Gimp

Trad climber
Grand Junction
Jun 30, 2013 - 11:56am PT
Fully support the concept of universal healthcare, however, designing a program that essentially funnels large amounts of tax dollars directly to a for profit industry with an extremely poor track record of really providing healthcare is a mistake IMO.
The health insurance industry should have been taken out of the loop.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 11:58am PT
"....designing a program that essentially funnels large amounts of tax dollars directly to a for profit industry with an extremely poor track record of really providing healthcare is a mistake IMO."


True, though I'm not sure the current system isn't essentially doing precisely the same thing.
Brandon-

climber
The Granite State.
Jun 30, 2013 - 12:03pm PT
I know several Managers of Carson Tahoe Hospital. That hospital is currently sweating bullets over whats to come. EVEN worse is that they DONT YET KNOW what will happen to its ability to continue serving the community.

That's because your state government won't decide whether or not to adopt the AHCA.
John M

climber
Jun 30, 2013 - 12:16pm PT
What you get when you have a system that reams the living daylights out of people who are too sick to defend themselves is a bunch of people who are happy for whatever change they can get.

By being insensitive to these peoples plight, the republicans helped create the climate that has given us the new system.

So pat yourself on the back Dean. And welcome to hell. you helped create it.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 12:20pm PT
Soooooo worthy of reposting to this thread.....

From the recent 'healthcare quandary' thread...

Ron advised:
"what ive been doing. Going without any insurance. Do as the Millions of illegals do daily here. Just go to the ER get fixed and ignore the bills."

HDDJ:
"The irony here is palpable. You're soaking off of taxpayers and those of us who either have insurance or work in the healthcare industry by forcing us to absorb your healthcare costs while complaining about the efforts to fix this broken system. Obamacare helps ensure that deadbeats like you both pay your share into the system that supports you and allows the healthcare providers who care for you to get reimbursed for their efforts. If you like emulating "illegals" then just take it all the way and "self-deport."

Next time you hear someone complain about high health care costs, make sure you take credit for your efforts."
sempervirens

climber
Jun 30, 2013 - 12:34pm PT
I'll bite...

Obama care is not single payer healthcare, right? Agreed? Interesting then that its being used as a reason to discredit a single payer system. The anti-governmint crowd hasn't even realized this. Nor have they realized that their anti-gov., anti-socialist, freedom-loving, flag-waving opinion has been fabricated for them by people who are being very well cared for by the government. Is that anyone's idea of democracy?
Brandon-

climber
The Granite State.
Jun 30, 2013 - 12:40pm PT
they can't. Isn't that sad for them?

Well, you passive aggressively brought up the subject. Most of us know your political leanings, so a 'jokey' comment is bound to bring in dissenters. You knew that.

Don't play the pariah here, you're better than that.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 12:43pm PT
Waitaminit...I thought this thread was about Obamacare!?

I've been duped.
mountainlion

Trad climber
California
Jun 30, 2013 - 12:45pm PT
Ron you just posted yesterday that the bears are doing great...fat and happy are the bears from your viewpoint??? Now american society and the bears are similar??

Hunting and killing problem bears (I agree with)...but how about hunting and killing problem humans??? Who decides who a problem human is??

I bet the insurance companies think it would be anyone who didn't pay thier premium or healthcare bill...I think I need to get some good camoflage....

sick and twisted I know but intended to be a humorous post...hope cragman is laughing anyway :)!!!
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 12:47pm PT
Anybody wanna take bets on how long it'll be before Ron gets insured? And then uses it?
Brandon-

climber
The Granite State.
Jun 30, 2013 - 12:52pm PT
Mountianlion is a manipulative panderer.

I call it like I see it. I'm a moderate, so this sort of discourse is amusing.
Brandon-

climber
The Granite State.
Jun 30, 2013 - 01:01pm PT
Dean, if he was as evil as your link implies, he wouldn't have been voted in for a second term.

Do you feel empowered now that your Christian agenda is in the minority?

In a historical perspective, it's quite ironic.

You're a good guy, but I disagree with you. Hope you don't mind.

Ghost

climber
A long way from where I started
Jun 30, 2013 - 01:02pm PT
So Dean, put yourself in the White House. Yup, leader of your country. Not absolute ruler, of course, because your power is checked and balanced by the other two branches, but in a position to lead.

In that position, what would you have done about healthcare in the US? Nothing? Just leave it as it was? Government has no business messing with healthcare?

If that's the case, what do you suggest doing about the folks who suffer because they can't afford care? Just say "Who cares?"

It's sort of baffling. You obviously care about some people who are suffering. I think you've worked to build an orphanage in Ecuador, and adopted an Ecuadorian child. But you seem not to care about others. Maybe I'm misunderstanding, but it sure seems like you take a certain joy in watching the suffering of people in your own country -- they're poor, and down-and-out, so they deserve to suffer.
John M

climber
Jun 30, 2013 - 01:06pm PT
When telling a joke, it helps to know that the person is joking. If the undercurrent is mean spirited and people are tired of the cruelty, then they bite back. LIke calling the new healthcare program Obamacare. Its mean spirited.
crunch

Social climber
CO
Jun 30, 2013 - 01:07pm PT
Anyone catch this recent article in Newsweek? (Arguably one of the most liberal forms of print media)



By Matt Patterson (Newsweek Columnist – Opinion Writer)

That article was never in Newsweek. You are lying or naive. Which?
John M

climber
Jun 30, 2013 - 01:11pm PT
To whom much is given, much is required.
John M

climber
Jun 30, 2013 - 01:12pm PT
Just because others call it Obamacare doesn't make it right. You should know that by now. You are smart enough to know that it is a derogatory term.
Ghost

climber
A long way from where I started
Jun 30, 2013 - 01:13pm PT
Ghost, the fact of the matter is, I care deeply.

That's as may be, but doesn't answer the question of "What would you have done if you were in the white house?"

Easy to criticize what you feel is a bad idea, but what is the right idea? Was the healthcare situation in the US just fine in your view? If not, and if Obamacare isn't the right way to fix it, then what is?

John M

climber
Jun 30, 2013 - 01:15pm PT
People are hurting under the current healthcare program. Yet you want to keep it. You complain that the new healthcare program is unfair because it will hurt you. Why should you expect anyone to care if you hurt, if you don't care if they hurt?
raymond phule

climber
Jun 30, 2013 - 01:19pm PT

Socialism doesn't work.

This probably depends on what you call socialism. There are many European contries with for example public health care that works well.
Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 01:21pm PT
Socialism doesn't work here.

We're already paying for socialism, we're just not getting the socialist services.
Wade Icey

Trad climber
www.alohashirtrescue.com
Jun 30, 2013 - 01:26pm PT
Ah, so it's about your money. Why didn't you say so in the first place?
John M

climber
Jun 30, 2013 - 01:26pm PT
Ghost, that is not my area of expertise.

But I do know that you do not try to solve one problem, by creating myriad others.


you also don't solve them by doing nothing.
John M

climber
Jun 30, 2013 - 01:28pm PT
you hate just as much
Ghost

climber
A long way from where I started
Jun 30, 2013 - 01:29pm PT
Socialism doesn't work.

Ah, right, my bad. I'd forgotten about that. About how the US has been totally wrecked by having police, fire, highways, ports, airports, etc etc etc mandated, controlled, and paid for by government.

"Socialism doesn't work" is a total cop-out answer. Most people who are pushing for some sort of government intervention into healthcare aren't rabid socialists, anymore than you're a rabid socialist for wanting a police force, or an army, or a highway.

Is Obamacare the right answer? Not from my perspective. But it's a start, and will perhaps lead to some intelligent discussion, so that maybe, just maybe, in a decade or so, the US will actually have a sane healthcare environment.
Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 01:31pm PT
Thatcher may have been correct over in the UK.

But here, the government has more than enough of other people's money to deliver the greatest socialist utopia ( to the extent it's possible ) the world has ever seen.

Mis-management is our problem. More money won't fix that.
John M

climber
Jun 30, 2013 - 01:31pm PT
You are in for a big wake up call Dean. You aren't suffering for Christ. You are suffering for your wallet.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 01:33pm PT
"However, it is unfair to make MOST of us pay DOUBLE (or more) what we pay now, in order to provide health care for others."

We've all been doing this for decades now. That's the whole point.


"Not to mention, it is killing businesses, and subsequently, killing the economy."

Prove it. It's not even in effect yet.

Anecdotal soundbite interviews with rightwing business owners don't count as 'proof'.
John M

climber
Jun 30, 2013 - 01:37pm PT
Now that I have you laughing, when are you going to start caring enough to tell your party that more needs to be done or we will end up with the thing that you fear?

People are hurting under the current healthcare program. Yet you want to keep it. You complain that the new healthcare program is unfair because it will hurt you. Why should you expect anyone to care if you hurt, if you don't care if they hurt?

Peoples pain fell on the deaf ears of the Republicans for too long. now this is what we get, a messed up healthcare program.



apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 01:43pm PT
bvb

Social climber
flagstaff arizona
Jun 30, 2013 - 02:00pm PT
I am 55 years old, and half spent nearly 4 1/2 years of my life in hospitals -- six months here, three months there, and many, many dozens of two to three week to four week stays -- many, many weeks of those years in the ICU. Sh#t, I've racked up another month just since April! If there were anything to the so-called "death panels" I'd be the first one to go. So I have followed all this with an inordinately intense level of interest. Right now I have high option Federal BC/BS and I've studied the living daylights out of any and all potential effects the Affordable Health Care Act might have on my coverage. I've also discussed the act at length with my many doctor. Cragman, you are at best uninformed, and at worst an uninformed ass.


June 19, 2013. Thee IV's running at once and I was hallucinating that there were seven angels in the room. I really should write a book.
Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 02:08pm PT
If none of us can afford to pay for our own healthcare, how are we supposed to be able to pay for everybody else's?
Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 02:21pm PT
"Chaz -We already pay for everyone's health care --- that is the simplest rule you should know first from an encyclopedia of complex money, economy and health care ...
Do you understand why this is rule number 1?"



So, what needs to be done different? LESS government involvement? LESS passing around of the costs? That would mean more individual self-reliance, wouldn't it? I'm not sure I understand what your idea of a fix would look like.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 02:21pm PT
"i guess now that its obamacare, obama just went with the flow huh?"

NOW you're getting it, Ronno!
bvb

Social climber
flagstaff arizona
Jun 30, 2013 - 02:27pm PT
Holy cow, Cragman presents himself as a Christian? The Apostles are facepalming in dismay right now.


Here's an old Larry Norman riff for you to play at your next bible study, Cragman.

[Click to View YouTube Video]


Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 02:28pm PT
If I remember my Bible correctly, Jesus had nothing but contempt for tax collectors.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 02:29pm PT
What in the hell does this thread have to do with Jesus?
Ghost

climber
A long way from where I started
Jun 30, 2013 - 02:30pm PT
So, what needs to be done different?...
I'm not sure I understand what your idea of a fix would look like.

Why not take a tour of every other first-world country, and see what they've done? See what works. What doesn't work. Try to figure out why things either work or don't work in all of those countries. Then try to put all the best things in place in the US?

Ah, no. Why bother? Far easier to stay home and yell "Socialism!"
bvb

Social climber
flagstaff arizona
Jun 30, 2013 - 02:35pm PT
If I remember my Bible correctly, Jesus had nothing but contempt for tax collectors.

I humbly submit it's entirely possible you are not recalling your bible correctly. Maybe you're thinking of the moneychangers in the temple?
Brandon-

climber
The Granite State.
Jun 30, 2013 - 02:36pm PT
What in the hell does this thread have to do with Jesus?

Well, it was authored by a bible thumper.
bvb

Social climber
flagstaff arizona
Jun 30, 2013 - 02:41pm PT
rSin nails it.
Chaz

Trad climber
greater Boss Angeles area
Jun 30, 2013 - 02:47pm PT
rsin writes:

"jesus paid all the taxes he own'd"



What was the tax rate then? Serfs had 1/3 of the fruits of their labor confiscated, and they were considered owned by others. Jesus certainly didn't support slavery, did He?
Jennie

Trad climber
Elk Creek, Idaho
Jun 30, 2013 - 02:50pm PT

No John...I rejoice in being hated for the sake of Christ!


Well, that you self-identify with Christ, Dean...but, then why post comments Christ wouldn't say, such as, "Busting the balls of you haters".

I've incited serious displeasure in past discussions, vis a vis religion, by acting high and mighty....ultimately realizing the dislike was due to my own hoity-toity attitude rather than anything I did for the "sake of Christ."

I believe you are a praiseworthy, altruistic person and value many of your opinions. But I think we need be circumspect incorporating Christ in validating our own personal opinions or presence on the forum.
Ghost

climber
A long way from where I started
Jun 30, 2013 - 03:04pm PT
So many here need to learn how to discuss

Some of us actually tried, but it turned out that the person who really didn't want to "discuss" was you. You were happy to shout that Obamacare sucks, but when politely asked to discuss the matter, your response was that you really didn't know anything about healthcare, that socialism sucked, and that that liked to "bust the balls" of people who disagree with you.

Go look in the mirror.
PAUL SOUZA

Trad climber
Central Valley, CA
Jun 30, 2013 - 03:07pm PT
People don't hate you for Jesus cragman - they hate you because you are a fundamentalist right wing lunatic - you have nothing to do with Jesus ...


http://www.supertopo.com/climbing/thread.php?topic_id=1586396&tn=0&mr=0

Here is the deleted bear killing thread and deleted pics.
Has anyone filed charges yet for this obvious lie concerning a cornered bear and its being shot in the back 5 times?
After a year thinking about this it only makes me more and more sick to my stomach.

And when running the story by many friends and family in Canada who have lived around bears their entire lives, and know nothing else about this guy, they all also feel the story is bullshit and doesn't add up..
I'm sure there are many people in June lake who feel the same concerning this lunatic.

Time for someone to be given this information and charges filed ...

Dude, Riley, what the hell man? I don't understand your blood thirst for Dean?

I remember sitting in El Cap Meadow with my dad, you and your girls, and Dean on Father's Day 2012 watching Hans and Alex break the speed record. You were so mellow and having a great time chatting with Dean and my dad.

Now you're hating away on him. What's the deal bro?

Need to chill man. :)

It's so effin sad and pathetic to see so much vile among this community.

Everyone needs to get the fawk over themselves. One day Dean may just be the man who pulls your ass out of a near death situation when SAR gets called.

Sheesh, go climb something! :)
GDavis

Social climber
SOL CAL
Jun 30, 2013 - 03:22pm PT
Lotta bunched panties here :) haha.
John M

climber
Jun 30, 2013 - 03:23pm PT

I've incited serious displeasure in past discussions, vis a vis religion, by acting high and mighty....ultimately realizing the dislike was due to my own hoity-toity attitude rather than anything I did for the "sake of Christ."

Thanks Jennie. I really appreciate that.

I'm not certain that Dean gets what you meant.



It sure is a prickly day. I feel it pretty intensely. I woke up grumpy. I'm sorry Dean if I was demeaning to you in any way. I do wish that you would try to see what Jennie is saying and how you come across to many of us. I do understand that some people dislike anyone who loves God. But that isn't always the case
phylp

Trad climber
Millbrae, CA
Jun 30, 2013 - 03:27pm PT
There is no need to demonize the President as an individual. The Obamacare bill was pased by our system of government.

Yes health care reform is drastically needed, but the bill, as passed, is hugely flawed. Many people will benefit but many others will pay a high price.

As a predictable effect of the phasing in of Obamacare and the need to meet the mandates for coverage: I just opened my mail to find out that Aetna is no longer going to be offering individual coverage plans in California. I now need to go out and find new coverage by the end of the year.

The real negative impact of this law is going to be on people who actually pay for their medical insurance. I've already seen it in the rate of change of my premium increases as parts of the law have been phased in. Much higher rate of increase every six months, with specific language in the cover letter explaining that the new rate is necessary to comply with the new coverages mandated by the law.
John M

climber
Jun 30, 2013 - 03:33pm PT
I agree that the current form is flawed. We need to get the insurance industry to follow a non profit plan like they do in other countries. Or get them out of the healthcare paradigm completely.

that said, under the old plan I will never be able to afford health insurance because of pre existing conditions. So its death is welcome to me.
PAUL SOUZA

Trad climber
Central Valley, CA
Jun 30, 2013 - 03:37pm PT
To play devils advocate,

I think all of this will force people to take better care of themselves and to just have a policy with a high deductible for the more serious emergencies. It will also encourage doctors to go to cash only and reduce their rates, and cut the insurance companies out of the loop.

It will all get worse before things get better.
John M

climber
Jun 30, 2013 - 03:37pm PT
You use PC as a disparagement when you disagree with someone and don't have a response. Why do you need to label someone PC? Just state your opinion about the problem without adding insults, such as "haters'. Why go there? Did Jesus? When you claim to be suffering for Christ, then you will be held to a higher standard. You are free to disagree. You aren't free to trade insults.

Trading insults and then pretending to be better "suffering for Christ", is hoity toity. Hoity toity is a form of arrogance.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 03:44pm PT
"Yes health care reform is drastically needed, but the bill, as passed, is hugely flawed."

I don't think there're many on the Left who believe the HR bill that passed was the best option, but the status quo was not an acceptable alternative. Once the obstructionist Right figured out they weren't going to be able to bury this issue, they did everything they could to sabotage it.

So it is what it is. There is at least a shred of hope that it could morph into something better. I'm skeptical about that, but it's better than what the Right had to offer.

Which was nothing.
John M

climber
Jun 30, 2013 - 03:44pm PT
Ron, do you have more confidence in the insurance industry to keep things fair?
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 03:52pm PT
He's doing great, though he's probably wondering if this heat is going to be the new normal. About the most significant behavior issues I've noted thusfar is a tendency to bark a bit at passersby, and running after squirrels & stuff. Pretty normal dog stuff, and perfectly trainable.

No, Dean...I don't think that's an accurate analogy.
John M

climber
Jun 30, 2013 - 04:00pm PT
I'm in TOTAL agreement with you that the GOP has SUCKED at coming up with an alternative

Thats the first time that I have heard you say anything even remotely like that. Hopefully you will express that to your parties leadership.
crunch

Social climber
CO
Jun 30, 2013 - 04:02pm PT
I'm in TOTAL agreement with you that the GOP has SUCKED at coming up with an alternative.

Umm, did he say that?

And anyway, the GOP came up with an excellent alternative: Romneycare. Obamacare is directly based on the GOP's own plan.

apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 30, 2013 - 04:11pm PT
I gotta say, I'm pretty impressed with that acknowledgement, too.

Given that the GOP had no alternative other than drive a stake through the heart of HR, and bury it for at least another 40 years, I just don't see how that could possibly be construed as an 'option'...esp. when the vast majority of Americans agree that our healthcare system is a disaster.

I'm probably about as skeptical as many on the Right, and expect this rollout to be bumpy for at least a few years. Along the way, there will be lots of politicking, too- lots of 'I told you sos', and lots of anecdotal examples of how it's not working. It will be very difficult to be able to empirically demonstrate that it has made any improvement, or even helped to slow the downward spiral healthcare has been on for decades.

In the meantime, this is all just Sunday afternoon chatter & speculation. The full impacts won't be known for quite some time.
John M

climber
Jun 30, 2013 - 04:20pm PT
Dean, the Republican leadership could stand to be taken to task publicly for these issues. So far I hear Republicans say that they do, but then I never hear them do it publicly and thus nothing ever changes.

My father is a devout Republican and he disagreed with the Iraq war, but he never really did anything that changed anything. He wrote his congressman, but then he continued to vote for him and he never took his displeasure public, so the congressman did not feel any pressure to change. Writing/talking to your congressman just isn't enough. You either have to go public, or you have to stop voting for them. Thats what democrats did to get their leadership to wake up to the need for fiscal responsibility.

And yes, I know that Obama hasn't balanced a budget. He was given a crippled economy. I was talking about when Clinton won election and the push started coming from Democrats to balance the budget. Its been lost in all the other stuff that is going on, but there is still a large part of the Democrat party that wants a balanced budget. We just see that we need to get the economy going again before we can do that. Cutting social services while growing the military just isn't acceptable to most liberals. Yet that is what W did, and we heard very few complaints from the Republicans. Even among those Republicans who disagreed with the Iraq war.
BMcC

Trad climber
Livermore
Jun 30, 2013 - 04:38pm PT
Hey Cragman - farther up-thread you posted this:
"Topic Author's Reply - Jun 30, 2013 - 09:54am PT
Anyone catch this recent article in Newsweek? (Arguably one of the most liberal forms of print media)

By Matt Patterson (Newsweek Columnist – Opinion Writer)

Years from now, historians may regard the 2008 election of Barack Obama as an inscrutable and disturbing phenomenon, the result of a baffling breed of mass hysteria akin perhaps to the witch craze of the Middle Ages. How, they will wonder, did a man so devoid of professional accomplishment beguile so many into thinking he could manage the world's largest economy, direct the world's most powerful military, execute the world's most consequential job? etc etc "

Interestingly it turns out the publication of that 'piece of work' was reviewed by Snopes in 2011 (i.e., not recently) and found to have not been published in Newsweek (as YOU claimed) nor the Washington Post (as others have claimed). It's an August 2011 opinion piece from a right-wing blog called the 'American Thinker'.
http://www.snopes.com/politics/soapbox/affirmative.asp

Snopes agrees with Crunch who posted (10:07a.m.) that the Matt Peterson opinion 'piece' was not published in Newsweek.

In summary, your article Cragman, was not recent and not in the Washington Post or Newsweek (as some chain-emails claimed), looks like something authored by someone who hates President Obama, and is not credible.

Cheers!
PAUL SOUZA

Trad climber
Central Valley, CA
Jun 30, 2013 - 05:07pm PT
Blood lust Paul ?
No ....just the facts ... I really don't care one way or the other ...

I had a good time that day talking with you and your dad by the way ...

But I've grown beyond respecting climbers just because they are climbers
I think it was my programming and love of climbing that affected my judgment.

I will never respect someone who blasts away a gorgeous bear because it was possibly ripping at his screen. You have to understand I grew up in red neck Alberta where there are bears everywhere and even there no one would ever do this ..
Or someone who preaches ridiculous garbage and then whines because everyone is mean to him cause he is a Christian.....this is pathology we have seen over and over again I here . You have to understand someone like cragman would be burning us at the stake in another day and age ...
Some of the most twisted sh#t there is in the world resides in the pathology displayed on this thread .

And I strongly feel he should be charged for shooting that bear in the back in a crazed gun rage and then pretending it was attacking him ..
My family, friends and community love animals and respect their right to live.
I would never pass judgment on a life like this because the poor animal smelt some food ..
If it was a problem the rangers could have taken care of it ..
But he wanted to kill ...
I hope people pick up the cause ...
I see he has now tried to delete all the evidence...

Perhaps you are the one who's pathological?

C'mon Riley, lighten up. :)

BTW, I've been to Dean's house twice and I have yet to catch fire being an Atheist and all. I've spent the night once and at no time was an exorcism attempted. ;) Hahaha

Ironically, while there, religion has not come up once. Hmmmm....

Fact is, none of us were there when that bear broke into his house.

Go climbing brah :)
PAUL SOUZA

Trad climber
Central Valley, CA
Jun 30, 2013 - 05:19pm PT
LOL!
PAUL SOUZA

Trad climber
Central Valley, CA
Jun 30, 2013 - 05:25pm PT
DOH!

lol
SCseagoat

Trad climber
Santa Cruz
Jun 30, 2013 - 07:41pm PT
Be glad I'm not Jewish....and celebrate the brit!

Bris?


Susan
SCseagoat

Trad climber
Santa Cruz
Jun 30, 2013 - 10:45pm PT
Thanks, Susan!

It's usually spell checker fun....like when I calendared "mammo" and it corrected it to "mammoth". Later on when I saw it I thought, "I don't remember that we're going to Mammoth"...

Feel free to celebrates the Brits; though, I have mixed feelings!

Happy summer,

Susan
PhilG

Trad climber
The Circuit, Tonasket WA
Jul 1, 2013 - 12:33am PT
Cragman:
My shift is over and I'm home drinking a "few" beers.

Not to keep this thread on a serious tone, I challenge you to guess what percentage of the people we saw today had private health insurance, what percentage had some form of Government Insurance (L&I, Medicare, Medicaid), and what percentage had no insurance at all (the hospital "ate" the bill)?
Also, what percentage had real "emergencies" that needed to be seen in the ED in the first?

Cragman, I think we share an agreement that this country faces some very real problems. I think we might also agree that it is time for us to put aside our religious and political differences, roll up our sleeves and go to work.
supp

climber
Jul 1, 2013 - 04:02am PT
This thread is yet another replay of the phony “debate” over the ACA that started in 2009. Realists acknowledge our healthcare system is screwed up big time and wrestle with what practical changes can be made to improve it. OTOH the do nothing camp says FU to the 50 million Americans that have no insurance at all and flings mistruths right and left (socialism, 3x’s larger than the IRS code, most will pay double what they do now, armed IRS agents enforcing the mandate) to avoid actually engaging in debate or looking for solutions. And of course underlying the generalized opposition to anything tied to Obama from the gop base of older whites is the gut feeling of many of them that a black guy can’t be qualified to be president, he’s an AA hire and “an impostor in the Oval Office.” Too bad Obama made concessions to these guys in designing the ACA when their intent was to sabotage it and pretty much any effort that could clip the wings of corporate America.
tradmanclimbs

Ice climber
Pomfert VT
Jul 1, 2013 - 07:07am PT
Pretty sure obama care is going to suck simply because the sick fuk repuglicans fought it so hard that by the time something could actually get passed the insurance companys had pumped hundreds of milions of dollars into it and we end up with a bill that is good for them and bad for us.

medicare for everyone now is the only moral thing to do. let our taxes pay for our health care. NOT giveing healthcare to Iraqis, afgans and guns to islamic wingnuts in syria. Etc.

All the money we pissed away invadeing Iraq could have set us up pretty with the best health care system in the world. Instead weengaged in the biggest f*#k up of our lifetime.....
supp

climber
Jul 1, 2013 - 09:09am PT
A little balance here to some of the sky is falling because of the ACA claims. I dont think there are many supporters saying it's perfect out of the box or even that it's the ideal solution or that there won't be problems rolling it out, especially with the gop working hard to make it fail, but it's also true that it's a significant step forward that will cover 30 million or so people who now have no insurance, create more of an equal playing field for the self-employed, force insurers to spend most of your premiums on actual healthcare, and do away with insurers denying you coverage or charging you more for preexisting conditions. Don't forget the republican alternative is the privilege of living in the only rich country where many of its citizens are forced to file for medical bankruptcy every year or are denied care by a for-profit insurance company.

Here's a recent forecast that premiums will be lower than expected due in part to that evil, freedom-stealing Obamacare:


Health Cost Growth Slows Further Even as Economy Rebounds

By Alex Wayne - Jun 18, 2013

Provisions in the Affordable Care Act that penalize hospitals for excessive readmissions and encourage employers to offer wellness programs are slowing the growth of U.S. medical costs, even as the economy rebounds.

Health-care costs for commercial insurers and employers are expected to rise about 4.5 percent next year after accounting for changes in benefits, PricewaterhouseCoopers LLP said in a report today. The increase is a percentage point less than what the consulting company projected for 2013.
The report cited the positive effect of provisions in the health-care law that reduced hospital readmissions by 70,000 in 2012 and lowered premiums for people in employer-sponsored smoking cessation or chronic-disease management programs. The report supports President Barack Obama’s contentions that the 2010 law has contributed to historically slow cost growth...

http://www.bloomberg.com/news/print/2013-06-18/health-cost-growth-slows-further-even-as-economy-rebounds.html
climbski2

Mountain climber
Anchorage AK, Reno NV
Jul 1, 2013 - 09:58am PT
I think everyone agrees that the US healthcare system is a terrible mess. Embarrasingly so. Some people get good care. But Millions of course do not.

Millions.. in the the wealthiest nation the world has ever seen.

Obamacare may or may not be an improvement to having done nothing. I suspect it is a slight improvement. Folks can differ on that for sure.

I havn't heard anyone say that it is a good solution.

So many countries around the world have better systems. Ranging from true socialized medicine like our VA to single-payer to mixed private and public insurance.

Lots of ways to skin the cat as they say. Nothing this complex can be a one size fits all for every nation. Any system will have it's drawbacks.

But when you leave almost everything to private insurance you are making a terrible mistake. Those folks are industrial strength bloodsuckers who would absolutely prefer you die instead of honor their contract if it means more than taking your payments. That is my beef with Obamacare.

As little as I like big government or trust it. I like and trust insurance companies even less. Obabma care seems to take the worst of both these worlds and combine them..

I'd rather just pay taxes than an insurance company.
Gary

Social climber
Desolation Basin, Calif.
Jul 1, 2013 - 12:16pm PT
Chaz:
Socialism doesn't work here.

Yes it does. It works great for the rich. They love it. Socialize the losses, privatize the profits.

It's when the rest of us want socialism that it's bad.

And if socialism is such a failure, why are most of Forbe's Magazine's best cities in the world to live in located in social democracies?

The world is capitalist, and the vast majority of the world lives in a shithole. That system is the failure.
Hawkeye

climber
State of Mine
Jul 1, 2013 - 12:20pm PT
This is complex stuff - I just finished a masters level course on just one part of what this entails.

and now that riley has barely passed a college course he will be an expert in yet another topic....god spare us....
Wade Icey

Trad climber
www.alohashirtrescue.com
Jul 1, 2013 - 12:32pm PT


James Wilcox

Boulder climber
The Coast
Jul 1, 2013 - 12:51pm PT
+1 to Climbski2.
At least someone is trying something. Ignoring the situation hasn't seemed to work.

crunch

Social climber
CO
Jul 1, 2013 - 01:18pm PT
Some of us out here in Supertopo-land like Obama and approve of his efforts to change the health system.

I have good medical insurance but I sure feel bad for those who can't afford it--too many of my friends are one climbing accident or illness away from ruin.

All the best to Obamacare. I hope it ends up providing the full coverage it is intended to do.
goatboy smellz

climber
Nederland-GulfBreeze
Jul 1, 2013 - 01:40pm PT
For the facts and links go here...

http://www.reddit.com/r/explainlikeimfive/comments/vb8vs/eli5_what_exactly_is_obamacare_and_what_did_it/c530lfx

Okay, explained like you're a five year-old (well, okay, maybe a bit older), without too much oversimplification, and (hopefully) without sounding too biased:

What people call "Obamacare" is actually the Patient Protection and Affordable Care Act (abbreviated to PPACA or ACA). However, people were calling it "Obamacare" before everyone even hammered out what it would be. It's a term that was, at first, mostly used by people who didn't like the PPACA, and it's become popularized in part because PPACA is a really long and awkward name, even when you turn it into an acronym like that. Barack Obama has since said that he actually likes the term "Obamacare" because, he says, "I do care".

Anyway, the PPACA made a bunch of new rules regarding health care, with the purpose of making health care more affordable for everyone. Opponents of the PPACA, on the other hand, feel that the rules it makes take away too many freedoms and force people (both individuals and businesses) to do things they shouldn't have to.

So what does it do? Well, here is everything, in the order of when it goes into effect (because some of it happens later than other parts of it):
(Note: Page numbers listed in citations are the page numbers within the PDF, not the page numbers of the document itself)

Already in effect:

It allows the Food and Drug Administration to approve more generic drugs (making for more competition in the market to drive down prices) ( Citation: An entire section of the bill, called Title VII, is devoted to this, starting on page 766 )

It increases the rebates on drugs people get through Medicare (so drugs cost less) ( Citation: Page 235, sec. 2501 )

It establishes a non-profit group, that the government doesn't directly control, PCORI, to study different kinds of treatments to see what works better and is the best use of money. ( Citation: Page 684, sec. 1181 )

It makes chain restaurants like McDonalds display how many calories are in all of their foods, so people can have an easier time making choices to eat healthy. ( Citation: Page 518, sec. 4205 )

It makes a "high-risk pool" for people with pre-existing conditions. Basically, this is a way to slowly ease into getting rid of "pre-existing conditions" altogether. For now, people who already have health issues that would be considered "pre-existing conditions" can still get insurance, but at different rates than people without them. ( Citation: Page 49, sec. 1101, Page 64, sec. 2704, and Page 65, sec. 2702 )

It forbids insurance companies from discriminating based on a disability, or because they were the victim of domestic abuse in the past (yes, insurers really did deny coverage for that) ( Citation: Page 66, sec. 2705)

It renews some old policies, and calls for the appointment of various positions.

It creates a new 10% tax on indoor tanning booths. ( Citation: Page 942, sec. 5000B )

It says that health insurance companies can no longer tell customers that they won't get any more coverage because they have hit a "lifetime limit". Basically, if someone has paid for health insurance, that company can't tell that person that he's used that insurance too much throughout his life so they won't cover him any more. They can't do this for lifetime spending, and they're limited in how much they can do this for yearly spending. ( Citation: Page 33, sec. 2711 )

Kids can continue to be covered by their parents' health insurance until they're 26. ( Citation: Page 34, sec. 2714 )

No more "pre-existing conditions" for kids under the age of 19. ( Citation: Page 64, sec. 2704 and Page 76, sec. 1255 )

Insurers have less ability to change the amount customers have to pay for their plans. ( Citation: Page 47, sec. 2794 )

People in the "Medicare Part D Coverage Gap" (also referred to as the "Donut Hole") get a rebate to make up for the extra money they would otherwise have to spend. ( Citation: Page 398, sec. 3301 )

Insurers can't just drop customers once they get sick. ( Citation: Page 33, sec. 2712 )

Insurers have to tell customers what they're spending money on. (Instead of just "administrative fee", they have to be more specific).

Insurers need to have an appeals process for when they turn down a claim, so customers have some manner of recourse other than a lawsuit when they're turned down. ( Citation: Page 42, sec. 2719 )

Anti-fraud funding is increased and new ways to stop fraud are created. ( Citation: Page 718, sec. 6402 )

Medicare extends to smaller hospitals. ( Citation: Starting on page 363, the entire section "Part II" seems to deal with this )

Medicare patients with chronic illnesses must be monitored more thoroughly.
Reduces the costs for some companies that handle benefits for the elderly. ( Citation: Page 511, sec. 4202 )

A new website is made to give people insurance and health information. (I think this is it: http://www.healthcare.gov/ ). ( Citation: Page 55, sec. 1103 )

A credit program is made that will make it easier for business to invest in new ways to treat illness by paying half the cost of the investment. (Note - this program was temporary. It already ended) ( Citation: Page 849, sec. 9023 )

A limit is placed on just how much of a percentage of the money an insurer makes can be profit, to make sure they're not price-gouging customers. ( Citation: Page 41, sec. 1101 )

A limit is placed on what type of insurance accounts can be used to pay for over-the-counter drugs without a prescription. Basically, your insurer isn't paying for the Aspirin you bought for that hangover. ( Citation: Page 819, sec. 9003 )

Employers need to list the benefits they provided to employees on their tax forms. ( Citation: Page 819, sec. 9002 )

Any new health plans must provide preventive care (mammograms, colonoscopies, etc.) without requiring any sort of co-pay or charge. ( Citation: Page 33, sec. 2713 )

1/1/2013
If you make over $200,000 a year, your taxes go up a tiny bit (0.9%). Edit: To address those who take issue with the word "tiny", a change of 0.9% is relatively tiny. Any look at how taxes have fluctuated over the years will reveal that a change of less than one percent is miniscule, especially when we're talking about people in the top 5% of earners. ( Citation: Page 837, sec. 9015 )

1/1/2014
This is when a lot of the really big changes happen.
No more "pre-existing conditions". At all. People will be charged the same regardless of their medical history. ( Citation: Page 64, sec. 2704, Page 65, sec. 2701, and Page 76, sec. 1255 )

If you can afford insurance but do not get it, you will be charged a fee. This is the "mandate" that people are talking about. Basically, it's a trade-off for the "pre-existing conditions" bit, saying that since insurers now have to cover you regardless of what you have, you can't just wait to buy insurance until you get sick. Otherwise no one would buy insurance until they needed it. You can opt not to get insurance, but you'll have to pay the fee instead, unless of course you're not buying insurance because you just can't afford it. (Note: On 6/28/12, the Supreme Court ruled that this is Constitutional, as long as it's considered a tax on the uninsured and not a penalty for not buying insurance... nitpicking about wording, mostly, but the long and short of it is, it looks like this is accepted by the courts) ( Citation: Page 164, sec. 5000A, and here is the actual court ruling for those who wish to read it. )

Question: What determines whether or not I can afford the mandate? Will I be forced to pay for insurance I can't afford?

Answer: There are all kinds of checks in place to keep you from getting screwed. Kaiser actually has a webpage with a pretty good rundown on it, if you're worried about it. You can see it here. Okay, have we got that settled? Okay, moving on...

Medicaid can now be used by everyone up to 133% of the poverty line (basically, a lot more poor people can get insurance) ( Citation: Page 198, sec. 2001 ) (Note: The recent court ruling says that states can opt out of this and that the Federal government cannot penalize them by withholding Medicaid funding, but as far as I can tell, nothing is stopping the Federal government from simply just offering incentives to those who do opt to do it, instead)

Small businesses get some tax credits for two years. (It looks like this is specifically for businesses with 25 or fewer employees) ( Citation: Page 157, sec. 1421 )

Businesses with over 50 employees must offer health insurance to full-time employees, or pay a penalty. ( Citation: Page 174, sec. 4980H )

Question: Can't businesses just fire employees or make them work part-time to get around this requirement? Also, what about businesses with multiple locations?

Answer: Yes and no. Switching to part-time only won't help to get out of the requirement, as the Affordable Care Act counts the hours worked, not the number of full-time employees you have. If your employees worked an equivalent of 50 full-time employees' hours, the requirement kicks in.

Really, the only plausible way a business could reasonably utilize this strategy is if they currently operate with just over the 50-employee number, and could still operate with under 50 employees, and have no intention to expand.

Also, regarding the questions about multiple locations, this legal website analyzed the law and claims that multiple locations in one chain all count as a part of the same business (meaning employers like Wal-Mart can't get around this by being under 50 employees in one store - they'd have to be under that for the entire chain, which just ain't happening).

Independently-owned franchises are different, however, as they have a separate owner and as such aren't included under the same net as the parent company. However, any individual franchise with over 50 employees will have to meet the requirement.

Having said that, the ACA only requires employers to offer insurance to full-time employees, so theoretically they could get out of this by reducing all employees to 29 hours or fewer a week. However, if any employees' hours go above that, their employer will have to provide insurance or pay the penalty. And also, this is putting aside how an employer only offering part-time work with no insurance will affect how competitive they are on the job market, especially when small businesses with 25 or fewer employees actually get that aforementioned tax credit to help pay for insurance if they choose to get it (though they are not required to provide insurance).

Insurers now can't do annual spending caps. Their customers can get as much health care in a given year as they need. ( Citation: Page 33, sec. 2711 )

Limits how high of an annual deductible insurers can charge customers. ( Citation: Page 81, sec. 1302 )

Health insurance cannot discriminate against women on pricing or plan availability ( Citation: Page 185, sec. 1557 )

Reduce costs for some Medicare spending, which in turn are put right back into Medicare to increase its solvency. Most notably, this bill reduces the amount that Medicare Advantage pays to be more in line with other areas of Medicare ( Citation: Page 384, Sec. 3201 and Page 389, Sec. 3202 ), and reduces the growth of Medicare payments in the future ( Citation: Page 426, Sec. 3402 ).

The non-partisan Congressional Budget Office estimates that between 2012 and 2022, this will amount to $716 Billion in reduced spending ( Citation: CBO Estimate ). Also being cut is $22 Billion from the Medicare Improvement Fund, most likely because the PPACA does a lot of the same stuff, so that spending would be redundant ( Citation: Page 361, Sec. 3112 ).

Place a $2500 limit on tax-free spending on FSAs (accounts for medical spending). Basically, people using these accounts now have to pay taxes on any money over $2500 they put into them. ( Citation: Page 820, sec. 9005 )

Establish health insurance exchanges and rebates for the lower and middle-class, basically making it so they have an easier time getting affordable medical coverage. ( Citation: Page 107, sec. 1311 )

Congress and Congressional staff will only be offered the same insurance offered to people in the insurance exchanges, rather than Federal Insurance. Basically, we won't be footing their health care bills any more than any other American citizen. ( Citation: Page 100, sec. 1312 )

A new tax on pharmaceutical companies.

A new tax on the purchase of medical devices.

A new tax on insurance companies based on their market share. Basically, the more of the market they control, the more they'll get taxed.

Raises the bar for how much your medical expenses must cost before you can start deducting them from your taxes (Thanks to Redditor cnash6 for the correction!).

1/1/2015
Doctors' pay will be determined by the quality of their care, not how many people they treat. Edit: a_real_MD addresses questions regarding this one in far more detail and with far more expertise than I can offer in this post. If you're looking for a more in-depth explanation of this one (as many of you are), I highly recommend you give his post a read.

1/1/2017
If any state can come up with their own plan, one which gives citizens the same level of care at the same price as the PPACA, they can ask the Secretary of Health and Human Resources for permission to do their plan instead of the PPACA. So if they can get the same results without, say, the mandate, they can be allowed to do so. Vermont, for example, has expressed a desire to just go straight to single-payer (in simple terms, everyone is covered, and medical expenses are paid by taxpayers). ( Citation: Page 117, sec. 1332 )

2018
All health care plans must now cover preventive care (not just the new ones).

A new tax on "Cadillac" health care plans (more expensive plans for rich people who want fancier coverage).

2020
The elimination of the "Medicare gap".

Aaaaand that's it right there.

The biggest thing opponents of the bill have against it is the mandate. They claim that it forces people to buy insurance, and forcing people to buy something is unconstitutional. Personally, I take the opposite view, as it's not telling people to buy a specific thing, just to have a specific type of thing, just like a part of the money we pay in taxes pays for the police and firemen who protect us, this would have us paying to ensure doctors can treat us for illness and injury.

Plus, as previously mentioned, it's necessary if you're doing away with "pre-existing conditions" because otherwise no one would get insurance until they needed to use it, which defeats the purpose of insurance.

Of course, because so many people are arguing about it, and some of the people arguing about it don't really care whether or not what they're saying is true, there are a lot of things people think the bill does that just aren't true.

Here's a few of them:

Obamacare has death panels!: That sounds so cartoonishly evil it must be true, right? Well, no. No part of the bill says anything about appointing people to decide whether or not someone dies. The decision over whether or not your claim is approved is still in the hands of your insurer.

However, now there's an appeals process so if your claim gets turned down, you can challenge that. And the government watches that appeals process to make sure it's not being unfair to customers. So if anything the PPACA is trying to stop the death panels. ( Citation: Page 42, sec. 2719 )

What about the Independent Medicare Advisory Board? Death Panels!: The Independent Medicare Advisory Board (which has had its name changed to Independent Payment Advisory Board, or IPAB) is intended to give recommendations on how to save Medicare costs per person, deliver more efficient and effective care, improve access to services, and eliminate waste.

However, they have no real power. They put together a recommendation to put before Congress, and Congress votes on it, and the President has power to veto it. What's more, they are specifically told that their recommendation will not ration health care, raise premiums or co-pays, restrict benefits, or restrict eligibility. In other words, they need to find ways to save money without reducing care for patients. So no death panels. In any sense of the (stupid) term. ( Citation: Page 426, sec. 3403 )

Obamacare has health care rationing!: "Rationing" is just a fancier way of saying "Death Panels". And no, it doesn't. (See above).

Obamacare has an un-elected panel of people who will decide what kind of care I can get!: Yet another way of saying "Death Panels", albeit a softer way of saying it. It's true that the IPAB is appointed, not elected. However, they are expressly forbidden from reducing or rationing care. (Again, see above).

Obamacare gives free insurance to illegal immigrants!: Actually, there are multiple parts of the bill that specifically state that the recipient of tax credits and other good stuff must be a legal resident of the United States. And while the bill doesn't specifically forbid illegals from buying insurance or getting treated at hospitals, neither did the laws in the US before the PPACA. So even at worst, illegals still have just as much trouble getting medical care as they used to. ( Citations: Page 141, sec. 1402, Page 142, sec. 1411, Page 144, sec. 1411, Page 151, sec. 1412 )

Obamacare uses taxpayer money for abortions!: One part of the bill says, essentially, that the folks who wrote this bill aren't touching that issue with a ten foot pole. It basically passes the buck on to the states, who can choose to allow insurance plans that cover abortions, or they can choose to not allow them. Obama may be pro-choice, but that is not reflected in the PPACA. ( Citation: Page 64, sec. 1303 )

Obamacare forces churches/taxpayers to pay for women to have free birth control!: This claim refers to Page 33, sec. 2713, which says that health insurance must include preventive care for women supported by the Health Resources and Services Administration. And that Administration, on the recommendation of the independent Institute of Medicine of the National Academy of Science, has determined that preventive care for women should include access to well women visits, domestic violence screening, and, yes, contraception. So insurers do have to provide these services, and no, they cannot require their insured to pay for them.

This is because birth control, particularly its effects on hormones and stuff, are very important to the health of some women. "But what if I, as a taxpayer, don't want to pay for it?" you ask? You don't. It's provided by the health insurance company, not the government. "But what about employers who provide employee plans? Does that mean a church would have to pay for the birth control of its clergy?" you ask? The answer is "no". On February 10, 2012 (or February 15th, if you go by the header in the document), the Department of Health and Human Services issued this document, detailing its enforcement of that section of the ACA.

Kaiser has given their own interpretation of this. The short version is, churches and houses of worship are exempt from this rule, period. Other religious employers (like Catholic hospitals) are also exempt until August 2013, by which time insurance providers are to have created special plans specifically for them, that put all the costs of contraception on the insurer, with none on the employee or the employer.

So not one cent of taxpayer money is going towards contraception, nor is a single cent of a church's money paying for contraception either. Birth control is to be provided to women by the insurer.

Obamacare won't let me keep the insurance I have!: The PPACA actually very specifically says you can keep the insurance you have if you want. ( Citation: Page 74, sec. 1251 )

Obamacare will make the government get between me and my doctor!: The PPACA very specifically says that the Secretary of Health and Human Services (who is in charge of much of the bill), is absolutely not to promote any regulation that hinders a patient's ability to get health care, to speak with their doctor, or have access to a full range of treatment options. ( Citation: Page 184, sec. 1554 )

Obamacare has a public option! That makes it bad!: The public option (which would give people the option of getting insurance from a government-run insurer, thus the name), whether you like it or not, was taken out of the bill before it was passed. You can still see where it used to be, though. ( Citation: Page 111, sec. 1323 (the first one) )

Obamacare will cost trillions and put us in massive debt!: The PPACA will cost a lot of money... at first. $1.7 Trillion. Yikes, right? But that's just to get the ball rolling.

You see, amongst the things built into the bill are new taxes - on insurers, pharmaceutical companies, tanning salons, and a slight increase in taxes on people who make over $200K (an increase of less than 1%).

Additionally, the bill cuts some stuff from Medicare that's not really working, and generally tries to make everything work more efficiently.

Also, the increased focus on preventative care (making sure people don't get sick in the first place), should help to save money the government already spends on emergency care for these same people. Basically, by catching illnesses early, we're not spending as much on emergency room visits.

According to the Congressional Budget Office, who studies these things, the ultimate result is that this bill will reduce the yearly deficit by $109 billion ( Source ).

By the year 2021, the bill will actually have paid itself and started bringing in more money than it cost.

Obamacare is twice as long as War and Peace!: War and Peace is 587,287 words long. The Patient Protection and Affordable Care Act, depending on which version you're referring to, is between 300,000-400,000 words long. Don't get me wrong, it's still very long, but it's not as long as War and Peace. Also, it bears mention that bills are often long.

In 2005, Republicans passed the Safe, Accountable, Flexible, Efficient Transportation Equity Act: A Legacy for Users, 2005, which was almost as long as the PPACA, and no one raised a stink about it.

The people who passed Obamacare didn't even read it!: Are you kidding? They had been reading it over and over for a half a year. This thing was being tossed around in debates for ages. And it went through numerous revisions, but every time it was revised, it was just adding, removing, or changing small parts of it, not rewriting the whole thing. And every time it was revised, the new version of the bill was published online for everyone to see.

The final time it was edited, there may not have been time to re-read the entire thing before voting on it, but there wasn't a need to, because everyone had already read it all. The only thing people needed to read was the revision, which there was plenty of time to do.

Pelosi said something like, "we'll have to pass the bill before reading it"!: The actual quote is "we have to pass the bill so that you can find out what is in it, away from the fog of controversy", and she's talking about all the lies and false rumors that were spreading about it.

Things had gotten so absurd that by this point many had given up on trying to have an honest dialogue about it, since people kept worrying about things that had no basis in reality. Pelosi was simply trying to say that once the bill is finalized and passed, then everyone can look at it and see, without question, what is actually in the thing (as opposed to some new amendment you heard on the radio that they were going to put in).
Obamacare was signed quietly in the middle of the night!: This is stretching the truth to the breaking point.

The House version of the bill was signed on October 8, 2009 at 12:15 in the afternoon, and the Senate version was signed on December 24, 2009 at 7:05 in the morning. The only vote that you could argue came close to "the middle of the night" was the House vote on the changes made in the Senate version of the bill, which took place at 10:49 p.m... on March 21, 2010, a whole three months later.

It wasn't a vote on anything anyone hadn't seen before, but on the version of the legislation passed in the Senate. 431 of the 435 men and women in the House of Representatives voted on it. (citation: govtrack.us ).

Obamacare is a government takeover of the health industry!: What do you mean by "takeover"? Like, for example, do you believe that because the FDA regulates food to make sure that it's safe to eat, that we've had a government takeover of food? By the same right, the Affordable Care Act adds a lot of regulations saying how health insurers should do business, in order to make sure that more people have insurance and that their insurance works in a way that's fair and reliable... but the government themselves isn't taking over insurance.

They're not selling us that insurance - the Public Option, which would have made a government-run insurance plan to compete with private plans, never got passed. So government isn't taking over your insurance any more than they've taken over your food.

Obamacare cuts $700 Billion dollars from Medicare!: Not really. What the Affordable Care Act actually does is brings Medicare Advantage costs back in line with regular Medicare ( Citation: Page 384, Sec. 3201 and Page 389, Sec. 3202 ), limit the growth of certain parts of Medicare where our spending is outpacing what we're actually required to spend ( Citation: Page 426, Sec. 3402 ), and replaces some parts of Medicare with better, more cost-effective substitutes ( Citation: Page 361, Sec. 3112 ).

These accusations are based on a report by the non-partisan Congressional Budget Office showing the reduction of Medicare costs from 2012-2022. However, the accusations fail to mention that those "cuts" will not result in reduced care, reduced enrollment, or reduced anything really, other than reduced costs to the taxpayers... which both Democrats and Republicans agree is a good idea (so much so that Republicans like Paul Ryan even included those exact same "cuts" in their own budget plans).

Obamacare takes money from Medicare to pay for Obamacare!: It absolutely does not. Every penny saved by changes the Affordable Care Act makes to Medicare goes back into Medicare. The bill itself specifically says that any of these savings must be used to increase Medicare solvency, improve its services, or reduce premiums ( Citation: Page 481, Sec. 3601 ).

Obamacare is going to make hospitals drop support for Medicare and Medicaid!: Some doctors and hospitals are worried about some of the big changes being made to how they're paid. Specifically, that Medicare and Medicaid are changing from compensating them for the number of patients they see to compensating them for how well they treat those patients. Some doctors have even threatened to stop accepting Medicare and Medicaid.

But these threats seem weak when you realize that, according to the American Hospital Association, "Medicare and Medicaid account for 56 percent of all care provided by hospitals. Consequently, very few hospitals can elect not to participate in Medicare and Medicaid." Now, granted, reimbursements to hospitals under Medicare are in many cases less than the cost of care, but much of what the ACA does is to seek to reduce the cost of care, particularly by reducing recidivism (patients going back to the hospital to be treated for the same thing because they didn't get the right treatment the first time). And alarmists warning about "cuts made to Medicare" can look back above - it's not being cut, it's having its growth rate reduced, and any savings go back into Medicare.

Obamacare allows Barack Obama to create a secret health care army!: I swear, I did not make this one up. There are actually people out there claiming this. It is pertaining to Page 562 of the bill, specifically sections 5209, 5210, and 203, which reduce limits on the United States Public Health Service Commissioned Corps, and creates the Regular Corps and the Ready Reserve Corps. What the claim gets right is that these are enlisted uniformed services.

However, what these Corps do is respond to disasters like hurricane Katrina and the Haiti earthquake. They are enlisted medical professionals that can be called up in a time of crisis. In fact, the United States Public Health Service Commissioned Corps was involved in the assistance with both of those emergencies... but at that time, it was limited in size to only 2800 people. This section of the bill removes those limits so we are better-equipped to respond to emergencies like this in the future.

I think those are some of the bigger ones. I'll try to get to more as I think of them.

Whew! Hope that answers the question!

Your move Cragman.
Try showing us links within the ACA law to support your arguments instead of more unsubstantiated dogma.
Brandon-

climber
The Granite State.
Jul 1, 2013 - 02:02pm PT
Good share, Goatboy.

can't say

Social climber
Pasadena CA
Jul 1, 2013 - 02:11pm PT
Dean, you've been living too long in that inbred cloisterf*#k known as the Goon Lump...errr June Lake Loop. The circular firing squad that passes for intellectual thought there is mind-numbingly tone deaf. IMO you need a change.
Skeptimistic

Mountain climber
La Mancha
Jul 1, 2013 - 02:14pm PT
Once freedom is lost, America is lost. Wake up, beloved America .

Yes, we have. That's why we do our best to thwart the military-industrial-fox complex at every opportunity. Your scare tactics only fall on the weak and confused sheep's ears in society. Our mission is to show them that their shephard is actually a wolf.
Reilly

Mountain climber
The Other Monrovia- CA
Jul 1, 2013 - 02:14pm PT
Millions.. in the the wealthiest nation the world has ever seen.

Well, not per capita; we're a long ways from quite a few countries.
But, each and every American does own a bigger piece, per capita, of an
aircraft carrier, F-22, B-2, etc.
James Wilcox

Boulder climber
The Coast
Jul 1, 2013 - 02:17pm PT
Pat, when we bought our place just north of June(Virginia Lakes) Half dozen neighbors came by to say hi. All but one asked us within minutes what religious denomination we are and what party we voted with.
WTF, shouldn't you be more concerned about what kinda neighbors we're gonna be? Will we keep up on our place? If you need a hand can you count on us to help?
supp

climber
Jul 1, 2013 - 02:24pm PT
The OP's last Ben Stein cut and paste shows again how non-serious the gop has been about healthcare. They don't care that 50 million Americans were uninsured on their watch. They don't care how many Americans go bankrupt or die of preventable disease or conditions because they have no insurance. In fact they'll do whatever it takes to keep all Americans from having basic access to healthcare, including whipping up the bigotry of their base with race-baiting against the president.

About the only healthcare related claim in the Stein rant is that "lowering health costs while expanding coverage and bureaucracy is a myth, a promise that never was and never can be -- a bureaucracy lowering costs in a free society." Sounds similar to the high flown bogus Reagan rhetoric in the 1960s saying Medicare would be the end of freedom in America. The experience of pretty much all the developed world contradicts the claim that a free market in healthcare is workable.

Pretty reliably if you do the opposite of whatever the current gop advocates you're at least started in the right direction.
pyro

Big Wall climber
Calabasas
Jul 1, 2013 - 02:36pm PT
Romenycare going strong and working great in Massachusetts ;)


i'm covered by mass and it's gooooood!
Hawkeye

climber
State of Mine
Jul 1, 2013 - 03:23pm PT
i see riley is suffering again from his 'post ranting BS and delete syndrome"...better get some medical help there kiddo.
can't say

Social climber
Pasadena CA
Jul 1, 2013 - 04:27pm PT
James, it seems small towns breed narrow minds. That's been my experience
ncrockclimber

climber
The Desert Oven
Jul 1, 2013 - 07:13pm PT
Anyone want to hazard a guess at how many posts this thread will reach before Cragman's vagina gets all puffy and irritated and he deletes the whole thing?
goatboy smellz

climber
Nederland-GulfBreeze
Jul 1, 2013 - 08:09pm PT
FWIW, Cragman's not a bad guy, he is a lot more conscious and humble of the issues compared to other right wing parrots.

I saw the same sort of paranoid, delusional fall out in my industry when the Dodd-Frank law went into effect however since that involved finance instead of healthcare there was a lot less screaming from the masses, since most people know jackall about financing and how it works in their lives. Plus it's boring so makes for bad TV for the talking heads so there was a lot less propaganda from the haters..

Overall the financing industry survived the new laws, improved disclosures while the public benefited and those in the business that opposed the new system were kicked to the curb.
Win, Win for the public and industry. PM Accomazzo for details.

We are all in this together so let Obamacare run its course and improve on any misses and celebrate all progressions.
GuapoVino

Trad climber
Jul 2, 2013 - 01:08pm PT
I asked my doctor about Obamacare. I didn't call it Obamacare because I didn't want to give him any hint whatsoever about my leanings on any of it. I just refered to it as "the new healthcare laws going into effect". He didn't seem too opinionated about it one way or the other but gave a few good points about it. I told him that I heard that some state governments were looking at ways to not go along with it and that one issue in particular that I don't want them to overturn was the ban on pre-existing conditions. He said that change and a few others are locked in and the state governments can't change those. Then he went on kind of a mild rant saying that our state government hasn't done anything to get ready for the changes that are going to be taking place and it appeared to him that they are just going to let the whole thing turn to chaos and confusion, almost like they want it to crash.
Snowmassguy

Trad climber
Calirado
Jul 2, 2013 - 01:17pm PT
It will be interesting to look back on Obamacare in 20-30 years. I am sure their will be positives and negatives like just about everything in life.
My job brings me in contact with many MD's. Having young children myself, the conversation frequently leads to the discussion of the Dr's children. The most common thing I hear is that current MD's DO NOT want their children to become doctors. Shocking how common this is in this community. Why.... being a dr apparently is not about making people better anymore and more about red tape and bureaucracy....as well as perceived limitations on their earnings.
Right or wrong, it will be interesting to see if the smartest/brightest folks pursue medicine as a career path or look in other directions.
TGT

Social climber
So Cal
Jul 2, 2013 - 04:17pm PT
http://www.washingtonpost.com/blogs/post-partisan/wp/2013/07/01/the-insiders-democrats-are-trying-to-suppress-the-confusion-and-hide-the-cost-of-obamacare/?hpid=z2


At some point soon, it’s going to be undeniable that ObamaCare is nothing but another federal entitlement, where those who are young and healthy bear the direct cost of subsidizing those who are not.


goatboy smellz

climber
Nederland-GulfBreeze
Jul 2, 2013 - 06:22pm PT
TGT

Social climber
So Cal

Jul 2, 2013 - 01:17pm PT
http://www.washingtonpost.com/blogs/post-partisan/wp/2013/07/01/the-insiders-democrats-are-trying-to-suppress-the-confusion-and-hide-the-cost-of-obamacare/?hpid=z2


At some point soon, it’s going to be undeniable that ObamaCare is nothing but another federal entitlement, where those who are young and healthy bear the direct cost of subsidizing those who are not.

TGT, Do you collect Medicare, medicaid or social security?
Hoser

climber
vancouver
Jul 2, 2013 - 06:30pm PT
where those who are young and healthy bear the direct cost of subsidizing those who are not

Why is that a bad thing? The other choice being to watch a poor unhealthy person die a slow and ultimately more expensive death?

Brandon-

climber
The Granite State.
Jul 2, 2013 - 06:33pm PT
FWIW, Cragman's not a bad guy, he is a lot more conscious and humble of the issues compared to other right wing parrots.

This bears repeating.

I disagree with Dean on a great number of issues, but he has always been kind and respectful to me. A class act, IMO.
Wade Icey

Trad climber
www.alohashirtrescue.com
Jul 2, 2013 - 07:20pm PT
EdwardT

Trad climber
Retired
Feb 23, 2015 - 12:10pm PT
Up To 1 Million Taxpayers Could See Delayed Refunds After Obamacare Snafu

http://www.forbes.com/sites/kellyphillipserb/2015/02/20/up-to-1-million-taxpayers-could-see-delayed-refunds-after-obamacare-snafu/

I just received my call.

Hooray Obamacare.
survival

Big Wall climber
Terrapin Station
Feb 23, 2015 - 12:20pm PT
I thought Cragman was into helping poor people?
dirtbag

climber
Feb 23, 2015 - 01:20pm PT
Edward, you are a whiner. From that article:

Here’s the bad news (as if that’s not bad enough already): those corrected forms should be available by early March, not in the next day or so. March. And since the information could potentially affect tax credits and therefore, tax refunds, taxpayers who received the bad tax statements are being asked to wait to file 2014 federal income tax returns.

If you absolutely can’t wait, you can figure the amount of the plan that applied to your household in 2014 on your own by either calling the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325) or going online. Of course, figuring it out on your own could be complicated – be willing to wait on the phone if you need assistance.

So. You now get subsidized healthcare, and yet you are complaining because your tax statement is delayed until early March (i.e., until next week or so), which would still be at least a month ahead of the filing deadline, unless you decide to find out the proper amount at an earlier date by making a phone call?


WTF?
EdwardT

Trad climber
Retired
Feb 23, 2015 - 01:57pm PT
dirtbag

Edward, you are a whiner...

So. You now get subsidized healthcare, and yet you are complaining because your tax statement is delayed until early March (i.e., until next week or so), which would still be at least a month ahead of the filing deadline, unless you decide to find out the proper amount at an earlier date by making a phone call?

WTF?

Dave Kos

The issue with the tax forms only affects those who are receiving government subsidies.

Don't feel bad, Sketch - there's no shame in accepting a handout.

It's comical how you guys fabricate details to support your biases.
dirtbag

climber
Feb 23, 2015 - 02:04pm PT
Well, what am I missing? How is this some big failure?

You still sound like a big baby, picking at nits.

Waaaaaah!
pyro

Big Wall climber
Calabasas
Feb 23, 2015 - 02:04pm PT
obamacare has made people so happy..
they can get themselves fixed..


"Any man who thinks he can be happy and prosperous by letting the government take care of him,
better take a closer look at the American Indian." Henry Ford


100% cragman


edit:
It's comical how you guys fabricate details to support your biases.

these are the guys who give the taco a shitty name..

dirtbag

climber
Feb 23, 2015 - 02:07pm PT
Oh, ok.
Norton

Social climber
quitcherbellyachin
Feb 23, 2015 - 02:11pm PT
did you say "bias", Sketch?

as if YOU were not opposed to the healthcare law from day one?

are you so damn naive and childish that you expected everything to go perfect?

let's hear you talk about the millions of Americans who now have healthcare for the
first time in their lives

I would bet damn near anything that you have not even read a brief summary of the ACA

you are factually ignorant in addition to being a horse's ass to tens of millions of Americans

you "oppose" purely because you lack the intellect to either read or understand the ACA

why part of taking "personal responsibility" can't you comprehend?
Cragar

climber
MSLA - MT
Feb 23, 2015 - 02:11pm PT
The coy koi'd himself; what an ornamental bastard he is!!
John M

climber
Feb 23, 2015 - 02:13pm PT
"Any man who thinks he can be happy and prosperous by letting the government take care of him,
better take a closer look at the American Indian." Henry Ford


100% cragman

false interpretation.. the government isn't "taking care" of people. Doctors are doing the care taking. All that obamacare is doing is overseeing and assuring that everybody gets healthcare. Obamacare could certainly have been better. They could have made it better by taking out the middleman of health insurance and making it single payer, thus saving all those profits that go now to insurance companies. But.. we didn't… because the insurance companies have a lot of money and some people foolishly believe that that makes them right. Its the american way aint it.. to skim every dollar that you can out of others.

crankster

Trad climber
Feb 23, 2015 - 02:14pm PT
http://www.nytimes.com/interactive/2015/02/22/sunday-review/steven-rattner-for-tens-of-millions-obamacare-is-working.html

Won't hear this on Fox.
dirtbag

climber
Feb 23, 2015 - 02:18pm PT
Let them die.

Better that, than sketch having to wait a couple of extra weeks to receive his credit.
dirtbag

climber
Feb 23, 2015 - 02:20pm PT
Obama is a Muslim!
pyro

Big Wall climber
Calabasas
Feb 23, 2015 - 02:23pm PT
I've been pay'n for medical insurance since 1996...
John M

climber
Feb 23, 2015 - 02:33pm PT
that isn't the point Pyro..

I paid for insurance since I was 24 and off my dads insurance. But then I developed some serious health problems and could no longer get health insurance. Millions of other people had the same problems. Or were too poor to get insurance because they couldn't team up with a bunch of other people to create a large enough fund to make is cost effective.

Now we work together to make certain that everyone gets insurance. Everyone pays, except those that can't afford it, but everyone gets it.

I'm sorry that you have a problem with that.

Some day Pyro, you may end up with a serious health problem. If you aren't wealthy by then, then you will be glad that you can still get affordable health insurance.
peladob

Mountain climber
Mason City, Iowa
Feb 23, 2015 - 02:39pm PT
I will say that as a doc I have seen a few premiums go up, but otherwise have not seen the massive run of impoverished families or bankrupt businesses that the Glenn Beck zealots warned of.

That said, if BHO is going to stuff legislation through this way (scare everybody into passing a pork filled POS bill like this....you know, kinda like how that patriot act business got thru), we the people better be ready for a worse POTUS to shove worse BS down our throats.
Stewart

Trad climber
Courtenay, B.C.
Feb 23, 2015 - 02:48pm PT
Are you guys aware that until the watered-down version of health care (thanks to the Republicans) was passed by Obama, the U.S. was the only nation in the civilized world that DIDN'T have taxpayer-paid universal health?

Our health care system is far from perfect, but NO ONE in Canada has ended up hundreds of thousands of dollars in debt because the were inconsiderate enough to get sick.

Universal health care is merely another term for common decency.
Jaybro

Social climber
Wolf City, Wyoming
Feb 23, 2015 - 03:30pm PT
It's working for me! And it is nice th think of the USA approaching first world status, despite republican robber baron ambitions.
Wade Icey

Trad climber
www.alohashirtrescue.com
Feb 23, 2015 - 03:32pm PT
But he betrayed the fact that he's receiving a government handout.

unless. as usual, he fabricated the anecdote entirely to support his troll. which is why everything he posts is incredible.
Ward Trotter

Trad climber
Feb 23, 2015 - 03:57pm PT
The majority of the American people didn't want the travesty of Obamacare and still don't . They were repeatedly lied to and misled by Obama,( who daily proves he has a personality disorder, and is unfit to be President) and deliberately lied to by most of the media, the democrat party, and the vested interests. Everyone knows now it is a massive lie and the last mid-term election is the beginning of the end of ObamaCare. It's actually the beginning of the end of the 60s socialist counterculture crowd and their long people's march through our nation's media and institutions

The lies still continue. ObamaCare is not being forced down people's throats because of altruism or anything of the sort---it was cooked up to expand the role of government in people's lives ,and as a scheme to redistribute income--by a cult of hypocritical brow-beating control freaks otherwise known as leftist baby boomers , who only love big government when they see themselves and their narcissistic leaders in charge of it.



John M

climber
Feb 23, 2015 - 04:10pm PT
nice troll Ward.. but lacks the believability of a Juan De Fuca troll.
dirtbag

climber
Feb 23, 2015 - 04:13pm PT
What John said...
Ward Trotter

Trad climber
Feb 23, 2015 - 04:13pm PT


nice troll Ward.. but lacks the believability of a Juan De Fuca troll.
I never "troll"
I wouldn't waste my time trying to troll this crowd even if I did
It's not about me, or trolling.
That's a sideshow.

It's about the lie that is Obamacare.




Reilly

Mountain climber
The Other Monrovia- CA
Feb 23, 2015 - 04:14pm PT
We should abolish the FAA because the government is just taking care of everyone who travels by airplane.

Only somebody with no direct knowledge of the FAA could make that statement.
You survive your friendly skies not because of the FAA but despite them.
Unfortunately my step-father did not live to be able to intone thusly.
He died as a direct result of FAA incompetence.
Ward Trotter

Trad climber
Feb 23, 2015 - 04:21pm PT
...a corporate free for all...

Zzzzzzzzzzzzzz
Ward Trotter

Trad climber
Feb 23, 2015 - 04:23pm PT
...in the skies...

Zzzzzzz
John M

climber
Feb 23, 2015 - 04:24pm PT
boring answer Ward. If not government, then who? Large corporations are the only thing big enough. I have no doubt there are incompetencies in the FAA. My brother was an air traffic controller at Dallas international for years. What is the alternative?
Ward Trotter

Trad climber
Feb 23, 2015 - 04:31pm PT
The solution is to nationalize the airline industry like they're doing to healthcare, of course.

One airline: ObamaLines

No choice, no worry , no hassle--- it's for your own good . It's free!!
And you can even keep your own pilot...if you want to.

Trips on private planes will be automatically deducted from your income tax return
John M

climber
Feb 23, 2015 - 04:34pm PT
I thought you said that you never trolled. hmmm.. this place has gotten boring because no one can give a straight answer.
Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 04:38pm PT
Of course Single Payer is the only answer.

Why should my health insurance be tied to my job? If I get super sick, I can't work anymore, so what then... I have to pay for it even though I'm too sick to work...I already paid $100,000s of dollars into health care insurance over the years..

Why can't we have single payer??
Why can't I be able to buy into it if I wanted to????

Why?
Republicans have blocked it since Reagan called it the first creep of socialism... and what could be worse than Socialism....

Paying 3x as much for privatized health care insurance is worse for me, I would rather pay less

Republicans want us to pay more, and pay it to corrupt insurance companies, it's as simple as that.
Ward Trotter

Trad climber
Feb 23, 2015 - 04:43pm PT
I am absolutely 100% serious about ObamaLines.

The radical left is currently going through an epochal fail as the American people realize this relatively small minority of know-it-all brow beaters and their narcissistic leaders are unfit to guide this country out of a brown paper bag.
John M

climber
Feb 23, 2015 - 04:46pm PT
I kept my own doctor…

I never believe Obamacare would be free.

why do you continue to believe that nonsense and restate it so often? You seem like a smart man. Are you really that blind?

or just a troll?
Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 04:48pm PT
Ward really believes the stuff he posts
Ask him, he's serious

He is one of those that was weaned on the kool aid
He doesn't have a clue how far off he is,
truly a bubbleboy
dirtbag

climber
Feb 23, 2015 - 04:48pm PT
Yeah, privatize everything. Typical right wing, knee jerk reaction to anything resembling responsible government.

I would say the Ayn Rand titsucking that goes on here is merely childish and boring, except that a large number of folks buy into this backwards, simple minded gobblygook. So, it is a continual thorn in the side. :-P
healyje

Trad climber
Portland, Oregon
Feb 23, 2015 - 04:49pm PT
The propaganda put out by the commies over at Bloomberg just never ceases to amaze:

BloombergBusiness: Obamacare Is Barely Denting Corporate Profits
Reilly

Mountain climber
The Other Monrovia- CA
Feb 23, 2015 - 04:49pm PT
Dave, I was merely taking you to task on the choice of the FAA as an agency
which is supposed to look after us but comes up way short on too many
occasions, largely due to bureaucratic reasons which, I fear, will prove to
be the stone around the neck of Obamacare (which I am in favor of). I am
in favor, in principle, of the FAA, too, but don't get me started. The main
problem with these bureaucracies is the lack of accountability. Having had
a series of mind-numbing encounters recently with the Social Security Admin.
I can assure you that nobody need fear that they are setting their hiring
or job performance bar too high.
Ward Trotter

Trad climber
Feb 23, 2015 - 04:50pm PT
You got your answer in the Fry dudes post up above.Single payer---the cat is outta the bag.
Don't play dumb with me. You can't be that complacently dumb.

It's a huge massive Lie.

Around this area they are building all sorts of "ObamaClinics" ---two went up in the last year within a mile radius.
All sorts of dirty fingers getting into this pie.

EdwardT

Trad climber
Retired
Feb 23, 2015 - 04:50pm PT
Wow!

There's a lot of hostility here.

To think it resulted from a simple "Hooray Obamacare".

But since you folks are all het up, I did a little research.

Here's an informative piece:

http://www.forbes.com/sites/theapothecary/2015/02/18/signup-slowdown-obamacare-exchanges-will-gain-only-3-million-enrollees-in-2015/

A couple points stuck out.

While Obama says "about 11.4 million Americans are signed up for private health coverage through Obamacare’s insurance exchanges", the number of previously uninsured is around 5.4 million... a far cry from the old "40 million Americans are uninsured" talking point.

Here's the detail that hit home.

In a 3,137-county study we published last year, I and two Manhattan Institute colleagues found that underlying premiums had increased by 49% in the average county for people shopping on Obamacare’s exchanges.

I don't recall how my 2014 premiums compared to 2013 premiums. But my 2015 ACA family premium increased 45 percent over the 2014 premium. To keep our existing doctors (like Obama promised), we would have had to pay another $1500/year. We passed.

I'm not opposed to Universal healthcare. Everyone should have access to care, regardless of pre-existing conditions and without facing bankruptcy.

But I think this system is messed up.

A lot of posters have criticized my views on this issue. My guess is most of you don't pay for your own insurance. It's easy to be self-righteous over an issue that doesn't directly impact you.

Who has paid for their own insurance until they were required to switch to an ACA policy?

Have you experienced significant rate hikes?

How's your coverage?
John M

climber
Feb 23, 2015 - 04:53pm PT
I agree that Obamacare is not perfect. Part of it is the health insurance companies involvement.
Reilly

Mountain climber
The Other Monrovia- CA
Feb 23, 2015 - 04:54pm PT
How's your coverage?

I can only say that my brother is quite happy with his Obamacare,
but he has a higher bureaucratic pain threshold than I do.
Stewart

Trad climber
Courtenay, B.C.
Feb 23, 2015 - 04:54pm PT
I repeat: The U.S. is the ONLY nation in the civilized world that DOESN'T have a taxpayer-funded health care system. If the Republicans had the integrity to actually care about the interests of the U.S. public and stop trying to steal every loose cent in circulation for their billionaire friends, then not one single citizen of your nation would be looking at six-figure medical bills for any reason.

There is NO middle ground here. You either have a sense of common decency or you don't. This rhetorical defence of greed makes me want to puke.
Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 05:00pm PT
I think Sketch gets paid to post here
There are a bunch of well funded right wing groups that want an insider in every public forum that discuss politics
He sure is able to bring up some fake graphs fast, or divert the attention away from any right wing hypocrisy, and

wait for it..
provide no climbing background or Real personal info

what say you sketch?
John Duffield

Mountain climber
New York
Feb 23, 2015 - 05:10pm PT
I should mention here, Medicare is da bomb. Manage to live past 65, and medical care goes to another level.
Ward Trotter

Trad climber
Feb 23, 2015 - 05:14pm PT

I want the government ,run by radical left wing sixties types to take complete control of my body.

Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 05:15pm PT
Who would deny Medicare and SS when they hit that age???? whatever that age is now
No one in their right mind

yet people vote for people that want to privatize it- Republicans
Or eliminate it altogether- Libertarians

Idiots ^ like above, he hates Medicare and SS with a passion
Wrong, just another hypocrite
John M

climber
Feb 23, 2015 - 05:16pm PT
I was genuinely interested in what your solution was Ward, but if all that you have is sarcasm, then you are no better then a troll.

Ward Trotter

Trad climber
Feb 23, 2015 - 05:20pm PT
Hey guys, who is going to be at this year' s Alinsky Awards?


dirtbag

climber
Feb 23, 2015 - 05:23pm PT
Yo mama. That's who.
Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 05:26pm PT
Ward, how about Medicare and SS, you in?
Stewart

Trad climber
Courtenay, B.C.
Feb 23, 2015 - 05:28pm PT
Hey Ward - Either you're not too bright or you don't give a rat's ass about human beings who aren't as financially secure as yourself. As I said, there's no middle ground here.

Take your pick. You're one or the other.

Wade Icey

Trad climber
www.alohashirtrescue.com
Feb 23, 2015 - 05:45pm PT
'obamaclinics' popping up in the neighborhood, right...-

Ward's just another of Sketch's troll avatars. same tone, same unchecked factiods, same bs anecdotes.
Studly

Trad climber
WA
Feb 23, 2015 - 05:55pm PT
I agree, Sketch and Crankster both.
Craig Fry

Trad climber
So Cal.
Feb 23, 2015 - 06:04pm PT
Crankster No

he is a real climber
and there are No Liberal groups that would pay people to post on public forums to intentionally promote some left wing agenda
Follow the money.


Ward is his own person, he has been around longer than Sketch

what would be funny is if Ward's income comes from the Gov.
10b4me

Social climber
Feb 23, 2015 - 06:06pm PT
Bullsh#t, Craig,
Crankster has never posted one climbing related thread.
crankster

Trad climber
Feb 23, 2015 - 06:08pm PT
Take a hike 10b, was climbing when you were in diapers. Still am...unfortunately, with the warm weather in Truckee. Would rather be skiing.
Don't see many trip reports with your name attached.

Not sure what this has to do with health care...
apogee

climber
Technically expert, safe belayer, can lead if easy
Feb 23, 2015 - 08:27pm PT
"My guess is most of you don't pay for your own insurance. It's easy to be self-righteous over an issue that doesn't directly impact you."


What a retarded thing to say. Of those who actually have health insurance, who the f*#k thinks 'they don't pay for it'?

I have health insurance. Private Plan. Have pretty much always had a private plan, 'cuz I've usually been self-employed. I know goddam well how much it costs, and that I was refused coverage at one point prior to the ACA for a ridiculously minor 'pre-existing' condition.

Your rates when up? Well lah-tee-f#kin'- dah. Welcome to healthcare USA, driven entirely by private, corporate interests. Want better rates?

PUBLIC OPTION.

Otherwise, kindly STFU.
pyro

Big Wall climber
Calabasas
Feb 23, 2015 - 09:33pm PT
Crank and Jon m =are not climbers!

Edit:

Craig fry fist taco rant!
John M

climber
Feb 23, 2015 - 10:22pm PT
I've never hid that I haven't climbed in more then 10 years and never was much of a climber. Health problems took me out of action. I love the outdoors and try to support those who also love it. I lived in Yosemite for the past 24 years and had many friends who were climbers. I also skied, surfed, backpacked and played as much as I could in the outdoors. i can't anymore and it bugs me a lot. I came to supertopo on the recommendation of a friend because my health really went south and I was struggling and needed to find people who had some stoke.

So whats your point Pyro? You gonna tattle tail on me now.

and my name is John.. not Jon
Reilly

Mountain climber
The Other Monrovia- CA
Feb 23, 2015 - 10:38pm PT
I know this will come as a shock wave from my mouth but the US insurance
companies should be nationalized. You can call me Adam Peron Smith now.
John M

climber
Feb 23, 2015 - 10:42pm PT
It doesn't surprise me. You have a brain.
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 24, 2015 - 04:23am PT
The top ten reasons you'll know you are now taken care of by Obama's brilliant "affordable" system...

(10) I am no longer denied health insurance due to pre-existing conditions
(9) I am no longer denied health insurance due to pre-existing conditions
(8) I am no longer denied health insurance due to pre-existing conditions
(7) I am no longer denied health insurance due to pre-existing conditions
(6) I am no longer denied health insurance due to pre-existing conditions
(5) I am no longer denied health insurance due to pre-existing conditions
(4) I am no longer denied health insurance due to pre-existing conditions
(3) I am no longer denied health insurance due to pre-existing conditions
(2) I am no longer denied health insurance due to pre-existing conditions

and the best reason overall

(1) I can actually get health insurance now


I am no longer one major accident or one major illness away from bankruptcy!
EdwardT

Trad climber
Retired
Feb 24, 2015 - 04:43am PT
You seem to be confused about who your gripe is with. Before ACA, if you paid for your own insurance you were dealing with a private company. You still are. Now the contract you have with the private company must follow more regulations - regulations that overwhelmingly favor the consumer. And the consumer is you.

It's interesting to hear stories of coverage being dropped for a single hospital stay or Apogee's refused coverage over a "ridiculously minor 'pre-existing' condition". In the five years before switching to an ACA policy, I had two back surgeries. Also, my daughter spent three days in the hospital. No procedures. But they ran a bunch of expensive tests. It was a hefty bill. We kept the same coverage and our premiums increased 10-15% per year.

Before ACA, I had coverage I was happy with, at a rate I could tolerate.

Now I have significantly worse coverage, with premiums that are increasing 45 percent a year.
crankster

Trad climber
Feb 24, 2015 - 05:46am PT
pyromaniac = not a thinker. I was climbing before you were born, fool.

Exactly, Sierra Ledge Rat, exactly.
Bad Climber

climber
Feb 24, 2015 - 06:36am PT
Boy, this stuff gets acrimonious in a hurry. It seems that there are winners and losers in every system. With Obamacare, the lower income folks do have better access, but a lot of folks in the middle are now paying A LOT more for their "affordable" care. And much of that "affordable" care comes with astronomical deductibles, in some cases upwards of $10,000! Really cheap programs through colleges and universities that once covered lots of students are going away. Under Obamacare, losses to the insurance companies can be made up by the taxpayer. That's why the industry signed on. Jeez, another transfer of $$ from individuals to subsidize private industry. This kind of "wealthfare" drives me crazy.

Personally, I hate the damn insurance companies and tend towards a universal, single-payer system. The amounted of time and money doctors expend on dealing with insurance companies is hard to imagine. There has to be a better system, especially considering so much of health care is already taxpayer funded. We used to be able to put guys on the moon. You'd think we could work this out, too.

Sigh....

BAd
Roger Brown

climber
Oceano, California
Feb 24, 2015 - 06:54am PT
Pyro,
+++++
dirtbag

climber
Feb 24, 2015 - 07:16am PT
A lot of so-called horror stories have been debunked. I.e., insurance-related problems had nothing to do with some kind of Obamacare screw up. The ACA has become the scapegoat for every problem, even though in fact, it has done much to rein in costs.

Even the plaintiffs in the current supreme court ACA case have tenuous complaints:

http://www.californiahealthline.org/articles/2015/2/10/new-standing-questions-raised-over-king-v-burwell-plaintiffs

I'd bet Sketch's alleged insurance issues have nothing to do with the ACA. His whine a few pages back was ludicrous.
EdwardT

Trad climber
Retired
Feb 24, 2015 - 07:28am PT
Dirtbag,

Do you have insurance through the federal HealthCare.gov or a state-based exchange?

If so, what are your after-tax premiums?

If not, why are you so hostile about ACA criticisms?
Craig Fry

Trad climber
So Cal.
Feb 24, 2015 - 07:46am PT
The ACA could be fixed and adding more cost controls would be the first fix

But the Repubs would rather scrap it and return to the past and throw everyone off their current plan rather than help America solve any real problems
dirtbag

climber
Feb 24, 2015 - 07:53am PT
Well gee, sketch, maybe it's because I despise the fact that folks like you state "problems" that are either complete bullsh#t, inattibutable to the ACA, or are rather trivial but instead are hyped by the right wing jerkoffs you like as evidence of the law's utter failure. So try not to get but hurt when someone challenges your claims.

And to answer your question, I have had coverage through my employer for several years. I hope everyone can one day enjoy the medical benefits I enjoy.
Craig Fry

Trad climber
So Cal.
Feb 24, 2015 - 07:56am PT
Sketch, why do you care?
Would it make you happy for the ACA to fail?
Are you here just to annoy us?
Yes
dirtbag

climber
Feb 24, 2015 - 08:14am PT


Again, the only claim you presented attributable to the ACA--the delay in statements delaying refunds by a few weeks (assuming you don't bother to place a call to get the info)-is pretty minor. Everything else is speculation. Or masturbation.
Reilly

Mountain climber
The Other Monrovia- CA
Feb 24, 2015 - 08:14am PT
Товарищ Лоcь! Спасиво большое!
Продали твой Тесла сток еще?
dirtbag

climber
Feb 24, 2015 - 08:17am PT
Here it is T Hocking




EdwardT

Trad climber
Retired

Feb 23, 2015 - 12:10pm PT
Up To 1 Million Taxpayers Could See Delayed Refunds After Obamacare Snafu

http://www.forbes.com/sites/kellyphillipserb/2015/02/20/up-to-1-million-taxpayers-could-see-delayed-refunds-after-obamacare-snafu/

I just received my call.

Hooray Obamacare.
pyro

Big Wall climber
Calabasas
Feb 24, 2015 - 08:24am PT
pyromaniac I was climbing before you were born.

dude then bring ur trip reports to the table!

your "old man intimidation skill" won't work on these young generations


RB u rock!
WBraun

climber
Feb 24, 2015 - 08:25am PT
The healthcare, health insurance and drug companies are out of control

Yes criminals are running everything these days.

And fools in this thread are supporting them.

Americans are and remain stupid ......
pyro

Big Wall climber
Calabasas
Feb 24, 2015 - 08:30am PT
So whats your point Pyro? You gonna tattle tail on me now.

jo M eventually u'll just hang urself!
John M

climber
Feb 24, 2015 - 08:36am PT
So whats your point Pyro? You gonna tattle tail on me now.

jo M eventually u'll just hang urself!


thanks for the push..


EdwardT

Trad climber
Retired
Feb 24, 2015 - 09:18am PT
dirtbag

Again, the only claim you presented attributable to the ACA--the delay in statements delaying refunds by a few weeks (assuming you don't bother to place a call to get the info)-is pretty minor. Everything else is speculation. Or masturbation.

Look at you. Ignoring inconvenient facts, resorting to cheap insults.

dirtbag

climber
Feb 24, 2015 - 09:25am PT
Can you actually back up yet bullsh#t, sketch?

I explained why your complaint about the delay in mailing corrected credit statements were overblown.

Or are you just going to continue to whine like a little baby and cry about how unfair everyone is when you are asked to substantiate yer arguments?

dirtbag

climber
Feb 24, 2015 - 09:49am PT
P.S. Reilly, Tesla is lagging lately. Because of the rumors that Apple wants to invest in its own electric car? Also, oil is cheap, which sent my investments in green technologies south too.

I'm more excited about their recent announcement that they should have a battery available in 6 months that can store energy for residential usage.
EdwardT

Trad climber
Retired
Feb 24, 2015 - 10:54am PT
dirtbag

Can you actually back up yet bullsh#t, sketch?

I explained why your complaint about the delay in mailing corrected credit statements were overblown.

Or are you just going to continue to whine like a little baby and cry about how unfair everyone is when you are asked to substantiate yer arguments?

Yeah. I get it. You've repeatedly carped about my whining and crying, all from "I got my call. Hooray Obamacare".

Talkin' bout histrionics... dirtbag's got 'em.
dirtbag

climber
Feb 24, 2015 - 10:59am PT
Besides my posts, what has your diapers in a wad, sketch?


You seem more interested in bitching about me than backing up your posts.
Wade Icey

Trad climber
www.alohashirtrescue.com
Feb 24, 2015 - 11:41am PT
I got my call. Hooray Obamacare

Who called you, Sketch?
Why did no one else receive a call?
Because you're full of sh#t.

apogee

climber
Technically expert, safe belayer, can lead if easy
Feb 24, 2015 - 12:03pm PT
EdwardT = Sketch?

I suppose there's posting similarity...

How the hell did Sketch get himself booted?
survival

Big Wall climber
Terrapin Station
Feb 24, 2015 - 12:23pm PT
Well it's been two years since the, OP and the sky hasn't fallen yet.

Weird.

Obama hasn't flushed the country to the commies or the muslims yet either.

Weird.....

Don't the history books know that he hates Amerika yet? You know, like Rudy said?
Stewart

Trad climber
Courtenay, B.C.
Feb 24, 2015 - 01:43pm PT
Effective 1/1/15, medical plan premiums in B.C. are $144/month for a family of 3 or more. In other Canadian provinces, health coverage is free.

Also, in B.C., low income subscribers get their coverage for free
WBraun

climber
Feb 24, 2015 - 01:55pm PT
Americans spend trillions and trillions of their dollar money killing everything on the planet to live happily in suburbia.

Stupid people.

They could easily spend the money on free health care.

Instead all they do is spend all the money on how to kill each other .....
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 24, 2015 - 02:06pm PT
Should the government run the health insurance system?

Is that really a question?
As if the health insurance industry is doing such a great job....

We should be way beyond that question, and concentrating on figuring out how the government should best run healthcare.

dirt claud

Social climber
san diego,ca
Feb 24, 2015 - 02:13pm PT
Why is that Sierra? You really believe government can run things better than private business? Every program the government runs, it spends way more money than they said they would. What makes you think government runs things better? The money going to government just means it is easier to hide where it is really going. It just feels like we give Washington money and they know best what to do with it. You really believe the government can handle your money better than you can? We needed to fix health care we did not need to hand it over to the government in my opinion. I guess some trust the government with their money, I don't, they don't have a good track record.
dirtbag

climber
Feb 24, 2015 - 02:19pm PT
Yes.
EdwardT

Trad climber
Retired
Feb 24, 2015 - 04:45pm PT
The Obama administration says there would be no way to fix the health care system administratively if the Supreme Court rules against the government in the Obamacare case to be argued next week.

http://www.nbcnews.com/news/us-news/obamacare-case-administration-says-no-health-care-fix-if-court-n311956
rottingjohnny

Sport climber
mammoth lakes ca
Feb 24, 2015 - 06:42pm PT
Sketch..I'm with you...People that can't afford a doctor should just crawl into the bushes and die...
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 25, 2015 - 04:09am PT
You really believe government can run things better than private business?
To answer that question, you just have to look at the mess we've been in with private industry running healthcare for decades.

The answer is that a retarded panda bear in China can run America's healthcare better than private industry. We need to get private industry out of healthcare altogether.

I am a physician in the meat of it, and I can tell you from first-hand daily experience that private industry is destroying this country's healthcare system.

Private industry establishs a whole host of incentives that are simply not compatible with taking care of people's health.

Private healthcare industry does NOTHING but take advantage of people's illnesses to make CEOs even wealthier than they already are. Plain and simple.

Get private industry out of healthcare!
crankster

Trad climber
Feb 25, 2015 - 06:36am PT
SLR, you are so right, but the special interests can distort the issue with TV ads so effectively.
Death panels!
Lose your doctor!
Wade Icey

Trad climber
www.alohashirtrescue.com
Feb 25, 2015 - 06:48am PT
Obama called Sketch to let him know the death squad is on their way.
Jaybro

Social climber
Wolf City, Wyoming
Feb 25, 2015 - 07:08am PT
The strength and problem with private anything is that it is for profit. In the case of medical care, when the bottom line is the most important thing, above the health and welfare of the people it should be serving but instead is preying on, it's profits over patients. That's why it doesn't work for the consumer, only the shareholders.

Private industry and competitive capitalism work well in a lot of fields; companies striving to lure consumers with a better product at a better price can be a win win. But it's innate vulnerability to corruption makes it inappropriate in others. A good example is law enforcement; buy the company and you're above the law.

Medical care for all, with elite boutique capitalist care for those that can afford it / want to spend their money that way, ( there will always be a market for that) seems to work for the rest of the world. Why are we so stubborn as to be he Only holdout?

Craig Fry

Trad climber
So Cal.
Feb 25, 2015 - 07:19am PT
But.. I have to wait in a line at the DMV, that proves the Gov. just doesn't work

Yes the DMV is what all Gov. agencies strive to replicate.
I think I see some anti-Gov. bias in this belief, similar to the Koch Bros Anti Gov. propaganda.

Isn't the Gov. our only protection against the Profiteers??
10b4me

Social climber
Feb 25, 2015 - 07:26am PT
Private healthcare industry does NOTHING but take advantage of people's illnesses to make CEOs even wealthier than they already are. Plain and simple.

Exactly.
pyro

Big Wall climber
Calabasas
Feb 25, 2015 - 08:09am PT
Obamacare= another TAX!
those who like their doctor won't be able to see that favorite doctor!
dirt claud

Social climber
san diego,ca
Feb 25, 2015 - 08:17am PT
I think there are fooked up people that take advantage of a system and it needed to be fixed but not to be taken over by government. What makes you think there aren't messed up people who will take advantage of this system too? Are there some type of precautions that have been taken? Perhaps I should phrase it differently. What programs do you think the government has run well?
I have talked to doctors and nurses that are very against this and see that bad effects, not everyone in the medical field wants this even though that is the mantra we are fed. I have a strong feeling someone or some people will take advantage of this system too and we will get screwed even worse than before. Our money is now going into the Washington quagmire to be redistributed and lost on the programs the government wishes to waste it on just like most every other government program IMHO. All you have done is passed it on to people who can figure out even more ways to waste that money on other things.

I'm not Anti-government Craig Fry, that would make me an Anarchist. I am against "big" government, please don't BS me and tell me you can't tell the difference.

John M

climber
Feb 25, 2015 - 08:19am PT
GReat Post SLR..

and good points Jaybro.

Our fire departments are pretty damn good. And well run.

Per dirt clouds post. The money needs to be compartmentalized and only spent on healthcare.
two-shoes

Trad climber
Auberry, CA
Feb 25, 2015 - 08:24am PT
The doctor, and the off-width master, above, got it right! Some people still know how to think! If you believe that private corporate interests, that are in cahoots with each other, are anything other than large, legal, versions of the mafias, then you are probably watching too much corporate owned news sources. Stop watching, and listening, to what they want you to think, how they want you to speak, and maybe we can start to use our own noggins to figure out some of the nations social ills!
Reeotch

climber
4 Corners Area
Feb 25, 2015 - 08:34am PT
I also +1 to Ledge Rat. After all he knows what he's talking about.

The bummer, for me, about Obamacare is that, now we are forced to do business with the same companies who have been complicit in destroying the healthcare system in the first place.

I was completely for the "single-payer" system, which, I assume, is code for the government pays for it. Now, much of our hard earned tax money is going in to corporate profits rather than actual healthcare.

This was a bailout for the insurance companies.
Psilocyborg

climber
Feb 25, 2015 - 08:59am PT
Our government and citizens are both much too corrupt to make public healthcare work.

The elephant in the room is the cost of health care in America.
John M

climber
Feb 25, 2015 - 09:03am PT
The elephant in the room is the cost of health care in America.

a place to start to lower cost is to remove the profit motive in health insurance. All other first world countries have managed to do that and they have lower costs then we do, yet they still have first world healthcare.
skcreidc

Social climber
SD, CA
Feb 25, 2015 - 09:30am PT
SLR, thanks for putting this up on this thread...
To answer that question, you just have to look at the mess we've been in with private industry running healthcare for decades.

The answer is that a retarded panda bear in China can run America's healthcare better than private industry. We need to get private industry out of healthcare altogether.

I am a physician in the meat of it, and I can tell you from first-hand daily experience that private industry is destroying this country's healthcare system.

Private industry establishs a whole host of incentives that are simply not compatible with taking care of people's health.

Private healthcare industry does NOTHING but take advantage of people's illnesses to make CEOs even wealthier than they already are. Plain and simple.

Get private industry out of healthcare!

Years ago, my main comment was that health care should NOT be a business. And by that I mean not run by corporations. The main goal of a corporation is to maximize profits, not to make sure you are healthy. Look, you can't make money on people who are dead, and you can't make money on people who are healthy. But sick people you can sell a lot of drugs and services to. That's where the money is at, particularly the drugs.

Case in point; Me. I'm 50(8 years ago) and my chloresterol is 232 and I have mild hypertension. The Doc says I NEED to get on Lipitor, NOW (to be fair to my normal Doc, this guy I had to see as my regular guy was out sick). I ask why we are using the big guns already; I mean, is there nothing else I can do? Doc says NO, you need to take these pills. I blow off the pills and change my diet and exercise, show up for my annual and the hypertension is gone and my chloresterol is 185. They had just started transferring data over to a new computer data base and did not have my old data. My Dr. complements me on my good genes.

I'm not here to tell people what to do for their health. That is up to each and every person; what is right for them. But they should be letting people know what their full options are and let them decide. But you can't make much money on dietary cures, and you certainly can't patent them (at least I think you can't).

Chris
skcreidc

Social climber
SD, CA
Feb 25, 2015 - 09:58am PT
One last thought while I'm in the mood. Why is the current health care system a "growth" industry? Well you could say because of the boomers getting older. I call total bullshit on that one, but I'm NOT going to get into all the details. But, think about it. IF our health care "system" was really working, (and I mean before and after "Obamacare" hit. This has done nothing but shift piles of money around essentially) THE NUMBER OF PEOPLE GETTING SICK EVERY YEAR, young and old btw, WOULD NOT BE INCREASING year after year.

Yes, it is a bt of a rant. My apologies if it comes across too much like a pure rant.
Lorenzo

Trad climber
Portland Oregon
Feb 25, 2015 - 10:03am PT
Pretty Interesting that republicans continue to criticize a health care system when they have never introduced one of their own and know is to far along to eliminate without a revolution.

Also interesting that this supposed unafordable program now puts us somewhere around 50th in universal health care, behind every EU country, Canada, several middle Eastern countries, and Cuba.

Bolivia and Paraguay have more comprehensive systems for its people.
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 25, 2015 - 10:06am PT
Health care is "booming" because the "baby boomers" are growing older, living longer, and not taking care of themselves. Theis combination leads to people who are living longer and getting sicker and sicker and surviving their illnesses.

Nintey percent of all medical issues are directly or indirectly related to lifestyle choices, not the healthcare system.
Reilly

Mountain climber
The Other Monrovia- CA
Feb 25, 2015 - 10:08am PT
They're also going to present in greater numbers now that more of them are insured.
Lorenzo

Trad climber
Portland Oregon
Feb 25, 2015 - 10:14am PT
How about we get the same plan Senators and Congessmen get, where 72-75 % of the plan is paid by the Govenment?
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 25, 2015 - 10:15am PT
Greater numbers are good for CEOs trying to make money, not for an already overwhelmed healthcare system.

Better insurance means that more people are calling an ambulance to go to the E.R. for a stubbed toe that occurred 3 years ago.

Private healthcare refuses to control such costs because they can bill the system and everyone makes money (except the taxpayers, who are the ones who eventually pay for all of this).

You have to get "for-profit" out of the process, and have a system that does not reward "spend-spend-spend" behaviors.

Garnishing money from people's welfare checks for wasteful choices would be one way to greatly curb costs, but private CEOs do not want to piss off the "customers."
skcreidc

Social climber
SD, CA
Feb 25, 2015 - 10:19am PT
SLR, I agree and disagree. Yes there are those Boomers. But more and more, the younger generations are getting sicker too. Perhaps I'm looking for information in the wrong areas, but this is where my research has led me. And I do admit, it is very tricky to find unbiased information at times. This seems especially true for easy access internet. There is (apparently) contradictory information all over the place. Probably, we would disagree an quite a few things. Since you are probably aware of these guys, Cambell, McDougall, and Esselstyn are who I'm currently using as base references to dive into more detailed info. I'll leave it at that, I just thought I'd try to let you know where I'm coming from without a major thread heist.
skcreidc

Social climber
SD, CA
Feb 25, 2015 - 10:22am PT
Healthcare is a growth industry because there is increasing demand.

Dave, of course there is increasing demand. Partly it's opportunity (boomers), and partly it's built into the system.

They amputated the leg off a 91 year old relative who was having circulatory issues. Did that help her quality of life? She died 3 months later due to complications with these circulatory issues. One of my brother's in law is a gp ephasising geratric care. He wasn't there and on the case, but he was very skeptical the leg should have been removed at all. She was one her last "legs" anyway.
Lorenzo

Trad climber
Portland Oregon
Feb 25, 2015 - 10:22am PT
Better insurance means that more people are calling an ambulance to go to the E.R. for a stubbed toe that occurred 3 years ago.

People are going to ER because Doctors won't make appointments to see them otherwise when they can opt out and serve only the CEO's and executives whoose plans are paid by corporations.


Private healthcare refuses to control such costs because they can bill the system and everyone makes money (except the taxpayers, who are the ones who eventually pay for all of this).

Congess, by catering to the Drug lobby, has itself driven up the cost of health care by refusing to allow competitive bidding on prescription drugs by large health care organizations serving Medicare patients. We pay more for drugs than any place on Earth. Congess has no interest in reducing health care costs by any method. It's what drives their reelection coffers.

We pay six times as much for the same drugs as New Zealand, and it is because of a law a Republican Congress voted in under Bush. It was in place before the affordable care act.

http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/534fc9ebe4b05a88e5fbab70/1397737963288/2013+iFHP+FINAL+4+14+14.pdf
two-shoes

Trad climber
Auberry, CA
Feb 25, 2015 - 11:04am PT
Right, it's all about greed. Capitalism is all about greed. Capitalism works well for the people with the most muscle to flex. Capitalism needs to have a continuous flow of resources, and it needs a big enough fish bowl to survive in, to not pollute itself.

Well, anyone can see, if they want to open their eyes, that the resources are disappearing exponentially faster and faster. The earth was once in a very fine balance, with a vast and clean environment. Well, that no longer seems to be the true.

When folks only no one way, they can't see that another alternative might be possible. That keeps the power elites very secure, rich, powerful, and happy.

But, the masses have the total potential power, if they could only possibly be on the same page together. But, that's the crux.
Craig Fry

Trad climber
So Cal.
Feb 25, 2015 - 04:33pm PT
I guess some folks don't understand "Single Payer"

Instead of getting your health care Insurance from your job, which is just plain stupid; what if you don't work?, what if you lose your job because you are sick? what if you change jobs and get sick?

it's just plain stupid, right?

Single Payer is a system that does only one thing, pay your health care bills, cradle to grave. it is Not a Government Health Care system.

You go to the same doctors, you get the same care....

It is Not Free, you have to pay for it, the only difference is that it's 3 times cheaper, and as a bonus, if you want to pay more, you can.

Why can't I buy into it??
Why won't they let me take my chances with "Single Payer" if I want it personally???

WHY, because the Republicans will never allow it to happen because of their big cash payments coming in from the Private Insurance Comps.
They want us to go back in time so there is EVEN More Extortion out of the Private Insurance Comps sans regulations and price controls.

If they allow some folks to go into "Single Payer" everyone else will go into it as well, because who would want to pay 3x as much, and then those big cash bribes will stop coming in to those poor Repubs.

The Repubs could fix all this mess, but instead refuse to help America in any way. Is this not unlike the old enemy "Chaos", just bringing in Chaos into every Institution.
peladob

Mountain climber
Mason City, Iowa
Feb 25, 2015 - 04:38pm PT
If you guys think that its a commie thing to have a single payer system, conisder that we pay more in the USA per capita than ANY other country for healthcare, yet we have no GOV-sponsored healthcare.

glad we are so proud to pay way more, and get exactly nothing for it compared to other developed nations like Canadia where my buddy's wife just had a complicated c-section delivery emergently, and by my doc brain they did an excellent job taking care of her start to finish.

we are the chumps.

I'd take less of a paycheck as a doc to get people cared for and not see that "OH SH#T we cannot pay your bill" look on peoples' faces.
rottingjohnny

Sport climber
mammoth lakes ca
Feb 25, 2015 - 06:59pm PT
And furthermore....
rbord

Boulder climber
atlanta
Feb 25, 2015 - 07:22pm PT
Just tuned into this thread - oh my!

Dave Kos, I hope that you've learned that word is offensive, and you can never use it, however much you question someone's racial perspective. I'm sure that Cragman has no conscious racism, despite what may be your concerns about the right's unconscious racism.

That you use that word is purely offensive to me. I am the father of a beautiful African-American who has more integrity in her 9 year-old frame than you will ever have.

Sure, maybe (like me) Cragman's offense was driven by the fact that his daughter is black, rather than by the fact that our president is a black man. And maybe you could have better shown your respect for our first black president by saying, like our self-proclaimed "mountain of integrity" Cragman did

Obama is a little girl who soiled his panties.

Just don't say that about his daughter. Or mine.
zBrown

Ice climber
Brujò de la Playa
Feb 25, 2015 - 07:29pm PT
Nintey percent of all medical issues are directly or indirectly related to lifestyle choices, not the healthcare system.

Rather bold statment to be making without any kind of support whatsoever.


here's another example of thorough research and insightful analysis:

10) Your annual breast exam is done at Hooters.

(9) Directions to your doctor's office include "Take a left when you enter the trailer park."

(8) The tongue depressors taste faintly of Fudgesicles.

(7) The only proctologist in the plan is "Gus" from Roto-Rooter.

(6) The only item listed under Preventative Care Coverage is "an apple a day."

(5) Your primary care physician is wearing the pants you gave to Goodwill last month.

(4) "The patient is responsible for 200% of out-of-network charges," is not a typographical error.

(3) The only expense covered 100% is "Embalming."

(2) Your Prozac comes in different colors with little M's on them.

AND THE NUMBER ONE SIGN YOU'VE JOINED OBAMA'S HEALTH CARE PLAN:

(1) You ask for Viagra, and they give you a Popsicle stick and Super Glue




rottingjohnny

Sport climber
mammoth lakes ca
Feb 25, 2015 - 07:33pm PT
Zbrown...you forgot # 11...Hitler started Obamacare...
zBrown

Ice climber
Brujò de la Playa
Feb 25, 2015 - 07:39pm PT
Oh yeah - Join Anthem today. We'll work for ya.


crankster

Trad climber
Feb 25, 2015 - 08:42pm PT
Rj, you just crack me up.
two-shoes

Trad climber
Auberry, CA
Feb 25, 2015 - 09:37pm PT
Where are people learning that Hitler started health care? That's a lie!

Otto von Bismarck founded the first welfare state in Germany. He aligned himself for a period of time with liberals and created the Sickness Insurance Law of 1883.

You probably won't learn these facts on Fox News, or CNN, though. You'll probably have to look it up and read about it. Of course maybe you value opinions more than facts? That seems to be how they are now training the masses in the 21st century.
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 26, 2015 - 04:07am PT
Nintey percent of all medical issues are directly or indirectly related to lifestyle choices, not the healthcare system.
Rather bold statment to be making without any kind of support whatsoever.
Sorry... My anecdotal observations after 20+ years on the front line of primary care.

1. Too much food consumption
2. Too much tobacco consumption
3. Too much alcohol consumption
4. Too much drug use
5. Not enough exercise
6. Poor food choices
In my world, about 90% of all of the problems that I treat have one or more of the above problems as the root cause. Usually #1, #2, #5 and #6.
zBrown

Ice climber
Brujò de la Playa
Feb 26, 2015 - 10:12am PT
1. Too much food consumption
2. Too much tobacco consumption
3. Too much alcohol consumption
4. Too much drug use
5. Not enough exercise
6. Poor food choices

These are the ones that I would have come up with off the top of my head, but I have to idea about the stats.

Numbers 2 and 3 are not as clearly lifestyle choices as the others, considering the main forces driving them have been priviate "industry" and benign? neglect by the government.

How do you get folks to make better choices? It beats me, if I knew I wouldn't be spending much time on the ST forum.

dirt claud

Social climber
san diego,ca
Feb 26, 2015 - 10:50am PT
My girlfriend works as a an ultrasound tech for arteries and heart, she would agree with you Sierra. Many come in saying that can't lose weight or do this or do that due to medical reasons and as soon as they are forced to take care of themselves right or die, suddenly they can do it. Unfortunately when they leave many go back to the old way, who is to blame for that but themselves?

"Numbers 2 and 3 are not as clearly lifestyle choices as the others, considering the main forces driving them have been priviate "industry" and benign? neglect by the government."

So once again even though we are smart human beings with this big brain we can't think for ourselves? We're so easily swayed? If you don't know smoking will kill you by now you are living in a frickin cave. Those companies suck for promoting it, but they promote it because they can, because people buy into it, that is the individuals fault. It;s up to us to have self control or perhaps it's better if the government dictates your self control?
Tvash

climber
Seattle
Feb 26, 2015 - 10:52am PT
And not enough sex! (due to the previous problems just mentioned)
dirtbag

climber
Feb 26, 2015 - 10:54am PT
How do you get folks to make better choices? It beats me, if I knew I wouldn't be spending much time on the ST forum.


Best insight ever!
skcreidc

Social climber
SD, CA
Feb 26, 2015 - 11:03am PT
Zbrown. Recent thought on motivational psychology suggest that item 1 (and 6 because they are linked) are more like your 2 and 3. Eating behavior is somewhat out of the hands of smart people as processed foods are now designed to be addictive. And our digestive system is designed to tell us when we have had enough "natural food". Check out the Pleasure Trap written by Dr. Lisle
skcreidc

Social climber
SD, CA
Feb 26, 2015 - 11:28am PT
[Click to View YouTube Video]
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Feb 26, 2015 - 03:02pm PT
How do you get folks to make better choices?
Taxation is a proven method for reducing consumption of certain items, like cigarettes.
skcreidc

Social climber
SD, CA
Feb 26, 2015 - 03:45pm PT
They have an alcohol tax too. I haven't really looked into it. I know there is a huge tax on cigs. I was wondering what the difference between the two is.

But you know tax is a four letter word to some. And the food industry would put up such a fuss, especially after helping put all those people in our government
EdwardT

Trad climber
Retired
Feb 26, 2015 - 05:36pm PT
Taxation is a proven method for reducing consumption of certain items, like cigarettes.

Are you saying we should add taxes to food considered unhealthy?

IMO, a (unhealthy) food tax would be exceptionally difficult to get passed. A possible backdoor approach might be to have tax rebates for healthy individuals. Have baseline for cholesterol, body fat, blood pressure or whatever makes the most sense. Everyone who meets the standard gets a rebate.

Create incentives for healthy lifestyles, instead of penalties for unhealthy ones.
two-shoes

Trad climber
Auberry, CA
Feb 26, 2015 - 05:48pm PT
Then, what about the fact that there are often no healthy, or reasonably prices food choices near the hoods, AKA ghettos. There may be only liquor or convenience stores available or close at hand, or for miles. Do they just automatically get spanked just because they are poor, and happen to be predominately people of color?
peladob

Mountain climber
Mason City, Iowa
Feb 26, 2015 - 06:56pm PT
Food deserts exist.

But demand also does help dictate supply.
Flip Flop

Trad climber
Truckee, CA
Feb 26, 2015 - 07:27pm PT
Not sure if the job will kill me before skin cancer does but I just got cheap health insurance. Thank you Mr President.
crankster

Trad climber
Feb 26, 2015 - 07:29pm PT
Good for you, flip.
rottingjohnny

Sport climber
mammoth lakes ca
Feb 26, 2015 - 09:01pm PT
Let's not over think this...Get rid of the as#@&%e insurance leeches that contribute zilch to medical care...The MD's will get a fatter paycheck and the cost of insurance will shrink...Oh wait...That's not what Rush told us to think...
crankster

Trad climber
Feb 27, 2015 - 06:34am PT
Former Arizona county sheriff Richard Mack, a fierce opponent of Obamacare and a leader in the "constitutional sheriff" movement, is struggling to pay his medical bills after he and his wife each faced serious illnesses. The former sheriff and his wife do not have health insurance and started a GoFundMe campaign to solicit donations from family and friends to cover the costs of their medical care.

"Because they are self-employed, they have no medical insurance and are in desperate need of our assistance," reads a note on Mack's personal website.

Mack, the founder of the Constitutional Sheriffs and Peace Officers Association, suffered a heart attack in January and is in recovery. His wife fell ill late last year. Mack is on the board of Oath Keepers, a right-wing fringe group made up of police and military veterans, and is known for supporting Cliven Bundy in his standoff against the federal government. He is also an ardent opponent of Obamacare.

"The States do not have to take or support or pay for Obamacare or anything else from Washington DC. The States are not subject to federal direction," he wrote on his website, outlining how state governments can block President Obama.

The CSPOA lauded South Carolina for using Mack's 1992 lawsuit against gun control legislation to attempt to nullify the Affordable Care Act in the state.

"Now as states wake up to their true power and responsibility, we have SC taking exemplary action to protect their citizens from an out of control federal government," a CSPOA blog post about the South Carolina bill reads.

Mack founded the CSPOA to "unite all public servants and sheriffs, to keep their word to uphold, defend, protect, preserve, and obey the Constitutions of the United States of America" and described the group as "the army to set our nation free." The CSPOA is helping to get the word out about the fundraising campaign to offset the Macks' medical expenses.

"Since it appears that recovery will take a good deal of time with associated expenses, I struggle to not feel stress – both the stress of thinking about huge hospital and other medical bills as well as regular living expenses while I am unable to work -- and also the stress of not being able to accomplish what I am so passionate about doing for others," Mack wrote in a note on his GoFundMe page. "It is difficult and humbling to say that we need your help, but we do."
Craig Fry

Trad climber
So Cal.
Feb 27, 2015 - 07:24am PT
When any one of us get so sick we can't work and end up in a Hospital

All we have to do is hit some friends up to pay your bills, right?

If you're lucky, you might get a Josh Fest.

If you're unlucky, you bankrupt your family and loose your house.

All because Repubs have killed "Single Payer"
They aren't true Conservatives, they are a cult beholden to Big Bucks
Reilly

Mountain climber
The Other Monrovia- CA
Feb 27, 2015 - 08:32am PT
So every sector of the Dow and the S&P 500 is up today except healthcare.
How can that be? Health care prices have outstripped every other sector for
a long time and, despite the President's good intentions, will undoubtedly
continue to climb. It is hardly a free and open market subject to mean
reversions. I really don't see how it is possible to control it, but I am open
to yer suggestions.
zBrown

Ice climber
Brujò de la Playa
Mar 6, 2015 - 06:14pm PT
I suggest cutting out the non-value-added middle men ['insurance' companies] first off.

Next, incentivize healthier life-style choices. How? If I knew that, I'd be president or at least a do-nothing senator.

ß Î Ø T Ç H

Boulder climber
extraordinaire
Mar 6, 2015 - 08:40pm PT
Banged for $200 taken out of our tax refund.
The preparer said the penalty will be tripled next year.
Word to your moms - I came to drop bombs.
ST4L
pyro

Big Wall climber
Calabasas
Mar 6, 2015 - 08:58pm PT
Obama care sucks!
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 6, 2015 - 09:03pm PT
It's been soooooo nice to not be rejected for stooooooopid ass so-called 'pre-existing' conditions.

Worst experience with healthcare thusfar?

The letter I got from Anthem today saying their f*#ked-up security systems made my personal information vulnerable to hackers, and the possibility of identity theft.

Thank you, corporate, profit-driven healthcare system. And F%#K YOU, while you're at it.
zBrown

Ice climber
Brujò de la Playa
Mar 7, 2015 - 08:03am PT
Well my carefully crafted note disappeared, so this is gonna have to do.

Bend over and join on in.

apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 7, 2015 - 09:55am PT
'spose there is any insurance provider that has better personal information security than Anthem?

I'm dubious that such a thing exists, but I'd love to give Anthem the finger and take my business elsewhere.
Reilly

Mountain climber
The Other Monrovia- CA
Mar 7, 2015 - 09:59am PT
Ap, have you looked into Kaiser? Maybe there isn't one close enough but I've been quite
happy with them lo these many years. You do sort of have to be somewhat pro-active but
it really isn't onerous.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 7, 2015 - 10:00am PT
Seriously, Reilly?

I've heard nothing but horror stories about Kaiser.
zBrown

Ice climber
Brujò de la Playa
Mar 7, 2015 - 10:15am PT
Jim Brennan gets a pretty good deal in Canada.

EdwardT

Trad climber
Retired
Mar 7, 2015 - 10:22am PT
'spose there is any insurance provider that has better personal information security than Anthem?

I'm dubious that such a thing exists, but I'd love to give Anthem the finger and take my business elsewhere.

I may be wrong, but I don't think you can switch providers before 2016.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 7, 2015 - 10:28am PT
It's worth pointing out, though, that if the US had a public option healthcare system, and such a breach of security occurred, those on the Right would be excoriating the federal gov't for such ineptitude.

Those on the Right should be every bit as vitriolic & impassioned about this lapse of security in a private, for-profit healthcare system.
Reilly

Mountain climber
The Other Monrovia- CA
Mar 7, 2015 - 10:29am PT
Ap, seriously, Kaiser provides excellent care IF you are pro-active, but that is a necessity for
any system these days. I can almost guarantee that the majority of those 'horror stories' are
BS. If you don't like your provider you just tell them you want somebody else.
Norton

Social climber
quitcherbellyachin
Mar 7, 2015 - 10:31am PT
I may be wrong, but I don't think you can switch providers before 2016.

never heard of that one

source?
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 7, 2015 - 10:33am PT
Hmm... that's interesting.

'spose Kaiser is any better about personal information protection? I just don't think any corporation takes this as seriously as they should be, and assigning enough priority to improve systems.
Reilly

Mountain climber
The Other Monrovia- CA
Mar 7, 2015 - 10:43am PT
Ap, I can't speak to their actual hardware and software robustness but I can speak to their
employee protocols. The wife won't even look at my chart because she could lose her job
for doing so.
EdwardT

Trad climber
Retired
Mar 7, 2015 - 10:50am PT
never heard of that one

source?

https://www.healthcare.gov/glossary/open-enrollment-period/

Apogee - Even if you can switch, you're probably better off staying put. After dealing with an embarassing breach, Anthem is probably install the latest, state of the art security system.
Roger Brown

climber
Oceano, California
Mar 7, 2015 - 11:02am PT
I went to the local Veterans office to get my Veterans ID card. I just wanted to get 10% off at Home Depot and found out that all this time I have been eligible for Veterans Health Care. Agent Orange exposure. I guess I should have checked with them a bit earlier:-) All you Vietnam Vets should check, might save you some money.
climbski2

Mountain climber
Anchorage AK, Reno NV
Mar 7, 2015 - 06:27pm PT
Veterans health care has been remarkably good for my father. True socialized medicine actually. I have heard horror stories in the news but my dads experience has been quite good. He does live in a town with a VA hospital which I'm sure makes a difference.
zBrown

Ice climber
Brujò de la Playa
Mar 7, 2015 - 06:35pm PT
Re: Roger Brown's post. Here's a list of Agent Orange exposure sites from the VA.


•Exposure to Agent Orange in Vietnam
Exposure on land in Vietnam or on a ship operating on the inland waterways of Vietnam between January 9, 1962 and May 7, 1975
•Blue Water Veterans
Possible exposure on open sea ships off the shore of Vietnam during the Vietnam War
•U.S. Navy and Coast Guard Ships in Vietnam
List of ships and boats with operations in Vietnam between January 9, 1962 and May 7, 1975
•Korean Demilitarized Zone
Exposure along the demilitarized zone in Korea between April 1, 1968 and August 31, 1971
•Thailand Military Bases
Possible exposure on or near the perimeters of military bases between February 28, 1961 and May 7, 1975
•Herbicide Tests and Storage Outside Vietnam
Possible exposure due to herbicide tests and storage at military bases in the United States and locations in other countries
•Agent Orange Residue on Airplanes Used in the Vietnam War
Possible exposure of crew members to herbicide residue in C-123 planes flown after the Vietnam War
- See more at: http://www.publichealth.va.gov/exposures/agentorange/locations/index.asp#sthash.tFAkUzxb.dpuf
Norton

Social climber
quitcherbellyachin
Mar 7, 2015 - 06:43pm PT


Sketch, explain how "open enrollment" requires people to switch health care providers

you can't
EdwardT

Trad climber
Retired
Mar 7, 2015 - 07:02pm PT
Sketch, explain how "open enrollment" requires people to switch health care providers

you can't

Someone claimed "open enrollment" requires people to switch health care providers?

Back when the new system was being implemented, a lot of people had to leave their old plans. But as of 1/1/15, all of the plans excluded from Federal or State programs were discontinued.

Is that what you're talking about?
zBrown

Ice climber
Brujò de la Playa
Mar 7, 2015 - 07:12pm PT
Take agent orange and die!!


Ken M

Mountain climber
Los Angeles, Ca
Mar 7, 2015 - 07:25pm PT
Seriously, Reilly?

I've heard nothing but horror stories about Kaiser.

Kaiser is the largest private health insurance provider in the US. They come to that position by way of patients making a voluntary choice to receive their care there, and renew every year.

Back in the early days of the AIDS epidemic, the single best prognostic factor predicting you would live longer was that you were a Kaiser patient.

In this ranking of hospitals in LA, 2 of the top nine are Kaiser Hospitals.
5 of the top 9 are research hospitals, so 1/2 of the top private hospitals are Kaiser.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 7, 2015 - 09:50pm PT
So what is the source of all the bitching about Kaiser, then?
the Fet

climber
Tu-Tok-A-Nu-La
Mar 8, 2015 - 12:24am PT
Kaiser is an HMO, not just an insurance company. They control everything, hospitals, doctors, medical offices, etc. That can be good and bad. Good in that its efficient and they think about long term health/costs. Bad in that instead of doctors making decisions about your health care and insurance companies paying the bill, the insurance company is part of the decision making process. Of course that's a simplified way of looking at it, even a standard insurance company will only pay for things in certain ways/amounts.

I've had both kaiser and blue shield and both have had their pluses and minuses. But I will say Kaiser has been more affordable.
Lorenzo

Trad climber
Portland Oregon
Mar 8, 2015 - 01:35am PT
I think you are deluding yourself if you think insurance companies don't make decisions based on bottom line whether they are HMO's or you get your care through a private doctor and hospital.

But I personally have gotten better treatment from the HMO.

I had coverage through blue Cross back East. You had to go to a participating Doctor. When I dislocated my shoulder and sought repair surgery because it was dislocating on a regular basis, the doctor they sent me to asked if I could brush my teeth and comb my hair with the arm. When I said yes he said I didn't need surgery.
I had to come up with ten grand of my own to get the surgery. ( 20 years ago, so probably double that today)

I just had emergency surgery for a knee I split open in Tuolomne under Kaiser. The bill at Mammoth hospital was $14 grand. Kaiser paid all but $90 of my copay. A follow-up MRI when I got home also cost me $30. My rehab is costing me $30 a week.

And I was asked what my expected level of recovery was when we laid out my care plan.
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Mar 8, 2015 - 04:56am PT
I think you are deluding yourself if you think insurance companies don't make decisions based on bottom line...
1+

It's all about money, not patient care.

I've even been told by hospital managers that I should not care how patients are treated, I should concern myself only with costs.

I've been told by other hospital managers: "It's just business."
Ken M

Mountain climber
Los Angeles, Ca
Mar 9, 2015 - 08:43pm PT
So what is the source of all the bitching about Kaiser, then?

Because they are the largest, they are going to have the largest number of bad outcomes. Every system has some. Most of the time, when I hear of a Kaiser problem, it is usually a problem with the doctor's decision....not the system. You are going to have doctors make wrong decisions no matter where you go. The largest systems will have the most, and publicity over them will make it seem that they have more problems than others, but as a percent, they are undoubtedly lower.
Reilly

Mountain climber
The Other Monrovia- CA
Mar 9, 2015 - 08:57pm PT
I think a high percentage of the 'bad outcomes' are due to people who are looking for a bad
outcome and a reason to sue. The unending litany of nut cases I hear about, seemingly
nightly, is frankly sad and frightening, especially in that I am hearing about OB patients who
clearly should not be contributing to the gene pool. I've offered to come administer reality
checks gratis but my offers are as yet unrequited.
rottingjohnny

Sport climber
mammoth lakes ca
Mar 9, 2015 - 09:04pm PT
Check out supertopo if you want a bad outcome and unending litany of nutcases...rj
Reilly

Mountain climber
The Other Monrovia- CA
Mar 9, 2015 - 09:06pm PT
Watch it, RJ, let's not get personal.
the Fet

climber
Tu-Tok-A-Nu-La
Mar 10, 2015 - 04:51pm PT
the doctor they sent me to asked if I could brush my teeth and comb my hair with the arm. When I said yes he said I didn't need surgery.
I had to come up with ten grand of my own to get the surgery.

I've finally learned that you need to inflate your symptoms or you don't get care. Both my son and I were sent home during abdomen pain with "it's just a bug" and we both had appendicitis, which wasn't treated until two weeks later we ran a high fever.

Probably a lot of people are such complainers that they take that into account, so when someone actually honest or with a high pain tolerance comes in they don't realize they need to take it seriously.
dirtbag

climber
Mar 23, 2015 - 09:53am PT
Happy birthday, ACA. It was passed five years ago today. Thanks to the ACA, millions more Americans are now insured.

God bless Nancy Pelosi, Harry Reid and President Obama for improving the lives of millions of Americans.
crankster

Trad climber
Mar 23, 2015 - 11:06am PT
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 23, 2015 - 11:09am PT
I don't know what the point is about graphics like that. Who are they going to convince?

I mean, ACA supporters will not be surprised at all, and detractors won't believe anything, no matter what the factual source. What's the point, then?
EdwardT

Trad climber
Retired
Mar 23, 2015 - 11:16am PT
The point is only a few people correctly assessed the over/under.

Did you switch your healthcare provider?
pyro

Big Wall climber
Calabasas
Mar 23, 2015 - 11:20am PT
the point is = Obamacare SUCKS!


good luck to those Obama supporters ur days are numbered!!

couchmaster

climber
Mar 23, 2015 - 11:25am PT
Roger said:
"I went to the local Veterans office to get my Veterans ID card. I just wanted to get 10% off at Home Depot and found out that all this time I have been eligible for Veterans Health Care. Agent Orange exposure. I guess I should have checked with them a bit earlier:-) All you Vietnam Vets should check, might save you some money."


I've been able to use the Veterans healthcare all my life but never have. (Volunteered and worked up there for a few years though). I have chosen to pay my own way and I have Kaiser with a very low deductible. We pay for everyone at work's Kaiser as well, and they all *WERE* getting what Obamamcare calls *The Cadillac Plan. None of them will be able to afford the changes coming next year, and I will not want to pay the higher than sh#t deductable that Obamacare demands for them or for me (unless you get lucky and are working for someone who donated a lot of campaign scratch to him like GE in which case, nevermind cause you get whatever you want to do).

Since the veterans doesn't do "means testing", I may go there and let you all pay for me to do it. F*#k it. Try to do the right thing all your life and you just get f*#ked in the ass by the government.

ps, Roger, thanks for that, wasn't aware. I just learned last time at Lowes that Lowes has been doing a discount for former military. I asked the guy, you want to see my DD214 when I come in? He said, no, just say you're ex military and you get it. Wish someone had told me some of this stuff 40 years ago:-0
dirtbag

climber
Mar 23, 2015 - 11:35am PT

Mar 23, 2015 - 11:20am PT
the point is = Obamacare SUCKS!





Faux news duped another one.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 23, 2015 - 11:44am PT
Nope, didn't change it. Still mulling it over...the possibility that Anthem would have bolstered their security above others is worth considering.

Much as I'd like to poke Anthem in the eye by leaving, the damage is done, and personal information security isn't likely to be any better elsewhere.
bookworm

Social climber
Falls Church, VA
Mar 23, 2015 - 11:50am PT
http://reason.com/blog/2015/03/23/obamacare-is-really-expensive-for-small

http://www.forbes.com/sites/sallypipes/2015/03/23/obamacare-at-five-years-old-a-disappointment/

http://www.forbes.com/special-report/2013/what-will-obamacare-cost-you-map.html

http://thehill.com/policy/healthcare/236443-many-on-obamacare-may-need-to-refile-their-tax-forms

http://www.forbes.com/sites/theapothecary/2013/09/23/its-official-obamacare-will-increase-health-spending-by-7450-for-a-typical-family-of-four/

http://twitchy.com/2015/03/22/insanity-this-one-screenshot-exposes-just-how-affordable-obamacare-plans-are-and-its-devastating/

http://www.wnd.com/2015/03/obamacare-designed-to-close-rural-hospitals/

http://news.investors.com/politics/obamacare.htm

http://jeffduncan.house.gov/full-list-obamacare-tax-hikes

http://www.washingtontimes.com/news/2014/oct/14/obamacare-website-wont-reveal-insurance-costs-for-/?page=all

Reilly

Mountain climber
The Other Monrovia- CA
Mar 23, 2015 - 11:55am PT
Apogee, if you don't give Kaiser an honest unemotional look you're doing
yerself a disservice. As to their security I would think it to be superior
in that it is all inhouse and unlikely to be shared, except with the gubmint.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 23, 2015 - 12:00pm PT
Booky: "Faux news duped another one."

Reilly, I will. I'm open to considering it, but dreading the idea of researching best plans again.
Chaz

Trad climber
greater Boss Angeles area
Mar 23, 2015 - 12:02pm PT
That's OK.

Yemen's our foreign policy success story.
pyro

Big Wall climber
Calabasas
Mar 23, 2015 - 12:20pm PT
Dirt boy fox news must be ur channel.

I prefer 60min...
did u watch last night bombshell article on Obama admin..?
dought u did.. too busy on supertopo sprayn..
crankster

Trad climber
Mar 23, 2015 - 12:27pm PT
pyromaniac, thanks for the countdown clock to Hillary's first day in the White House.

And when you see this..
bombshell
you know it's another fake issue created by rightwing media.
pyro

Big Wall climber
Calabasas
Mar 23, 2015 - 12:34pm PT
Keep spray'n!


Be sure to not drink coffee from a kcup..
climbski2

Mountain climber
Anchorage AK, Reno NV
Mar 23, 2015 - 12:53pm PT
the point is = Obamacare SUCKS!

Agree wholeheartedly.. However it does suck less than what was right before it. It sucks less than the republican alternative.. unless of course you consider the FACT that Obamacare is almost purely the conceptual child of the republican party. It is in fact a republican construct modeled very closely on Romney care in Massachusetts.

Thus a big part of why it sucks.

Honestly it really should be called Romney care. It's his baby.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 23, 2015 - 12:55pm PT
bc

climber
Prescott, AZ
Mar 23, 2015 - 04:25pm PT
I don't know what the point is about graphics like that. Who are they going to convince?

I mean, ACA supporters will not be surprised at all, and detractors won't believe anything, no matter what the factual source. What's the point, then?

Apogee, To your point I found this interesting from a Boston Globe article...

"...In the end, truth will out. Won’t it?

Maybe not. Recently, a few political scientists have begun to discover a human tendency deeply discouraging to anyone with faith in the power of information. It’s this: Facts don’t necessarily have the power to change our minds. In fact, quite the opposite. In a series of studies in 2005 and 2006, researchers at the University of Michigan found that when misinformed people, particularly political partisans, were exposed to corrected facts in news stories, they rarely changed their minds. In fact, they often became even more strongly set in their beliefs. Facts, they found, were not curing misinformation. Like an underpowered antibiotic, facts could actually make misinformation even stronger."

Anyway, it's an interesting read.
Reilly

Mountain climber
The Other Monrovia- CA
Mar 23, 2015 - 04:56pm PT
You can't build up yer immune system unless yer exposed to infectious agents.
apogee

climber
Technically expert, safe belayer, can lead if easy
Mar 23, 2015 - 06:35pm PT
Well, my immune system is getting goddam bulletproof, then, Reilly.


"...when misinformed people, particularly political partisans, were exposed to corrected facts in news stories, they rarely changed their minds. In fact, they often became even more strongly set in their beliefs. "
zBrown

Ice climber
Brujò de la Playa
Mar 23, 2015 - 08:01pm PT
When is Medicare going to be terminated?

healyje

Trad climber
Portland, Oregon
Mar 23, 2015 - 08:50pm PT
Obamacare SUCKS!

The principle reason it sucks is it was designed to keep the insurance corporations in the game. So long as those leeches are attached to basic, universal healthcare it will always suck.
rottingjohnny

Sport climber
mammoth lakes ca
Mar 23, 2015 - 09:02pm PT
The insurance companies will disappear when the loud-mouth dupes on supertopo stop parroting Fox news and become responsible Americans...
crankster

Trad climber
Jun 25, 2015 - 07:13am PT
A big win today by SCOTUS
Jon Beck

Trad climber
Oceanside
Jun 25, 2015 - 07:20am PT
6-3

America Wins
EdwardT

Trad climber
Retired
Jun 25, 2015 - 07:22am PT
Glad that's settled...

for now.
dirtbag

climber
Jun 25, 2015 - 08:05am PT
The republicans win, too. WTF would they have done if they had won the case? Most of the folks who would've lost coverage live in swing areas that republicans cannot afford to lose.
Reilly

Mountain climber
The Other Monrovia- CA
Jun 25, 2015 - 08:49am PT
Screw all them vegetables. NUTHIN' is better than a tender young moose.
k-man

Gym climber
SCruz
Jun 25, 2015 - 08:58am PT
Now the GOP now has something to gripe about, whereas if the ACA were gutted, they'd be scurrying.

But don't be fooled, the game is set and once again the corporations win.
Reilly

Mountain climber
The Other Monrovia- CA
Jun 25, 2015 - 09:02am PT
Dood, I don't opine unless I've done the time. A cow is prime but they don't give out too
many cow permits. Bulls, not as old as YOU, are still ok although they're better turned
into sausage and burgers.
Gnome Ofthe Diabase

climber
Out Of Bed
Jun 25, 2015 - 09:06am PT
K - Man, & Dirtbag for the win!
It was just playing for the
Look of doing something,
then the insiders could see what would be, and as dirtbag points out, that it would change the next election cycle.
This way the demanded - 'hate it' slogan can again be waved,
and used to win over the fools, - foxites, - who need the safety net The most.
nature

climber
Boulder, CO
Jun 25, 2015 - 09:09am PT
NUTHIN' is better than a tender young moose.

pretty sure you got nuttin' to worry about there moose
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 09:32am PT
"6-3

Insurance Companies Win"


Fixed that for ya.
Norton

Social climber
Jun 25, 2015 - 09:38am PT
"6-3

over ten million Americans win

win by the Supreme Court denying the Republicans who sought to take their healthcare away from them

zBrown

Ice climber
Jun 25, 2015 - 12:47pm PT
Even the Supreme Court likes Obamacare (well two thirds anyway).

Who doesn't and what are their reasons? Interesting story there.



dirtbag

climber
Jun 25, 2015 - 12:58pm PT
Good luck finding reasons that aren't slathered with horse sh#t.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 01:26pm PT
"Who doesn't and what are their reasons?"


Uncountable polititard threads on the subject, and you really have to ask that question?
CAC

Gym climber
Clairemont
Jun 25, 2015 - 02:44pm PT
The Republican party is firmly anchored in three beliefs:

Americans should not have access to

 Government-paid healthcare
 Abortion
 Same-gender marriage

This is an indisputable fact, as these positions are clearly spelled out in the Republican party platform.

For the younger generations these positions are net losers and the Republican party will continue to lose ground as long as the party continues to pursue these three objectives. Just simple math.
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 03:16pm PT
Good luck finding reasons that aren't slathered with horse sh#t.

How about these?

* For the first time in American history, it forced all Americans to purchase a product, whether they wanted/valued it or not.

* As the basis for the above, it put the feds firmly in bed with giant insurance companies (a great irony for the demoncrats, since usually it is the rebumblecons who live to pander to giant corporations).

* It didn't really "provide access to health insurance," since everybody already had access to health insurance; the issue was (and still is) cost.

* It didn't make heath insurance "affordable" for vast swaths of Americans, as it actually (and in many cases significantly) raised rates. And for those people getting subsidies and reduced rates, they are only now finding out that if you have "coverage" with a $6,000 deductible, you are not really insured after all. Now you're just paying premiums PLUS the costs of your own health care. These people are the very ones who STILL can't afford to go to the doctor, because until they hit the deductible they are STILL paying out of pocket. So now, millions of people "have health insurance" that really isn't. This very year they are tumbling to that fact.

* It provided a no-loss guarantee to the insurance companies without correspondingly capping their profits, backed by the American taxpayers over and above the "risk distribution" inherent in the new approach to raising the rates of many in order to pay for the premiums of the few. Obumblecare was WIN/WIN for the insurance companies and virtually nobody else. Insurance companies lobbied hard for Obumblecare, and with good reason (for them).

* It was solidified in place at its first SCOTUS challenge via the swing vote of Roberts who asked (and by his vote, answered) the fateful question: "If government can do this, then what can government not do?" Given that question and Roberts' "conservative" leanings, one would have expected him to answer: "No, government cannot just call this a 'tax' and get on with it!" But Roberts instead answered with his vote: "Government can do ANYTHING." LOL... what's not to like about that totality of federal power?

I really could go on and on. There's lots of non-horsesh|t reasons to not like Obumblecare.

But the most pressing reason is that there were SO much better alternatives that the demoncrats could not be bothered to seek out in their rush toward the biggest expansion of federal power in decades. Such as....

* Force all health insurance companies to become non-profits, and require them to submit to biennial audits proving same.

* Force all health-care providers (hospitals, pharmacies, etc.) to become non-profits and audit them the same as the insurance companies.

* Force all drug and health-care product providers to become non-profits, audit them as above, and require them to closely tie their product pricing to actual R&D and manufacturing costs. It's outrageous for a one-use syringe to cost the patient $500!

* Require doctors to prescribe the generic equivalent of drugs whenever those are available, and totally change drug patent laws to make the patent term exceedingly low, such as five years.

* Get doctors out of bed with the drug companies, requiring doctors to prove on their tax returns that they receive NO financial reimbursement nor "favors" for "recommending" patent-drugs to their patients. In short, insist that doctors MAY NOT profit in any way from their choices of health care provided to their patients.

* Eliminate direct marketing of drugs to people via advertisements, etc. The whole "ask your doctor" line is outrageous, particularly when the doctor being asked is probably about to recommend the drug anyway and get his/her kickback.

Again, I could go on and on, and there are certainly countless tweaks and additions to my quickly-suggested list.

But, no! We had to RUSH to pass a law that (infamously) we didn't even know what it SAID or what its implications were. Obumblecare was not "healthcare reform!" It REFORMED nothing. It just rearranged risk/costs and handed the insurance companies a WINDFALL guaranteed market with NO possible downside!

Now it's political suicide for REAL reforms to ever take place, because even the nutless rebumblecons won't touch Obumblecare, because that would be perceived as "taking away health care" from millions.

So, the core thing to not like about Obumblecare is that it was a hack job that doesn't really address ANY of the problems with health care in this country, first and foremost being that it costs FAR too much and FAR more than it COULD. Obumblecare actually solidified the greedy, for-profit, big corporation approach to health care at all levels, while guaranteeing a captive market for giant insurance companies and exactly zero accountability.

What's NOT to love?
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 03:17pm PT
"For the first time in American history, it forced all Americans to take personal responsibility for their healthcare."


Fixed that for ya.


"* Force all health insurance companies to become non-profits, and require them to submit to biannual audits proving same."

Ummm, did you hear about how Anthem/Blue Cross recently lost it's non-profit status, due to revenues being too high?

Yep, they lost their non-profit status. As in, they've had it for a long time, and due to obscenely high profits, they lost it.

We can probably agree that the insurance industry was the big winner with the ACA, but nonetheless, healthcare & insurance remains a for profit enterprise in the US, just like you Republicans (or Independents, or whatever ideology you align with) like everything to be. What's not to like?
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 03:23pm PT
"For the first time in American history, it forced all Americans to take personal responsibility for their healthcare."

If only that were true. Actually it forced many tens of millions of Americans who were ALREADY doing that to then ADD ON the responsibility of millions who WERE NOT being responsible for it before.

Obumblecare didn't make "the poor" suddenly responsible. It forced the many to PAY FOR them in yet another expansive social program.

madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 03:29pm PT
We can probably agree that the insurance industry was the big winner with the ACA, but nonetheless, healthcare & insurance remains a for profit enterprise in the US, just like you Republicans (or Independents, or whatever ideology you align with) like everything to be. What's not to like?

What's not to like is that certain sectors of "providers" are properly pulled under the "public interest" (and hence anti-trust) branch of regulation. Just as air traffic controllers cannot effectively strike, insurance companies and all other layers of the health-care industry should be disallowed from being publicly-traded, for-profit enterprises.

They so fundamentally serve the public interest that they should be regulated to ensure (and with frequent audits) that they do in fact do so.

Obumblecare accomplished NOTHING in this regard.

The "horsesh|t" comment was what I was responding to, and the fact that YOU can agree that "the insurance industry was the big winner with the ACA," is one of the two big non-horsesh|t reasons to not like Obumblecare.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 03:29pm PT
You guys are sure bipolar about this whole issue.

The ACA is all about personal responsibility & keeping healthcare in the private, for-profit sector, just like you like stuff to be.

Hell, the whole damn program was Romney's idea.

And you still don't like it. What the hell is your problem?
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 03:30pm PT
""the insurance industry was the big winner with the ACA" is one of the two big non-horsesh|t reasons to not like Obumblecare."

So we can agree, then, that the Public Option would have been a far better solution?

I'm good with that!
looking sketchy there...

Social climber
Lassitude 33
Jun 25, 2015 - 03:32pm PT
* It didn't really "provide access to health insurance," since everybody already had access to health insurance; the issue was (and still is) cost.

Factually incorrect. Many, many people could not obtain health insurance, at any price, due to a "pre-existing condition." Mind you, these "pre-existing conditions" may range from something you might consider minor to severe problems.

If not for any other reason, and believe me there are others, the Affordable Health Care Act is vast improvement over the "market-based" situation that existed previously.

Conservatives actually proposed the format of the AHCA during the Clinton Administration. But, since a Democrat (and a black one at that) pushed it through, the outcry has never stopped.

I'd love to see the US join the developed world and institute a single payer system. But, that has little chance of happening anytime soon.
Norton

Social climber
Jun 25, 2015 - 03:40pm PT
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 03:53pm PT
"Many, many people could not obtain health insurance, at any price, due to a "pre-existing condition." Mind you, these "pre-existing conditions" may range from something you might consider minor to severe problems."


Soooooo true. I had coverage under an employer plan, and when that employment situation changed, we COBRA'ed for a while, then looked for a private plan. We got turned down...one of the reasons was a prior Rx medication for a minor skin condition.

A major life change resulted in seeking a private plan after the ACA, and I was able to get coverage...at a very similar rate to what I had been paying, with reasonable coverage.

Thanks, Obama & the SCOTUS!

Reilly

Mountain climber
The Other Monrovia- CA
Jun 25, 2015 - 03:55pm PT
I'm all for a national program but this thang was poorly written and very
poorly implemented. My brother has joined a LONG list of people who got
sucker-punched by a seemingly used car salesman sales pitch. To wit, and
my bro is no half-wit, these many people were not made aware that if their
income went over the upper limit they would get body slammed by the IRS
for the FULL amount of their tax break, NOT a pro-rated amount commensurate
with how much they went over the limit. How phukking stoopid and unfair
is that? So many people are in this boat that the IRS has suspended the
unleashing of the repayment hounds, no doubt at Obama's beseeching.

Stay tuned for the cover-up and the running around the burning bush.
Norton

Social climber
Jun 25, 2015 - 04:06pm PT
I have read all 3000+ pages of the ACA twice now

and I have to respectfully disagree

I believe it is very, very well written and crafted, especially given that the Dems had
less than a month to get it through congress and that was without a Dem majority in the
Senate involving the two Independents to join them

I believe any one who has actually carefully read the ACA would agree

now, if you are part of the intellectually gifted who voted Republican in 2007 while the economy was losing hundreds of thousands of jobs a month and was in actual Recession after seven years of Repubs in control,
then of course you will think up a reason to "oppose" because that's what your party does
zBrown

Ice climber
Jun 25, 2015 - 04:19pm PT
Reilly

Is this what you are talking about? Or something else? I've heard some other folks complaining. Tax surcharge on real estate sales?

The Affordable Care Act (ACA) requires most Americans to have health insurance starting in 2014. People who don’t comply have to pay a penalty, the amount of which depends on several factors, including income and family size.


Groups Exempt from Penalty Tax
The following groups are not liable for the ACA penalty tax if they do not get adequate health insurance. The list does not include all groups who would not owe the tax.

1. Individuals with income below the income tax filing threshold
2. Individuals for whom the cost of getting health insurance (net of ACA subsidies) would exceed 8% of household income in 2014 (That percentage would rise in subsequent years if premium growth exceeds income growth.)
3. Individuals in states that did not accept the ACA’s Medicaid expansion who would have qualified for Medicaid under the expansion
4. Members of Indian tribes
5. Members of certain religious faiths
6. Members of a health care sharing ministry
7. Individuals not legally in the U.S. (undocumented aliens)
8. Incarcerated individuals


This “net investment tax” is an additional 3.8 percent tax levied on the sale of any asset that results in a capital gain as long as your adjusted gross income is over $200,000 for singles and $250,000 for married couples. This includes the sale of homes over a certain value.
In a report we published in February of this year, we outlined the effect of this tax plus the expiration of parts of the Bush Tax Cuts on marginal tax rates on capital gains.
On January 1st, 2013, the Senate passed H.R. 8, the American Taxpayer Relief Act of 2012. Among a number of major changes to the tax code in 2013, America’s top capital gains tax rate increased from 15 percent to 20 percent. On top of this, the healthcare law introduced a 3.8 percent net investment tax. Combined with state and local taxes on capital gains, the average top marginal tax rate in the United States increased to 27.9 percent from 19.1 percent.

BTW apogee, though I must confess to hardly ever reading any of it, most everything you say, appears to be just a rehash of something already discussed. Look up rhetorical when you get some free time.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jun 25, 2015 - 05:28pm PT
"most everything you say, appears to be just a rehash of something already discussed."

Ummm.....yeah.

That's because this horse has been beaten flat into road pizza.

If you don't know why Republicans have a problem with the ACA, well, there are plenty of their views in this single thread alone, let alone uncountable other similar threads.

Of course, if you aren't so inclined, asking that question (AGAIN) is the simplest, laziest way to find out why.

Or maybe I misunderstood your question?
crankster

Trad climber
Jun 25, 2015 - 05:41pm PT
A proud day for the president and the nation. Millions will be able to afford health care. Of course, the Republican prez candidates are all expressing (fake) outrage, angry (fake) to appease the base, but privately happy they don't have to advance any ideas to improve or replace the law.

"For the first time in American history, it forced all Americans to take personal responsibility for their healthcare."

If only that were true. Actually it forced many tens of millions of Americans who were ALREADY doing that to then ADD ON the responsibility of millions who WERE NOT being responsible for it before.

Obumblecare didn't make "the poor" suddenly responsible. It forced the many to PAY FOR them in yet another expansive social program.

^^
Beneath contempt.
John Duffield

Mountain climber
New York
Jun 25, 2015 - 05:46pm PT
Scalia is so stupid, they should revisit any criminal justice cases he did before he joined the Supremes.
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 06:00pm PT
Beneath contempt.

ROFL

You must think that putting millions more onto the Medicaid roles makes them suddenly "take responsibility for their own healthcare."

I'm so far beyond outraged at the state of this nation that our nation has become like a parody to me.

I give up. From now on, I laugh.

The land of the free and the home of the brave? Pffftttt, snort, guffaw.
crankster

Trad climber
Jun 25, 2015 - 06:26pm PT
Outraged? Give up? Wow, I thought you were rolling on the floor laughing.
To you, people who can't afford heath care are irresponsible.
I'm happy you're outraged with the state of the nation. Something good must have happened.
wilbeer

Mountain climber
Terence Wilson greeneck alleghenys,ny,
Jun 25, 2015 - 07:00pm PT
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 07:02pm PT
Bwahahaha... yeah, the death of the rebumblecon party has been quite exaggerated!

I seem to remember a couple of years ago all the libs here in glee over the utter irrelevancy and upcoming death of the rebumblecons. And then here they just regained the Senate and made gains all up in da House.

Quite a butt-kickin' ol' Obumbleator put on 'em. LOL

Keep prognosticating, boys.
zBrown

Ice climber
Jun 25, 2015 - 07:07pm PT
Or maybe I misunderstood your question?

Bingo. It was not a "real" question, just a rhetorical one. Go ahead look it up.

You'll prosper.

or from the legal world

"asked and answered"

"I'll withdraw the question"

"knew or should have known"



wilbeer

Mountain climber
Terence Wilson greeneck alleghenys,ny,
Jun 25, 2015 - 07:10pm PT
And then here they just regained the Senate and made gains all up in da House.







The party of no is on the job.
Craig Fry

Trad climber
So Cal.
Jun 25, 2015 - 07:24pm PT
WHAT about the Death Panels!!!

and you can't keep your Doctor!!!!

all lies
Norton

Social climber
Jun 25, 2015 - 07:26pm PT
Bwahahaha... yeah, the death of the rebumblecon party has been quite exaggerated!

oh, not on the local level in increasingly fewer states

but yes, on the National level, like being able to compete for the Presidency, yes, done

lost 4 of the last 5 popular vote margins, and got beat by huge margins in the one that
really counts, the Electoral College

so, yes, not exaggerated, and in fact predicted long ago
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 07:37pm PT
Only thing that could make it even more enjoyable is if you end up posting that YOUR insurance premiums just went UP...

Special, just for you, Locker. One time only to put a spring in your step:

Overnight, our previous small-group policy at 90% copay and $1250 deductible went up 40.02%, with a doubled deductible and only 80% copay.

I feel so warm and fuzzy inside knowing that our intentionally lying community organizer didn't let me keep my doctor or insurance plan, but at least I got to pour yet MORE of my hard-earned money straight in the pockets of others.

Rob Peter to pay Paul, and you'll always have the support of Paul.

Okay, I'm braced, so let's hear it. Cheers all around! ;-)
Bob D'A

Trad climber
Taos, NM
Jun 25, 2015 - 08:21pm PT
Overnight, our previous small-group policy at 90% copay and $1250 deductible went up 40.02%, with a doubled deductible and only 80% copay.


You must be doing pretty good, so STFU.
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 08:39pm PT
You must be doing pretty good, so STFU.

You must not be, which explains the liberal, gimme mindset. It's amazing how many climbers that are now aging spent their lives living "free" and irresponsibly, thus now needing every gubment handout the demoncrats can dream up.

ROFL

Glad to help fellow climbers hang on in their waning years!
zBrown

Ice climber
Jun 25, 2015 - 09:07pm PT
Obama who cares? He's history. Trump is the man.





Bob D'A

Trad climber
Taos, NM
Jun 25, 2015 - 09:09pm PT
"You must not be, which explains the liberal, gimme mindset. It's amazing how many climbers that are now aging spent their lives living "free" and irresponsibly, thus now needing every gubment handout the demoncrats can dream up."


Dumbass...I still work and still doing well. I have no issue with paying a little more to help others who are not.
madbolter1

Big Wall climber
Denver, CO
Jun 25, 2015 - 10:02pm PT
Dumbass...I still work and still doing well. I have no issue with paying a little more to help others who are not.

ROFL.... real knee-slapper there!

You still work, and how old are you? Gettin' a little past the typical retirement age, there, ain'tcha?

The really hysterical thing about your "pay a little more" perspective is that you obviously have no idea how MUCH more you really are paying.

Fortunately for me, I know exactly how much Obumblecare cost my company just in health insurance alone, and an overnight 40.02% increase for a dramatically worse policy is NOT "paying a little more."

But, then, I am just a dumbass, so that's probably why to me it feels like paying a LOT more. But that's okay, because we've all gotta pull together into one huge conglomerate mass down toward the lowest common denominator, so that we can ALL whine together about the 1% that are raping the whole collective real good.

The king Obumbleator tried to save us and bring "real change," but his efforts were thwarted by those evil rebumblecons, otherwise he'd have taught those 1-percenters a good lesson too.

But hopefully the Hillabeast can continue the legacy of the Obumbleator, and we all know that she's no 1-percenter herself, so she's got our backs!

If only ALL rebumblecons could be put to the sword, we'd finally have the "real change" we've all been hoping for: the truly classless, raceless, OPEN-borders society where everybody does as well as everybody else and nobody "excels" and thinks to get all uppity about it.

For now, all we good folk just need to tighten our belts a bit more and "help out" until the "real change" can really come. And then we'll all be free and happy.

Yayyyy

Amen, and amen, brother!
Jon Beck

Trad climber
Oceanside
Jun 25, 2015 - 10:32pm PT
Republicans made gains in 2012 because younger voters did not vote. Even if Jeb (can't say Bush, that is a dirty word) gets the nomination he will lose in 2016 because the right has gone all in on obstructing anything the president tries to do. They have been slapped down on the budget and Obamacare, soon to be slapped down on same sex marriage yet they have learned nothing. Immigration will be their final undoing, they will push Jeb back to the far right, we can count on that.

Of course the Republicans will try to make up lost ground by throwing up as many road blocks as possible to prevent the less fortunate from voting (old and poor)

The Republican party is disgusting. But the tide is turning, people are beginning to care about each other a bit more, despite the hate propagated by Rush Limbaugh and Faux News. The real irony is that the religious folks are the staunchest Republicans. If caring about other people is Communism then call me Karl Marx.
Degaine

climber
Jun 26, 2015 - 12:51am PT
madbolter1 wrote:
You must not be, which explains the liberal, gimme mindset. It's amazing how many climbers that are now aging spent their lives living "free" and irresponsibly, thus now needing every gubment handout the demoncrats can dream up.

I fail to see how wanting to implement a universal healthcare system - single payer or private or a mix - is a "gimme mindset". It just makes sense both economically and for overall outcomes.

When compared to the US, the French and German systems cost half as much as the US system per capita for far better outcomes and Japan one-third.

It's not Obamacare that bilking people in the US, it's the providers and insurers. A visit to a GP in France costs 23 €, in the US it costs a minimum of $120 (negotiated rate that insurance company pays of which there's a copay). In France an ultrasound costs 70 €, in the USA it costs $450.
madbolter1

Big Wall climber
Denver, CO
Jun 26, 2015 - 01:43am PT
It's not Obamacare that bilking people in the US, it's the providers and insurers.

The second part of that sentence was exactly my point from just barely upthread. The first part is false because....

Obumblecare just handed the country to the insurance companies on a silver platter, and the insurance companies ARE now bilking people in the US like they never could before.

Your Obumbleator in Chief and a demoncrat congress rushed to force Americans to be chained to the insurance companies, which are now dragging down obscene profits with no risk and a guarantee of no downside.

The entire system needed reforming/regulating, but while you and yours are crowing over the "triumph" of Obumblecare, you seem to be blind to the fact that it was NOT a reform. It fixed nothing. Everything it has and will "accomplish" would better have been done via ACTUAL reforms.

ALL it accomplished was to sell off the American public to the insurance companies, while doing NOTHING to regulate gouging throughout the industry. The insurance companies are laughing all the way to the bank, and they laugh hardest at people who think that this latest swindle of America was the best thing that could have happened to us.

If you think that ANY of our "representatives" have YOUR best interest at heart, you are utterly deluded. And the Hillabeast is just as much a 1-percenter as any corporate-shagging rebumblecon. They are ALL utterly disgusting, on both sides of the aisle, and they've got us clawing at each other rather than to realize that they are stealing from US and selling us down the river at every turn.

Obumblecare was NOT about helping the poor who can't afford health insurance! It had nothing to do with us "caring for each other"! That's how it was SOLD to you.

It was about selling US to the insurance companies while changing NOTHING about what is really broken in our health care system. And in so doing, they succeeded in getting a CONSERVATIVE SCOTUS justice to cast the turning vote to declare: "The federal government is now, in principle, ALL powerful. It can do WHATEVER it dreams up to do."

Oh, it IS to laugh!
Bob D'A

Trad climber
Taos, NM
Jun 26, 2015 - 06:04am PT
You are a dumb ass who has a big hard on for Obama...but don't let facts get in the way.

"According to the McKinsey study, “In the 41 states releasing exchange participation carrier data, the number of health insurers increased by 26 percent between 2014 and 2015. In the 19 states with complete fillings, the number of products grew 66 percent, with most in the silver tier.”


While 65 percent of existing policies will see an increase in premium costs for 2015, the median increase will be just 4 percent."

http://www.forbes.com/sites/rickungar/2014/10/31/key-study-on-obamacare-2015-premium-rates-is-out-and-you-wont-believe-whats-going-to-happen/
pyro

Big Wall climber
Calabasas
Jun 26, 2015 - 06:26am PT
This entire Obama care smells like rotten fish!

Wonder how Trump is going to handle this problem..


Let's be reminded of the Smug Liars

[Click to View YouTube Video]
crankster

Trad climber
Jun 26, 2015 - 07:04am PT
And now gay marriage...times are a changing (for the good).
pyro

Big Wall climber
Calabasas
Jun 26, 2015 - 07:06am PT
Crankaloon you must have been so stoked to bump this thread.. good for you!
crankster

Trad climber
Jun 26, 2015 - 07:22am PT
Don't be such a hater, pyromaniac. Let your love light shine.
pyro

Big Wall climber
Calabasas
Jul 20, 2015 - 08:24am PT

Cranloooon I bump for you...
EdwardT

Trad climber
Retired
Jul 20, 2015 - 08:29am PT
Healthcare is a right for anyone on US soil.

It's in the Constitution.
dirtbag

climber
Jul 20, 2015 - 09:00am PT
Pyro, it baffles me why you'd look to that privileged, egotistical shithead for any wisdom.

Trump is garbage.


From this morning's washington post:




He was 21 years old and handsome with a full head of hair. He avoided the Vietnam War draft on his way to earning an Ivy League degree. He was fond of fancy dinners, beautiful women and outrageous clubs. Most important, he had a job in his father’s real estate company and a brain bursting with money-making ideas that would make him a billionaire.

“When I graduated from college, I had a net worth of perhaps $200,000,” he said in his 1987 autobiography “Trump: The Art of the Deal,” written with Tony Schwartz. (That’s about $1.4 million in 2015 dollars.) “I had my eye on Manhattan.”

More than 8,000 miles away, John McCain sat in a tiny, squalid North Vietnamese prison cell. The Navy pilot’s body was broken from a plane crash, starvation, botched operations and months of torture.

As Trump was preparing to take Manhattan, McCain was trying to relearn how to walk.



https://m.washingtonpost.com/news/morning-mix/wp/2015/07/20/what-donald-trump-was-up-to-while-john-mccain-was-suffering-as-a-prisoner-of-war?tid=HP_more





pyro

Big Wall climber
Calabasas
Jul 20, 2015 - 11:20am PT
Pyro, it baffles me why you'd look to that privileged, egotistical shithead for any wisdom.

ur right next time i'll take ur advice dirtbag...(yeah right)!
zBrown

Ice climber
Jul 20, 2015 - 11:26am PT
The son of a wealthy real estate developer, Trump received four student deferments that were followed by a 1968 medical deferment that came a few months after he graduated from the University of Pennsylvania’s Wharton School.

...

Trump said that his disqualifying medical condition was a bone spur in one of his feet (he could not remember which one).

Dire Straits all right

That ain't workin' that's the way you do it
Money for nothin' and your chicks for free.
Now that ain't workin' that's the way you do it
Lemme tell ya them guys ain't dumb
Maybe get a blister on your little finger
Maybe get a blister on your thumb.
dirtbag

climber
Jul 20, 2015 - 11:26am PT
"I know you are but what am I" is such an effective comeback, Pyro.
WBraun

climber
Jul 20, 2015 - 12:00pm PT
Trumps can of worms he's open and has been known for a long tine and covered up by McCain hinself.

33 POWs faced execution for treason after Vietnam until Nixon pardoned all POWs.

McCain was on the list of the 33, in fact at the head of it.

Here are the facts as we know them:

According to Colonel Ted Guy, John McCain’s commander as a POW, McCain collaborated with the enemy.
McCain is accused of giving information that led to the downing of 60 US aircraft
McCain is accused of training North Vietnamese air defense personnel
McCain is accused of making over 30 propaganda broadcasts against the US, broadcasts he moved to have classified when he was elected to the senate

These 4 accusations are the only real and supportable accusations against McCain.

The evidence for these acts exists and is substantial.

What is stranger still is McCain’s longtime war against veterans, other POWs and their families.

When John was a bit younger and better capable of looking after himself, he was often both verbally and physically abusive to POW families, POW activists and veterans.

We hear nothing of these brutal outbursts of McCain’s though they continue to this day, now taken as the ravings of a mental defective.
dirtbag

climber
Jul 20, 2015 - 12:09pm PT
I can't criticize McCain for providing information while being tortured.
Ksolem

Trad climber
Monrovia, California
Jul 20, 2015 - 01:14pm PT
Since we seem to be on Trump for a minute, here are my observations.

His comments about McCain were politically stupid. He's like a guy who walks into a bar looking for a fight for the hell of it. McCain is not in the race for the Rep. nomination, so why would The Donald want to pick a fight with him?

Less prominent in the media, but probably much more significant in the Iowa primary, are his comments when asked a question by pollster Frank Lunz. "Have you ever asked God for forgiveness?" After five minutes of bloviating about how he loved his pastor Norman Vincent Peal (who died in his 90's in 1993) Lunz asked again. Trump's answer: "No." That's pretty much the end of the road in Iowa. Game over, I hope.

Now back to your regularly scheduled programming.
apogee

climber
Technically expert, safe belayer, can lead if easy
Jul 20, 2015 - 01:20pm PT
Trump is doing nothing but shameless self-promotion with all of this bloviating. He has no real intent or interest in actually winning the WH, but he knows damn well that all of the media attention he's getting from this will go a long ways in furthering his usual self-promotion business interests. There's no such thing as bad publicity!

In the meantime, the GOP does everything they can disassociate themselves, knowing that his shenanigans basically make extremists like Cruz look good by comparison. Trump's spewing is good for everybody!
Craig Fry

Trad climber
So Cal.
Jul 20, 2015 - 01:24pm PT
The Republicans led a whole giant lying smear campaign against the decorated war hero John Kerry.

The Swift Boaters

All lies, and supported and spread like butter by the Republican party to take down Kerry on his one strength, his war record.

These Republicans are just hypocrites to the nth degree.

They have done everything possible to make veterans lives worse.
Norton

Social climber
Jul 20, 2015 - 01:43pm PT
Trump's spewing is good for everybody!

especially so for the Democrats

his comments, along with countless other ignorant utterances from other Republicans
over the years, continue to reinforce Republican Senator Lindsey Graham's own words
while describing his political party as "The Stupid Party"
WBraun

climber
Jul 20, 2015 - 02:22pm PT
Trump's comments about McCain were politically stupid.

maybe so and maybe not.

But McCain has been allowed to destroy America’s security for two generations along with his criminal friend Lindsy G.

And what to speak of the sh!t he pulled in Ukraine with Victoria Nuland another huge criminal along with recruiting ISIS.

Anything to expose that aszhole criminal John McCain is good.

He should arrested and he's is NO war HERO ......
Ken M

Mountain climber
Los Angeles, Ca
Jul 20, 2015 - 02:46pm PT
His comments about McCain were politically stupid. He's like a guy who walks into a bar looking for a fight for the hell of it. McCain is not in the race for the Rep. nomination, so why would The Donald want to pick a fight with him?

This maneuver got him on the front page of every newspaper in America, and on every news program in existence.

He succeeded.

I don't know what his actual agenda might be, but the more he keeps the unknowns out of the media (there is only so much space to report on Republicans), they are losing ground and becoming weaker. This works to the benefit of those with huge money, like Bush, or huge name recognition, like Christie or Perry. The rest have to get their names out there, and can only do it through making news, which they can't do while Trump is sucking the oxygen out of the room, or with money-created media, which they can't do if they don't have it.
Bob D'A

Trad climber
Taos, NM
Jul 20, 2015 - 02:56pm PT
Werner...http://www.politifact.com/truth-o-meter/statements/2008/jan/17/vietnam-veterans-against-john-mccain/no-evidence-mccain-was-a-traitor/



dirtbag

climber
Aug 12, 2015 - 07:30am PT
This just in: there are 15.8 million fewer uninsured Americans since 2013.

Obamacare has been a complete failure.

mobile.nytimes.com/2015/08/12/us/number-of-uninsured-has-declined-by-15-million-since-2013-administration-says.html
EdwardT

Trad climber
Retired
Aug 12, 2015 - 07:54am PT
The number of newly insured is impressive. Definitely worth celebrating. About a third of those uninsured back in '09.

What about the 29 million Americans who still don't have any health insurance at all?

What's it going to take to insure them?
dirtbag

climber
Aug 12, 2015 - 07:56am PT
Well, it would still be 45 million uninsured if you and your fellow right wingers had their way.

Suck on that.
survival

Big Wall climber
Terrapin Station
Aug 12, 2015 - 08:02am PT
15 million less than before EddieT, and it will continue to improve.

The previous system sure as hell wasn't working. You do realize that most "advanced" countries don't have this much trouble providing care for their citizens, right?

But hey, we're better than Slovenia and Cuba!!


World Health Organization Ranking; The World’s Health Systems
1 France
2 Italy
3 San Marino
4 Andorra
5 Malta
6 Singapore
7 Spain
8 Oman
9 Austria
10 Japan
11 Norway
12 Portugal
13 Monaco
14 Greece
15 Iceland
16 Luxembourg
17 Netherlands
18 United Kingdom
19 Ireland
20 Switzerland
21 Belgium
22 Colombia
23 Sweden
24 Cyprus
25 Germany
26 Saudi Arabia
27 United Arab Emirates
28 Israel
29 Morocco
30 Canada
31 Finland
32 Australia
33 Chile
34 Denmark
35 Dominica
36 Costa Rica
37 USA
38 Slovenia
39 Cuba
40 Brunei
41 New Zealand
42 Bahrain
43 Croatia
44 Qatar
45 Kuwait
46 Barbados
47 Thailand
48 Czech Republic
49 Malaysia
50 Poland
51 Dominican Republic
52 Tunisia
53 Jamaica
54 Venezuela
55 Albania
56 Seychelles
57 Paraguay
58 South Korea
59 Senegal
60 Philippines
61 Mexico
62 Slovakia
63 Egypt
64 Kazakhstan 65 Uruguay
66 Hungary
67 Trinidad and Tobago
68 Saint Lucia
69 Belize
70 Turkey
71 Nicaragua
72 Belarus
73 Lithuania
74 Saint Vincent and the Grenadines
75 Argentina
76 Sri Lanka
77 Estonia
78 Guatemala
79 Ukraine
80 Solomon Islands
81 Algeria
82 Palau
83 Jordan
84 Mauritius
85 Grenada
86 Antigua and Barbuda
87 Libya
88 Bangladesh
89 Macedonia
90 Bosnia-Herzegovina
91 Lebanon
92 Indonesia
93 Iran
94 Bahamas
95 Panama
96 Fiji
97 Benin
98 Nauru
99 Romania
100 Saint Kitts and Nevis
101 Moldova
102 Bulgaria
103 Iraq
104 Armenia
105 Latvia
106 Yugoslavia
107 Cook Islands
108 Syria
109 Azerbaijan
110 Suriname
111 Ecuador
112 India
113 Cape Verde
114 Georgia
115 El Salvador
116 Tonga
117 Uzbekistan
118 Comoros
119 Samoa
120 Yemen
121 Niue
122 Pakistan
123 Micronesia
124 Bhutan
125 Brazil
126 Bolivia
127 Vanuatu 128 Guyana
129 Peru
130 Russia
131 Honduras
132 Burkina Faso
133 Sao Tome and Principe
134 Sudan
135 Ghana
136 Tuvalu
137 Ivory Coast
138 Haiti
139 Gabon
140 Kenya
141 Marshall Islands
142 Kiribati
143 Burundi
144 China
145 Mongolia
146 Gambia
147 Maldives
148 Papua New Guinea
149 Uganda
150 Nepal
151 Kyrgystan
152 Togo
153 Turkmenistan
154 Tajikistan
155 Zimbabwe
156 Tanzania
157 Djibouti
158 Eritrea
159 Madagascar
160 Vietnam
161 Guinea
162 Mauritania
163 Mali
164 Cameroon
165 Laos
166 Congo
167 North Korea
168 Namibia
169 Botswana
170 Niger
171 Equatorial Guinea
172 Rwanda
173 Afghanistan
174 Cambodia
175 South Africa
176 Guinea-Bissau
177 Swaziland
178 Chad
179 Somalia
180 Ethiopia
181 Angola
182 Zambia
183 Lesotho
184 Mozambique
185 Malawi
186 Liberia
187 Nigeria
188 Democratic Republic of the Congo
189 Central African Republic
190 Myanmar

Source: World Health Organization

Pretty sad showing for supposedly the greatest nation on Earth....
EdwardT

Trad climber
Retired
Aug 12, 2015 - 08:15am PT
Hey Survival - Got any data/rankings for this century?
survival

Big Wall climber
Terrapin Station
Aug 12, 2015 - 08:57am PT
Nice comeback swifty!

I did see a post on that thread from 2010, but most of the comments are only a year old.

That's not fresh enough for you? Besides, your playground response misses the point entirely.

Here's one from 2014 that ranks USA last out of the 11 wealthy countries studied, despite having the most expensive health care in the world.
http://www.commonwealthfund.org/publications/fund-reports/2014/jun/mirror-mirror

Still a pretty sad showing for supposedly the greatest country on Earth.
Bob D'A

Trad climber
Taos, NM
Aug 12, 2015 - 09:07am PT
http://www.forbes.com/sites/danmunro/2014/06/16/u-s-healthcare-ranked-dead-last-compared-to-10-other-countries/


Sketch wrote: What about the 29 million Americans who still don't have any health insurance at all?

What's it going to take to insure them?



Look in the mirror.
EdwardT

Trad climber
Retired
Aug 12, 2015 - 09:09am PT
Nice comeback swifty!

I did see a post on that thread from 2010, but most of the comments are only a year old.

That's not fresh enough for you? Besides, your playground response misses the point entirely.

Thread?

Comments a year old?

The WHO ranking you posted is over 15 years old.

What's your point?

Other than stating the obvious?

Is Obamacare improving our ranking?

Sketch wrote:
What about the 29 million Americans who still don't have any health insurance at all?

What's it going to take to insure them?

Look in the mirror.

I took your advice. Did more people get insurance?
survival

Big Wall climber
Terrapin Station
Aug 12, 2015 - 10:13am PT
Don't worry Eddie, THE HAIR will fix everything!
EdwardT

Trad climber
Retired
Aug 12, 2015 - 10:59am PT
two thoughts Mr. Thompson

first, your hypocrisy is front on center, given that you were loudly against the expansion
of healthcare and opposed the ACA from day one

you clearly don't give a damn if one or 10 million more Americans get health insurance,
so don't play that you are "concerned"

Secondly, stop asking me or anyone else to do for you what anyone with an internet connection knows how to do, look up answers in .5 tenths of a second using "search"

grow up Edward, its time

Look at you... telling me to grow up, while taking the low road. Talk about hypocrisy.

Instead of acting like the answer easily obtained, why not just post an article?

Hmm.
dirtbag

climber
Aug 12, 2015 - 12:02pm PT
Wow, excellent points, Edward. I can tell you put a lot of thought into that post.
Reilly

Mountain climber
The Other Monrovia- CA
Aug 12, 2015 - 12:56pm PT
So, why didn't those 29 million sign up? I'd really like to know.

Do they like being uninsured?
Do they object to being told what's good for them?
Do they enjoy going to the ER for their primary care?
Was filling out all the paperwork too daunting?
crankster

Trad climber
No. Tahoe
Aug 12, 2015 - 01:07pm PT
The right wrote the script for the ACA before it was enacted and can't walk it back now. Facts are not important in their world; hence, Trump.
apogee

climber
Technically expert, safe belayer, can lead if easy
Aug 12, 2015 - 01:08pm PT
"...if a Republican had made this happen..."

They did. His name was Romney, in Massachusetts, and it was quite successful. So successful, in fact, that Obama used it as a primary model for the ACA.

Facts are pesky things, aren't they, Edward?
Reilly

Mountain climber
The Other Monrovia- CA
Aug 12, 2015 - 01:11pm PT
Hey, the ref just threw a flag for piling on.
How about somebody answer my question?
Well, I borrowed it from Edward.
apogee

climber
Technically expert, safe belayer, can lead if easy
Aug 12, 2015 - 01:15pm PT
Pretty simple, Reilly....no $$.
Reilly

Mountain climber
The Other Monrovia- CA
Aug 12, 2015 - 02:26pm PT
I thought they just didn't sign up in time?
rottingjohnny

Sport climber
mammoth lakes ca
Aug 12, 2015 - 07:07pm PT
Norton...Yeah...! Quit picking on Thompson and try to find another " only bean in the soup" to pick on , if you can...
apogee

climber
Technically expert, safe belayer, can lead if easy
Aug 12, 2015 - 09:47pm PT
Is 'Edward' your middle name or something, Donald?
EdwardT

Trad climber
Retired
Nov 3, 2015 - 05:49am PT
Beginning of the End of Obamacare

By: U.S. Sen. John Barrasso, M.D.

Nov. 2, 2015

Washington Times

Obamacare's third year of open enrollment began on Sunday. People hoping to sign up saw a website with fresh photos and high-tech features. They found the actual insurance of the president's signature law has gotten even worse.

Unless something dramatic happens, this may be the year of the health care law's collapse. Prices keep rising and service keeps fading. It should not surprise the administration that people are not signing up.

Despite all the Obama administration has done to completely upend health care in this country, there are still more than 30 million uninsured people in America today. The reason they're not buying Obamacare isn't because they haven't heard enough about it. They're not buying because it's a bad deal for them.

As people log on to the government exchanges this year, they will see the telltale signs of Obamacare's impending failure. These include: costs soaring, cancellations mounting, and choices disappearing.

The first thing most people will notice is the higher price tag. Premiums are jumping by double digits in many states. In Alaska, premiums will be nearly 40 percent higher next year. People buying insurance on the Minnesota exchange will pay anywhere from 14 to 49 percent more.

Premiums are just one part of the high-cost story. Many plans are raising deductibles, co-pays, and other out-of-pocket costs.

Remember when President Obama's mantra was "If you like your health care plan, you can keep it?" Now the administration is singing a different tune: "If you have an Obamacare plan, you better shop around."

That's about the only advice Washington has for people who want to avoid brutal rate increases. If you're willing to switch insurance plans each year, your rates may go up by slightly less.

For some people, their old plan won't be available at any price. This includes more than a half-million people insured by one of the health co-ops that have shut down in 11 states over the past few months.

It also includes people whose insurer decided it simply couldn't afford to sell Obamacare coverage anymore. That's what happened in my home state, Wyoming, where the company WINHealth is dropping out of the exchange entirely.

In some states, plans are changing dramatically even if the company remains. A patient may find that her longtime doctor will no longer be a part of her plan's network. Maybe the hospital nearest to her home is no longer included by her insurance. These kinds of changes can leave people with very different coverage than they had before.

As people work their way around the website, they may notice that the remaining options are slimmer than ever. Analysts at the Robert Wood Johnson Foundation say that more of the choices will be HMOs this time around. That can mean narrower networks and no out-of-network coverage.

In some states, the number of options is practically non-existent. According to the Kaiser Family Foundation, people living in 14 of Nevada's 16 counties will have only one or two companies to pick from. In Wyoming, with the failure of WINHealth, residents will have only one option.

Insurance through Obamacare is largely coming down to a simple choice of take it or leave it. More and more Americans are leaving it.

The only people who are consistently signing up are the ones who get subsidies from Washington. For them, the website should come with a warning label reading: "Buyer beware." According to the IRS, 90 percent of people who received government insurance subsidies last year got the wrong amount.

To avoid an all-out panic over low enrollment, the administration is trying to lower expectations. It's lowered the bar for success to around 10 million people enrolled for 2016. That's half of the 21 million people the non-partisan Congressional Budget Office says should be covered next year. It's also essentially flat compared to the 9.9 million who were enrolled in June.

The administration is playing the lowered expectations game because they know how hard it is to convince more Americans to buy government-mandated insurance that costs so much. For so many people, Obamacare doesn't have much to offer.

Even the $695 tax penalty isn't enough incentive to coerce people to buy. People facing premium increases along with a $5,000 deductible see little reason to pay for insurance they may not want, need, or be able to afford.

Obamacare is failing because too many people want nothing to do with it. As the costs continue to rise, more people get cancellation notices, and the exchanges offer fewer choices, the collapse will only continue. We may look back at this past Sunday as the beginning of the end.

Expect to hear more bad news about Obamacare.

We just recieved a quote for our 2016 premiums. We're looking at an 80% increase.

Affordable healthcare?

Bull shit!
crankster

Trad climber
No. Tahoe
Nov 3, 2015 - 06:26am PT
Cheer up, righties...always so damn glum.

High Fructose Corn Spirit

Gym climber
Nov 3, 2015 - 06:43am PT
Edward T, if I may ask...

How old are you?
What was your avg monthly premium last year and year before and what is it now?
What is your deductible?

Thanks.



(I am conducting something of a non-scientific poll here, I guess.)
crankster

Trad climber
No. Tahoe
Nov 3, 2015 - 07:00am PT
There's only one Forum Bully, S(pud). Give it up, you're just a wannabe - and a big baby.

Gimp

Trad climber
Missoula, MT & "Pourland", OR
Nov 3, 2015 - 07:22am PT
I think it is very hard if not impossible to get accurate numbers on enrollment under the ACA.

However, in my and my wife's microcosm of our practices where we can sit down and go over numbers with our office manages, ACA implementation has not significantly decreased the number of un- and under-insured presenting for care. This is particularly true with those referrals originating via Emtala mandated ED coverage.

Subjectively, since we are in a state with a projected premium increase for the Silver plan of 35% on average, a significant number of enrollees have expressed the opinion that they will not be continuing in their plan.

What will really happen i.e. failure or success of the program, I think at this point remains an unknown.
Steve
Larry Nelson

Social climber
Nov 3, 2015 - 07:51am PT
So in the past year my deductible has doubled.
My ex-wife is on her 3rd different plan after her first 2 departed the state in the wake of ACA.
How many doctors don't take Medicare now?
How many doctors don't take Medicaid now?
What other major legislation in our nation's history did not receive one vote from the opposition party?

Maybe it's just me, but the ACA doesn't seem like an improvement.
Wall Street Journal article here, worth pondering.

http://www.wsj.com/article_email/the-slow-motion-implosion-of-obamacare-1446417104-lMyQjAxMTA1ODA5MjUwNDIzWj
EdwardT

Trad climber
Retired
Nov 3, 2015 - 08:14am PT
How old are you?
What was your avg monthly premium last year and year before and what is it now?
What is your deductible?

Thanks.

I'm 55. Policy for family of four.

Premiums for BCBS Silver plan w/ $2800 deductible:

2014 - $380
2015 - $608
2016 - $1094

fear

Ice climber
hartford, ct
Nov 3, 2015 - 08:19am PT
Wait a second... are we saying throwing "free" magical gub'ment cheese at an incredibly dysfunctional system didn't help?????

Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 08:31am PT
The ACA was supposed to have been fixed with cost controls
But the Republicans wouldn't allow any cost controls to be implemented since they have been bought by the Insurance Companies

I guess it's anonymous, we all want Single Payer, where we would all pay less than a third of what we pay now

The only impediment are those nasty Republicans in Congress that all being bribed by the insurance Companies

Would repealing ObamaCare help?
No, the prices will just go higher still
John M

climber
Nov 3, 2015 - 08:33am PT
Obamacare…. fatally flawed from the beginning, so eventually we will go back to what we had before, disenfranchising a bunch of people and the downward slide will continue.

Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 08:37am PT
ObamaCare is NOT Government healthcare

it's just a law to regulate the Private Insurance Companies

Does anyone want:
to not cover pre existing conditions
to not allow a child up to the age of 26 to be covered by their parents
to have caps on your coverage
to not cover things in the fine print like HIV etc.
to have a bogus plan that doesn't cover anything

You would have to be an idiot to want to go back to the non-regulated insurance times.

Everyone needs health care insurance, that's a fact
but it should be cheap and not controlled by the billionaire banksters
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 08:48am PT
"ObamaCare is NOT Government healthcare"


Yeah, I don't know how any rational person could think otherwise. This is a purely capitalistic, free market approach to healthcare...not much has changed, except there's more people who now have some kind of coverage, and if you actually have a claim, there's a likelihood that the insurance company will actually have to pay it.

High Fructose Corn Spirit

Gym climber
Nov 3, 2015 - 08:50am PT
Edward T...
I'm 55. Policy for family of four.

Premiums for BCBS Silver plan w/ $2800 deductible:

2014 - $380
2015 - $608
2016 - $1094

.....

hfcs...

I'm 55. Policy for family of ONE.

Premiums for BCBS Silver plan w/ $2000 deductible:

2014 - $276
Jan /2015 - $323
Now - $474
2016 - ??? (change likely in June, I'm told)


Edward, thanks for the reply.
couchmaster

climber
Nov 3, 2015 - 08:58am PT
I pay a bunch of other peoples healthcare bill. 100 percent. They will soon discover that the $20 deductible they are getting has been outlawed by the healthcare act and the best they can do is in the thousands. Should be interesting when they learn 2 things:

1st) We can not absorb the huge increase in cost, it will have to be on them.

2nd) The awesome deductible they have been getting will be gone, forced out by the new law. Google "Cadillac plan". There will most likely be a Republican President when the Cadillac plan is slated to be implemented, so maybe it won't occur if they change the law.

Craig, you and I both want single payer funded via income taxes, and I don't disagree on the shenanigans both sides conducted, but this current BS is at least 90% on the democrats.
EdwardT

Trad climber
Retired
Nov 3, 2015 - 09:00am PT
The ACA was supposed to have been fixed with cost controls
But the Republicans wouldn't allow any cost controls to be implemented since they have been bought by the Insurance Companies

I guess it's anonymous, we all want Single Payer, where we would all pay less than a third of what we pay now

The only impediment are those nasty Republicans in Congress that all being bribed by the insurance Companies

Would repealing ObamaCare help?
No, the prices will just go higher still

This tired old "it's the Republicans fault" talking point is pathetic.

How many Republicans voted for the bill?

You would have to be an idiot to want to go back to the non-regulated insurance times.

Back then, I had better coverage, significantly lower premiums and the rate increases were never above 10 percent.
Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 09:07am PT
^ completely clueless
This tired old "it's Obama's fault" talking point is pathetic.

How long will you guys still use that lie?

The prices went up because there are NO COST CONTROLS
and inflation

Why are there NO COST CONTROLS??????????
Obama and the Dems wanted Cost controls, but there are none, WHY?

They can implement them tomorrow. Why won't they?
Don't the Repubs care about poor little Sketch?

Republicans helped write the bill, then didn't vote for it.
EdwardT

Trad climber
Retired
Nov 3, 2015 - 09:20am PT
I forget how amusing you can be. Thanks for posting.
skcreidc

Social climber
SD, CA
Nov 3, 2015 - 09:25am PT
Fry ^^^^^^^ + 1000 A yea, ...... now i'm not saying that the unadulterated "Obama" care would work better because frankly I don't really know what was in the original package. But after the Republicans got done sabotaging it, the Health Care lobbists got done making sure they can make lots of money off it, what do you expect? Personally, I think it's a disaster and milks what's left of the middle class even harder than before. Travesty is a word that comes to mind. BUT, the idea that a pure market run Health Care System would bring lower prices to the middle class is ridiculous.
healyje

Trad climber
Portland, Oregon
Nov 3, 2015 - 09:29am PT
In this case it is Obama's fault - he's in the pocket of the private healthcare insurance industry and so long as corporations are driving basic healthcare delivery in this country we're going to be f*#ked - no other developed nation allows this form of greed and puts their entire population of families at risk of bankruptcy over a single healthcare crisis. Let them deliver premium insurance above what's offered by the basic - but all premiums and claims clear through a single clearinghouse. Anything else is absolute insanity.

At this point, every citizen - cradle-to-grave - is now just considered a big-data debt mule carrying a pre-calculated load of student loan, auto, credit card, mortgage, and healthcare debt.
skcreidc

Social climber
SD, CA
Nov 3, 2015 - 09:36am PT
^^^^^^You are right about that. Obama has not done us any favors...he owe's too much to too many(like many a politician). A sad state of affairs in this nation to be sure.
Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 09:37am PT
Obama's fault - he's in the pocket of the private healthcare insurance industry

link please
I call BS

Obama didn't even Write the Law, Congress did.............


and this is the goal of the Republican Party
every citizen - cradle-to-grave - is now just considered a big-data debt mule carrying a pre-calculated load of student loan, auto, credit card, mortgage, and healthcare debt.

This is just a product of Reaganomics and conservative policies
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 3, 2015 - 09:43am PT
My god Craig. Try to get a grip on reality. Your much better off tending to the cacti and zippering the electronic mouth.
Norton

Social climber
Nov 3, 2015 - 09:45am PT
I believe that almost no one has actually either read the entire ACA or even
a 20 page summary. Because of this lack of comprehension and lack of intellectual curiosity to know what they are talking about before talking about.......

I have, all 3000 pages. I am no expert but I believe I understand the major tenants of the legislation, how it greatly deregulates insurance markets by allowing them to compete across state lines for the consumer's business, how eliminating the terrible willingness to say no to people with pre existing conditions (tens of millions) by increasing the number of insured to even out the insurance company risk pools.

Expanding Medicaid brings tens of millions who did not have insurance into play,
in the past they simply went to the emergency rooms for everything and that cost was paid by your tax dollars by the Federal government. By now having insurance those people can see a regular doctor or specialist which is more cost effective.

The ACA never promised to "reduce" anyone's monthly premiums, but the effect of encouraging more company's to compete has had the not intended but now welcome effect of, in general, mitigating the 40-60% outrageous annual increases of the past.

The ACA probably has no effect, nothing to do with you personally if you already have insurance through your employer other than no longer can be be denied coverage.

Why not google "ACA summary" and take a few minutes to actually read and start to understand the how's and why's behind the legislation, takes so little of one's time.
Gary

Social climber
Hell is empty and all the devils are here
Nov 3, 2015 - 09:47am PT
healyje, thank you.
skcreidc

Social climber
SD, CA
Nov 3, 2015 - 09:50am PT
Craig Fry, this is where your naivete and blind support for the Democratic party gets the better of you. Obama is "owned" by the large agrochemical and Health Care Industry. And of course this isn't widely publicized...
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 09:51am PT
healyje & Norton get it. F is pretty close, too.

Sketch, you are just droiding as usual.
EdwardT

Trad climber
Retired
Nov 3, 2015 - 09:57am PT
The ACA never promised to "reduce" anyone's monthly premiums, but the effect of encouraging more company's to compete has had the not intended but now welcome effect of, in general, mitigating the 40-60% outrageous annual increases of the past.

My experience has been the opposite. Before Obamacare, my annual increases were less than 10 percent. Now they're averaging 70 percent.
Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 09:59am PT
Did Obama write the LAW?

No, Congress did
so I am correct

Obama is not "owned by insurance companies and big agro"
if he was, then things would be a lot different

he took money from them yes, every politician takes money from these people


unfortunately, I am the only person on this site that keeps up on Progressive liberal news, everyone else gets their news from the MSM

which makes me an easy target for abuse because I am the only one up on the latest info and the inside scoop not reported

Instead you all repeat the lies told by the Repubs and MSM and then call me wrong

Some of you should make an effort to at least try and know the truth,
Listen to Progressive radio or watch Freespeech TV, please

I'm terrified at the lack of insight.

I may be wrong about Obama being bought, but that is NOT the Point
If he is Bought, then he is just implementing Conservative Policies

That's the problem... conservative policies
They're killing us and robbing us blind
Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 10:15am PT
I had to get Sirius/XM radio to get the Progressive station after the local station was bought out by Clear Channel and converted to the Patriot right wing hate talk radio station

They lost money on the switch, but they don't care
there is a clear effort by he right wing to silence progressive radio

They don't want us to hear the other side
They want us to hear their controlled message of liberals = bad

They want complete control of the air waves, and may get it
again thanks to Reagan by allowing the big companies to buy up all the small independents

Almost anyone that listens to it will quickly become a Liberal Dem after they find out how f*#ked we are from 35 years of Conservative policies

The same policies that make our Insurance costs so high
and keep us in debt
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 10:17am PT
Just callin' 'em like I see 'em, Sketchster.
John M

climber
Nov 3, 2015 - 10:21am PT
Back then, I had better coverage, significantly lower premiums and the rate increases were never above 10 percent.

Because of pre existing conditions, I had no hope of ever getting health insurance again, unless I was completely broke. So no hope of trying to build a future as I would be one more hospitalization away from bankruptcy. Which has happened to me twice. By the third time, I was poor enough to qualify for help.

Look up the cost of such things are MRIs in other countries. A couple of hundred dollars, versus 1000s here.

Profit doesn't belong in healthcare.
crankster

Trad climber
No. Tahoe
Nov 3, 2015 - 10:23am PT
Keep fighting the good fight, Craig, and posting the truth. Not easy for the brainwashed minions to accept. They want government by the talk yakkers, which is no government at all.
dirtbag

climber
Nov 3, 2015 - 10:33am PT
I always thought the ACA should've been nicknamed "Pelosicare."
EdwardT

Trad climber
Retired
Nov 3, 2015 - 10:51am PT
Because of pre existing conditions, I had no hope of ever getting health insurance again, unless I was completely broke. So no hope of trying to build a future as I would be one more hospitalization away from bankruptcy. Which has happened to me twice. By the third time, I was poor enough to qualify for help.

Look up the cost of such things are MRIs in other countries. A couple of hundred dollars, versus 1000s here.

Profit doesn't belong in healthcare.

I'm glad you now have coverage. Obamacare or not, I support laws requiring insurance companies to take everyone. Those with pre-exisiting conditions should pay more. But not at prohibitively high rates.
John M

climber
Nov 3, 2015 - 10:53am PT
Thanks.. my point is that hopefully we don't go back to what was. The past wasn't that great for many people.
Norton

Social climber
Nov 3, 2015 - 11:04am PT
I support laws requiring insurance companies to take everyone. Those with pre-exisiting conditions should pay more.


then thank you for your support of the ACA
pyro

Big Wall climber
Calabasas
Nov 3, 2015 - 11:05am PT
The awesome deductible they have been getting will be gone, forced out by the new law. Google "Cadillac plan".

dude I have a Cadillac plan but not next year.. thank-you!
Contractor

Boulder climber
CA
Nov 3, 2015 - 11:05am PT
Are there any conservatives here that can tell me how Obamacare was passed though Congress- and I mean, really passed?
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 11:07am PT
"Those with pre-exisiting conditions should pay more. But not at prohibitively high rates."

So how exactly are these higher rates the fault of Obama...or even Congress?

These rate increases are due to the actions of profit-driven, private corporations. No federal price controls, whatsoever.

You get so twitterpated about Obamacare as though it's a total gov't takeover. It's nothing even remotely resembling that (much to the chagrin of many).
EdwardT

Trad climber
Retired
Nov 3, 2015 - 11:15am PT
I'm pretty sure that ship has sailed.

My main concern with Obamacare is it contained major flaws from the start. Foreseeable flaws. Now we're starting to see those flaws. Co-ops are shutting down. Premium increases are worse than before Obamacare.

Craig et al want to blame it on the GOP, even though the Republicans unanimously (one exception) opposed the law. When the Repubs dropped support, why didn't the Dems remove the Repub concessions? Perhaps a number of Dems wanted those concessions. Or maybe they were too lazy to go back and get it right. I don't know. But it's a stretch to blame it on those who voted against the law.

Are there any conservatives here that can tell me how Obamacare was passed though Congress- and I mean, really passed?

It passed the Senate with a filibuster-proof majority and the House with a simple majority.
pyro

Big Wall climber
Calabasas
Nov 3, 2015 - 11:22am PT
These rate increases are due to the actions of profit-driven, private corporations

this is why they should have named it AIR affordable Insurance reform..
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 11:25am PT
I'm on the phone with Covered California at this very moment...my rates actually decreased for the coming year for the same plan!

Thank you, Obamacare!
Craig Fry

Trad climber
So Cal.
Nov 3, 2015 - 11:25am PT
Joe Lieberman was the blue Dog that wanted all that crap and would not allow a Public Option that would keep the prices low from completion

Lieberman was OWNED by the big Insurance Companies of Delaware

Most laws that are problematic are fixed by Congress

The Repubs will not allow any fixes to it because they want it to fail
It's as simple as that.
Wade Icey

Trad climber
www.alohashirtrescue.com
Nov 3, 2015 - 11:59am PT
Sketch...high road...LOL
Contractor

Boulder climber
CA
Nov 3, 2015 - 12:16pm PT
EdwardT- that's how it played out, pretty cut and dry.

However; the reality is, the Republican leadership horse traded Obamacare for the extension of the Bush era tax cuts.

Olympia Snowe, inexplicably voted in favor of the Affordable Care Act legislation, moving it out of committee and onto the full Senate. She later voted against the bill once passage was assured.

I bring this up as an example of how the RNC plays the fuk out of their low to middle income constituents.

Every year, during the primaries the RNC ball-cups the crazies "Mexican rapists and middle school science teachers are tearing at the fabric of our society!".

Then during the general they ball-cup the independants- "How about some school vouchers and investment write-offs?"

And once they get in office, all pretense is out the window-they crawl all over each other to gargle corporate sack.
Contractor

Boulder climber
CA
Nov 3, 2015 - 12:19pm PT

Oh yeah, you can pick these up online...
EdwardT

Trad climber
Retired
Nov 3, 2015 - 12:43pm PT
EdwardT- that's how it played out, pretty cut and dry.

However; the reality is, the Republican leadership horse traded Obamacare for the extension of the Bush era tax cuts.

Olympia Snowe, inexplicably voted in favor of the Affordable Care Act legislation, moving it out of committee and onto the full Senate. She later voted against the bill once passage was assured.

That's an interesting interpretation. This is the first I've heard Obamacare for extending Bush era tax cuts. So, the unanimous opposition to ACA was just window dressing? What did Obama get out of the deal?

Snowe never agreed to vote for the final bill. I doubt there's connection between her lack of support and the Dems getting 60 votes.
Contractor

Boulder climber
CA
Nov 3, 2015 - 12:57pm PT
How bad do you think the Republicans wanted those tax cuts extended? How bad did Obama want the Affordable Care Act?



Total backroom deal-follow the time-lines.

I guess I need to be more specific. Obama signed a bill extending the Bush Era Tax cuts around the same time the ACA was passed (I believe, shortly after).

Of course there was the obligatory whining from some of the Liberal Democrats about the bill but they were in on it as well.

Everyone got what they wanted and everyone got some cover except for Olympia Snowe, who I believe retired right after these events.
Bad Climber

climber
Nov 3, 2015 - 12:58pm PT
I'm sorry, but this flat-out busted me up:

Contractor:
And once they get in office, all pretense is out the window-they crawl all over each other to gargle corporate sack.

Astute yet raunchy. What's not to like!

BAd
crankster

Trad climber
No. Tahoe
Nov 3, 2015 - 01:00pm PT
Obama ran on reforming health care, kept his promise as much as was possible. Gotta have votes in congress, votes take horse trading.
EdwardT

Trad climber
Retired
Nov 3, 2015 - 01:06pm PT
How bad do you think the Republicans wanted those tax cuts extended? How bad did Obama want the Affordable Care Act?

Total backroom deal-follow the time-lines.

Again, what did Obama get out of the deal (from the Republicans)?
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 01:06pm PT
Can you imagine a Republican taking this issue on?

Not a chance. We'd all be as fooked as we were before the ACA, with absolutely no intention whatsoever of doing anything about it.

But you can bet we'd be headed into another war, somewhere!!!
John M

climber
Nov 3, 2015 - 01:08pm PT
Contractor

Boulder climber
CA
Nov 3, 2015 - 01:11pm PT
Yeah Crankster, wouldn't the insurance industry want the ACA as long as they had a hand in crafting it? I think it was a big horsetrade across the board in the end and the Republicans got full deniability.
Contractor

Boulder climber
CA
Nov 3, 2015 - 01:27pm PT
EdwardT- what did Obama get from the Republicans?Just enough apparently...
EdwardT

Trad climber
Retired
Nov 3, 2015 - 01:34pm PT
One vote to move a bill out of committee for an extension of the Bush Tax Cuts? Really?

I'm sure Obama's support had nothing with GOP gains in the 2010 midterm election.

Five Senate seats and 63 House seats vs. one committee vote, followed by unanimous opposition.

Makes sense to me.

Contractor

Boulder climber
CA
Nov 3, 2015 - 02:09pm PT
I love your random and unrelated snapshots in time to frame your point!

The endgame is, exactly as I stated; Tax cuts for the ACA...period...let it go.

BTW- What did the 113th Congress do with those majorities?

The ACA, Chevy and apple pie ;)...
EdwardT

Trad climber
Retired
Nov 3, 2015 - 03:54pm PT
I love your random and unrelated snapshots in time to frame your point!

The endgame is, exactly as I stated; Tax cuts for the ACA

Random and unrelated snapshots? Like tax cuts for ACA?

You'ze a funny guy.
skcreidc

Social climber
SD, CA
Nov 3, 2015 - 04:13pm PT
Contractor shoots.......He scores!!
Larry Nelson

Social climber
Nov 3, 2015 - 06:47pm PT
Contractor wrote:
Are there any conservatives here that can tell me how Obamacare was passed though Congress- and I mean, really passed?

I consider myself libertarian, and probably more socially liberal than the typical democrat partisan with blinders on.
But I'll give it a try:

60 votes would be necessary to pass ACA in the senate because the republican minority was going to filibuster.
At the start of the 111th congress, Arlen Spector was a republican, but then later pulled a craven switcheroo.
Meanwhile in Minnesota, they recounted, and recounted until finally Al Franken won, kinda like that old Edward G Robinson gangster movie.
(Later after the ACA vote, Massachusetts voted Scott Brown into the Kennedy entitlement throne in a special election because he campaigned against ACA and it would give them a 41st vote to sustain filibusters).

So, if I am not mistaken, the first major legislation in US history without one vote from the opposition party.
Considered a feather in the cap of democrats.
Gary

Social climber
Hell is empty and all the devils are here
Nov 3, 2015 - 06:58pm PT
So, if I am not mistaken, the first major legislation in US history without one vote from the opposition party.
Considered a feather in the cap of democrats.

It's a really bad system. And a huge improvement over what it replaced, so what does that tell ya?
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 07:08pm PT
"Considered a feather in the cap of democrats."

You're getting closer to the facts, Sketch!

A feather in the cap of Democrats = Republican losses at the polls

See how that works? Explains everything, doesn't it?

Why do Republicans hate Americans so much?
couchmaster

climber
Nov 3, 2015 - 07:16pm PT
Apoge, regarding your post -quote
"Considered a feather in the cap of democrats."

You're getting closer to the facts, Sketch! A feather in the cap of Democrats = Republican losses at the polls See how that works? Explains everything, doesn't it? Why do Republicans hate Americans so much?"

You will grow up at some point, but until such time, may I note that you reconsider your crowing statements "feather in the caps of democrats and -"Republican losses at the polls" as the result over some imaginary win you apparently believe occurred someplace. Let google guide you in this quest for the elusive knowledge and lack of real facts you currently possess.

Good luck John!
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 07:20pm PT
Umm, couch...that phrase wasn't mine.

Carry on!
Contractor

Boulder climber
CA
Nov 3, 2015 - 07:22pm PT
Hey, at the time, I bet quite a few of my liberal brothers were as pissed as I was that Obama extended Bush's tax cuts and at least a few conservatives.

Not only did it not help the debt situation, that revenue should have been directed towards helping people keep their homes!

2010-remember?

Now we have a society of the insured
renter class.
couchmaster

climber
Nov 3, 2015 - 07:30pm PT
We have re-reviewed it Apogee and the quote appears to be identical to the words you posted. Were you quoting someone else but forgot the attribution or the "" and the ""?



ie, JJ said:
"Umm, couch...that phrase wasn't mine. Carry on!"



OK den, I must be in the liberal make believe land of Craig Fry and Norton. Carrying on!
Norton

Social climber
Nov 3, 2015 - 07:33pm PT
Let's be clear that President Obama did not extend the 03 Republican tax cuts
note I did not say the Bush tax cuts.....

Congress debates, votes, and passes laws, Presidents just sign them into law.

The 03 tax cuts were originally written to be a ten deal legislation expiring in 13.

By then the Republican had majority control of the House and demanded the tax
cuts be extended and tied that to a threat to not fund the government

a compromise was reached in which the cuts remained for those making essentially up to some 250K a year and those making more would go back to the higher 03 bracket.

It was a good compromise in that both parties got to bluster and get their way a little
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 3, 2015 - 07:34pm PT
Contractor ...Obama needed to maintain tax cuts for the upper class , not because they were struggling to make ends meet but because Obama believed that job creation would only happen if the job creators had capital to start new businesses...We have risen from the ashes of the worst recession since the Great Depression proving that tax breaks for the wealthy work for all of America...
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 07:55pm PT
Jeebus, couch...you are more anal retentive than I am.

'feather in the cap of democrats' = Sketch (EdwardT)

Extending this as the rationale for Republican obstructionism for the purposes of poll results = mine


Got it?
Norton

Social climber
Nov 3, 2015 - 07:56pm PT
guys

this supposed new Boehner McConnell deal to fund the government until 2017
is NOT a done deal as most everyone seems to be relieved that it is

New House Speaker Paul Ryan does not like the deal Boehner cut and has said
and he is already under pressure in the Repub House to add various riders to the deal like defunding PP, etc

he could well refuse to even bring it up for a full House vote

personally I think the odds are increasing every day that the House Repubs shut
down the government over the debt deal

don't forget that Paul Ryan is as much if not more of a SOB than Boehner was
Contractor

Boulder climber
CA
Nov 3, 2015 - 07:58pm PT
I agree with both of you.

But be clear-he DID sign a tax cut compromise into law for people that made alot of money. without his signature rates would have snapped back to the Clinton era rates.

And not signing that bill may have shocked an, already weak economy.

It's amazing to think back on all the maneuvering and fights this guy has been through...
Norton

Social climber
Nov 3, 2015 - 08:13pm PT
he DID sign a tax cut compromise into law for people that made alot of money.

contractor, am I reading you wrong here?

President Obama signed the 2013 tax bill that RAISED rates on higher incomes
while keeping the tax, lower, rates in place for the "middle class"

in effect this produces more taxable income revenue for the treasury
and it also avoided a debt ceiling shutdown threat by the Repubs

in reality it was a total win for President Obama as he got what he wanted, no tax
increase for the middle class and also avoided a shutdown
madbolter1

Big Wall climber
Denver, CO
Nov 3, 2015 - 08:23pm PT
don't forget that Paul Ryan is as much if not more of a SOB than Boehner was

Simple question: If the economy is in such fat city as people here claim (all dat recovery, and all dat), how is it that a senator is an SOB for simply insisting that we live within our means? Seems like he's just quoting Jefferson (that SOB).

For myself, I'd rather see a shutdown, with the US biting a VERY HARD bullet now, than to perpetually kick the can down the road until the road runs out.

There is no way out of the mess we are creating. It's either a big pain now, or it's a catastrophe down the road. Rein it in now, or say HI to hyper-inflation. The world is NOT going to let us print worthless "money" forever.
Contractor

Boulder climber
CA
Nov 3, 2015 - 08:25pm PT
Norton-Yes, 2013, he did well on that deal.

I'm referring to 2010, the two year extension that pissed off quite a few liberals. That time-line falls into the quid pro quo theory I have-or I took too deep of a hit on that last bong rip. Help me!

John M

climber
Nov 3, 2015 - 08:28pm PT
I believe that our economy is still fragile. A shutdown now could cause serious damage. Somehow we need to start working together to shape a new future. Clinton managed it with a republican congress. We need to do it again. And yep.. I do understand that things are crazier now, so the possibilities seem much less. but a shutdown now could wreck us for a long long time. We still have an opportunity to turn things around.
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 3, 2015 - 08:29pm PT
"...the economy is in such fat city as people here claim..."

Who the hell is saying that?

Many here are simply saying it's a helluva lot better than the shithole that Obama inherited in 2008 from CheneyBushGOPco. Pretty hard to argue otherwise.
madbolter1

Big Wall climber
Denver, CO
Nov 3, 2015 - 09:00pm PT
Pretty hard to argue otherwise.

Actually not. But I don't want to get sidetracked onto that.

For me the question is: How long do we keep talking about a fragile economy as an excuse for perpetually going deeper into debt?

We have reached a tipping point where our debt is actually hurting economic recovery, so kicking the can further just makes us more and more fragile, which is then more reason to kick the can further, and so on.

To me it is our greatest national crisis that we have to keep voting to go deeper into debt. And anybody who says, "No! We cannot keep doing this!" is labeled an SOB.

What I want to know, and I mean KNOW before continuing is: What is the PLAN to stop the ever-mounting debt?

What is Hillary's plan, or Bernie's?

What is the plan of any rebumblecon?

Ridiculous crap like "Oh, we've gotta have a gun buy-back" is the LEAST of our worries. We should be vetting candidates based largely on what they plan to do with the debt CRISIS we are facing.
John M

climber
Nov 3, 2015 - 09:06pm PT
we had a boom right before the bust. who was talking about this then? anyone?

we do need to deal with this, just not by shutting down the country. Thats a lousy way to deal with this and hopefully we don't do that. More people need to write their congress people and tell them to deal with the budget during the regular year and get it done.
Gary

Social climber
Hell is empty and all the devils are here
Nov 3, 2015 - 09:25pm PT
Pretty hard to argue otherwise.

Actually not.

Please do make the argument then.
Contractor

Boulder climber
CA
Nov 3, 2015 - 09:32pm PT
Madbolter- That's exactly where I go off the Liberal reservation. The debt has to be recond with.

I don't think it's a stretch to live and let live, smoke pot, be agnostic, yet fiscally responsible and like good country music at the same time- a redneck/hippie if you will.

Obama has stated that he would sign a budget that works towards that end as long as the rich pay their fair share. I think that ship has sailed unfortunately.



Contractor

Boulder climber
CA
Nov 3, 2015 - 10:12pm PT
Most is crap.

We're talking West Texas style with maybe a little Latin and or Rockabilly flare.

Will Nelson, Dwight Yoakum and the Flatlanders.
climbski2

Mountain climber
Anchorage AK, Reno NV
Nov 3, 2015 - 11:00pm PT
I dont even know what money IS. Other than the government of the USA makes it and the rest of the world uses it.

Explain that and perhaps we can talk about some percieved debt crisis.

But I'm betting you can't explain what this debt or money even is.

It seems like pipe dream that everyone sorta agrees on enough that we all just go with it.

Wealth I understand... Money... not so much.

The 3 wealthiest nations in the world are in Order

1.China, 2.USA/Russia (tie).
EdwardT

Trad climber
Retired
Nov 4, 2015 - 04:50am PT
I believe that our economy is still fragile.

Let's see:

The Stock Indices are at (or near) all-time highs, well above the pre-crash highs.


Unemployment is 5.1 percent, down from 10 percent in '09.



The deficit is 1/3rd of '09 levels.

GDP continues to grow.



At some point we need to quit being helicopter parents and start treating the economy like a healthy, productive adult.
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 4, 2015 - 07:17am PT
Why, I think that's the nicest thing I've ever heard you say about the ObamaEconomy, Sketch!
EdwardT

Trad climber
Retired
Nov 4, 2015 - 07:23am PT
Nov 3, 2015 - 11:25am PT
I'm on the phone with Covered California at this very moment...my rates actually decreased for the coming year for the same plan!

Thank you, Obamacare!

Lower income = More subsidies.

Hope things improve for you next year.
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 4, 2015 - 07:28am PT
Well, in truth, my plan did go up about $2, but for some odd reason my benefit increased about $13, for a net reduction in the rate. I just barely qualified for the benefit in the first place.
Norton

Social climber
Nov 4, 2015 - 07:28am PT
Lower income = More subsidies.

maybe, maybe not

because the ACA mandates that at least 85% of health insurance companies premium income actually be spent on....gasp...healthcare

and if not then either refunded or applied to reducing premiums

to date billions of dollars have been refunded

but then, you knew all that because you actually have read the ACA....not obviously

John M

climber
Nov 4, 2015 - 07:35am PT
Part of the economy's health is people's perception and confidence in it. Without confidence, people tend to spend less and make fewer changes. I believe people's confidence in the economy is still on shaky ground. A countries psyche is similar to a person's psyche. The more blows it takes, the longer it can take to recover its confidence. The last recession was a major one. It very nearly became a depression similar to the great depression. That shook the countries psyche pretty severely.

Plus I believe people have lost confidence, and rightly so, in our leadership. They have seen all the shenanigans our leaders get up to, and they no longer trust them to lead wisely.
Larry Nelson

Social climber
Nov 4, 2015 - 07:59am PT
John M
Those are great points you make that usually are forgotten in the political finger pointing.

I would add that monetary policy of the Federal Reserve has a huge impact on our economy.
In addition there are natural business and other cycles, some spanning as much as 3 or 4 generations, some only a few short years.
World events outside our control affect everyone as well.

Maybe we sometimes expect too much of our "leaders".
Maybe our political class is made up of too many narcissists.
Maybe the popular culture puts too much emphasis on personal characteristics having nothing to do with making tough and wise decisions.
pyro

Big Wall climber
Calabasas
Nov 19, 2015 - 02:29pm PT
Wow United just dropped Obamacare!!


Such great program!
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 19, 2015 - 04:02pm PT
The dems will seek to keep insurers in the market past the 2016 election by subsidy or delayed implementation of the law. If they are unsuccessful in hiding the unfolding catastrophe it's the end of the party and force fed ideology, I fear. I mean, how can they blame unaffordable insurance on the elephants? Any ideas loons?
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 19, 2015 - 06:09pm PT
Yep, that's the freemarket for ya, pyro...any time a new market opens up, there are winners and losers. Economics 101.

United just proved they don't have what it takes, know that they are losers, and are bailing out. Meanwhile, Aetna & Anthem are all onboard.
Norton

Social climber
Nov 19, 2015 - 06:12pm PT
Vote Republican!!!...

THE AMERICAN TALIBAN
dirtbag

climber
Nov 19, 2015 - 06:14pm PT
The GOP is the FUP.
WBraun

climber
Nov 19, 2015 - 06:15pm PT
Just as the US main stream media is completely fuking worthless and full of stoopid useless fools so is this stoopid worthless politard thread with same stooopid sh!t being said every day.

You loons need a vacation.

Oh wait forget that and just keep drooling and puking away in here .....
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 19, 2015 - 06:46pm PT
WTF is Craig and Cranksore on vacation?
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 19, 2015 - 07:39pm PT
Nah, at a route every 6 horizontal inches, the Leap is tapped out. Take the quicker drive out to ER and work on Protrumpkin Village-it's right next to Cranksore Crater's.
couchmaster

climber
Dec 14, 2015 - 07:02am PT


You have until tomorrow to sign up. Deadline Tuesday, tomorrow. Sign up or be fined.

http://finance.yahoo.com/news/crunch-time-again-health-law-tuesday-sign-deadline-085813147--finance.html

apogee

climber
Technically expert, safe belayer, can lead if easy
Dec 14, 2015 - 10:04am PT
Nice avatar pic, Locker!
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 1, 2016 - 09:39pm PT
Obama , i mean Romeycare will be a poor compromise until we get rid of the Insurance companies, aka middlemen, leeches , who keep increasing premiums to pad their off-shore bank accounts... most fearful Americans have been brow - beaten into thinking they will die if Mortimer Snurd , CEO of Blue Shield isn't making 15 million a year... keep forking over your life savings to keep Mortimer happy and please keep whining about how socialized medicine won't work...
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 1, 2016 - 09:42pm PT
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 1, 2016 - 09:39pm PT

Obama , i mean Romeycare will be a poor compromise until we get rid of the Insurance companies, aka middlemen, leeches , who keep increasing premiums to pad their off-shore bank accounts... most fearful Americans have been brow - beaten into thinking they will die if Mortimer Snurd , CEO of Blue Shield isn't making 15 million a year... keep forking over your life savings to keep Mortimer happy and please keep whining about how socialized medicine won't work...


^^^
Now that's prophetic...and factual.
10b4me

Mountain climber
Retired
Nov 1, 2016 - 09:52pm PT
Single payer is the only way to go.
Reilly

Mountain climber
The Other Monrovia- CA
Nov 1, 2016 - 09:55pm PT
It can't work as long as chickenshite Democrats keep voting for the Pentagon.
At some point they have to man up and decide whether they want bombs or
healthcare. They can't have it both ways. The insurance companies are
just a distraction.
Fritz

Social climber
Choss Creek, ID
Nov 1, 2016 - 10:30pm PT
I shared this earlier tonight on the "When Trump Wins" thread, but it appears to fit in better here.

Nov 1, 2016 - 05:39pm PT
Rick Sumner! I'm a little slow replying to your health-insurance fuking post from this morning.

Nov 1, 2016 - 09:49am PT
Here's my assignments: how do I pay my new obamacare insurance premium. I have to laugh when I hear of mere 116% increases. Mine is 279%.


WOW! That's one hell of an insurance company fuking, but that's how they can afford to build those big buildings they favor for HQ's.

I remember someone suggested you find a new provider & I can only concur. I've gone on to the land of Medi-Care, but Heidi isn't quite there. Her Blue Cross $5,000 deductable policy, that pays every penny of charges above the first $5,000.00 yearly, costs us about $500.00 a month.

About 20 years ago, we decided to invest in the health-care companies that have done so well for all these years. So we became them. I suspect the healthcare companies will do very well, whoever gets elected president, but if your boy Trump gets elected, they should do very, very well.

I still advocate the Vanguard Healthcare Fund for great earnings from the healthcare industry, that does so well under both Republican & Democratic presidents.

Here's a current snapshot. An average annual gain of 16.64% over the last 30 years seems good in these troubled times. It hasn't done as well this year, but Trump should change that. Right?


Bad Climber

Trad climber
The Lawless Border Regions
Nov 2, 2016 - 06:36am PT
Wow, Fritz, ain't that the truth! If Trump gets in, he did mention one policy idea that's really good. Whether or not it happens, of course, is up in the air: The idea of allowing insurance companies to do business across state lines. Why this isn't already the case is the gift of lobbyists working on state-centered monopolies. Right now, if a company in, say, Arkansas has a great plan that would work for me in California, I'm FORBIDDEN from using it. Free market economy? Hah-phreakin'-ha. So many politicians are gutless, self-centered, cowardly a-holes. Drives me nutz.

BAd
apogee

climber
Technically expert, safe belayer, can lead if easy
Nov 2, 2016 - 07:22am PT
'Selling across state lines' is band-aid solution to a system that is intrinsically dysfunctional. Healthcare in this country will remain f*#ked up as long as it is driven by profit-minded insurance companies.

It's that simple.

10b4me

Mountain climber
Retired
Nov 2, 2016 - 07:34am PT

It can't work as long as chickenshite Democrats keep voting for the Pentagon.

Wait a minute Reilly. Your boy trump wants to increase the size of the military.
rick sumner

Trad climber
reno, nevada/ wasilla alaska
Nov 2, 2016 - 12:16pm PT
It ain't solely a heath insurance Co fuking old Fritz. The Dems that ran the enabling ACA legislation down the American gullet didn't bother to read any of the 2700 pages past the section outlining their personal and political gain. Your boys and gals own it, Fritz, 100%. Not a single repub vote or amendment attached.

No worry, I'll just allocate sufficient self insurance funds and join the new legions of middle and upper class uninsured.
Reilly

Mountain climber
The Other Monrovia- CA
Nov 2, 2016 - 12:24pm PT
10b, "my boy Trump"? Don't tell me you're one of the ST reading comprehension
challenged, too! Show me one post I've made saying that he's "my boy." ;-)

I am on record for saying that the ACA sucks, but so do some of my relatives who,
while they may not be in my will, I harbor no genuine animosity for,
BUT, like the ACA, I would like to see improved, vastly.
10b4me

Mountain climber
Retired
Nov 2, 2016 - 03:38pm PT
10b, "my boy Trump"? Don't tell me you're one of the ST reading comprehension
challenged, too! Show me one post I've made saying that he's "my boy." ;-)

I am on record for saying that the ACA sucks, but so do some of my relatives who,
while they may not be in my will, I harbor no genuine animosity for,
BUT, like the ACA, I would like to see improved, vastly.

I apologize for my bad assumption, Reilly.
zBrown

Ice climber
Nov 2, 2016 - 03:45pm PT
Romney, who if I recall correctly is both a Mormon (therefore, not likely a Satanist) and a Republican was for Obamacare. He even had his own version of it.

Does it (Obamacare) need some significant fixing up? Why yes, just like the folks here on the ST in varying degrees.
WBraun

climber
Nov 2, 2016 - 03:47pm PT
Modern science makes everyone sick with cancer and then charges them to death for their medical.

Modern science makes sterile sh!t food which makes everyone sick too.

They fuk you twice and Americans just accept this bullsh!t.

Medicine and health care should be free.

Instead, it's the biggest racket of them all.

Totally criminal ....
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 09:36am PT
At some point, after many more failed experiments, perhaps even libs will tumble to the fact that it CANNOT be government's (read: the taxpayers') job to insure that nobody can be screwed over by the circumstances of life.

The USA was never designed to be thought of nor operate as one giant "risk pool."

And the more grand freebies you make the taxpayers (that dwindling body politic) pay for, the more those taxpayers are going to demand a limit on the risk pool, which means closed borders and the sterilization of those moochers that can "contribute" nothing but an endless pop, pop, pop of yet another kid into the risk pool.

Ah, but that's "fascism." LOL

You'll see, libs. The free lunch is about at an end. And "fascism" is the necessary REACTION to the left-gone-wild.

Years ago, even as the libs were RECKLESSLY saying, "We have to pass this to see what's in it," I was saying: "What's IN it is that the insurance companies lobbied hardest for this thing! You'll see. This is never going to go 'our way.' There's no 'reform' here. It's now an even more profit-driven machine."

Now, you libs are literally repeating that sentiment, and you think that you are oh-so-wise to NOW recognize that Obamacare WAS ALWAYS doomed to failure BECAUSE it simply handed us over to the insurance companies on a silver platter. What can work (after a fashion) at the level of an individual state CANNOT work nationwide, a fact that continues to elude you.

Ah, but now you have the "better" idea: Single payer. And you learned NOTHING from the most recent failed experiment. You "masterminds" always believe that you can "tweak" it and "fix" it, if only you could have the POWER to FORCE America to become "the way it should be." (Trump is NO different in this regard.)

A small subset of America is going to get a brain tumor that it can't pay for. In coping with that fact, there are other alternatives besides in some way FORCING every other American to "buck up" and "unselfishly" pay for it.

Sadly, the "brave" Supertopians are aging, and they see that the only way that they can afford to push diseases' and death's icy grip away for a bit longer is to FORCE America to "buck up" and "unselfishly" pay for the meds, etc. that are the closest thing to their fountain of youth. And so America can no longer be the land of the free and the home of the brave.
10b4me

Mountain climber
Retired
Nov 12, 2016 - 09:54am PT
They don't realize that police, fire, Medicare, public schools, military and social security are "socialist" programs.


Tad, it's because we were brainwashed as kids. They told us how bad, communism, and socialism were, but they never told us how bad capitalism is.

Something that bugs me is that people mix economic systems with forms of government.
The Soviet Union, and China were dictatorships.
nah000

climber
no/w/here
Nov 12, 2016 - 10:00am PT
madbolter1 wrote: "A small subset of America is going to get a brain tumor that it can't pay for. In coping with that fact, there are other alternatives besides in some way FORCING every other American to "buck up" and "unselfishly" pay for it."

healthcare is one of those things that is not nearly as black and white as other aspects of life. much of our individual health seems to be grounded in collective decisions and histories [environmental and genetic based diseases for example] but much of it is not and seems to be ultimately rooted in individual decisions. and so from a purely philosophical position i can't see how healthcare, from an idealized perspective, should be either solely borne by the individual nor does it make sense to me for it to be entirely borne by the collective. yet, parsing that greyness in reality, seems with our abilities at this point, to be impossible.

my point in saying the above is to be clear that it is with genuine curiosity, that i ask the two following questions mb1:

1. what is the alternative in your statement above that you would advocate? [and if there are two or three that are all good, i'd be interested in those as well]

2. do you have the same issue with publicly funded fire departments as you do with single payer healthcare? [if yes, no need to explain. If no, then why not?]

if you've got time, thanks...
NutAgain!

Trad climber
South Pasadena, CA
Nov 12, 2016 - 12:42pm PT
There is definitely a divide in America regarding what different people consider as baseline human rights. I really like this part of the Italian constitution that clearly places health as a universal fundamental human right, but in that statement also places the right and RESPONSIBILITY to work as a basic value of the nation. People get a variety of government benefits guaranteed, but they aren't all sitting at home doing nothing as some people here fear would happen. People work not just to get money to survive, but also to create meaning and satisfaction in life, to feel a part of a community making a contribution, as part of developing one's identity and self-esteem. To claim that giving more baseline human rights would make people wallow in unproductive idle misery being a drain on society is to conflate different concepts and causes.

So here's an excerpt from the Italian constitution:
Health is recognised in Article 32 both as a fundamental right of the individual and as a collective interest, and free medical care is guaranteed to the indigent, and paid for by the taxpayers. Nobody can be forced to undergo any health treatment, except under the provisions of the law; and the law is aimed at the respect of the human dignity.
The Principles recognise the dignity of the person, both as an individual and in social groups, expressing the notions of solidarity and equality without distinction of sex, race, language, religion, political opinion, personal and social conditions. For this purpose, the right to work is also recognized, with labor considered the foundation of the Republic and a means to achieve individual and social development: every citizen has a duty to contribute to society, as much as they can, and the Government must ensure the freedom and equality of every citizen.


One point where they are firmly better anchored than USA:
The Constitution recognises free enterprise, on condition it does not damage the common good, health and safety, liberty and human dignity.

This to me is a beautiful hybrid vision recognizing the merits of trade and enterprise and free markets, but also the need to ensure government regulation to protect what we value in life more than money.


Link: http://en.wikipedia.org/wiki/Constitution_of_Italy
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 12, 2016 - 01:41pm PT
Madboter...You're delusional...What makes you think mother karma isn't going to ruin your health and bankrupt your life savings...? Do you seriously believe some American health insurance company gives a sh#t about you and is going to bail you out...?
Hawkeye

climber
State of Mine
Nov 12, 2016 - 01:44pm PT
A small subset of America is going to get a brain tumor that it can't pay for. In coping with that fact, there are other alternatives besides in some way FORCING every other American to "buck up" and "unselfishly" pay for it.

the best karma for a religious right wing f*#k like you is for your wife/son/daughter to become deathly ill and then see what happens.

based upon you compassion, i dont see god helping you out.

on the other hand, since you may have retained the right to bear arms there is always that.
Hawkeye

climber
State of Mine
Nov 12, 2016 - 02:19pm PT
well, you have some god believer saying that its too bad so sad that someone may not be able to afford healthcare. but by god, dont you dare take my guns away. f*#ker.
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 12, 2016 - 02:51pm PT
And throw in a good P---- grab for good measure...
zBrown

Ice climber
Nov 12, 2016 - 02:55pm PT
It can't work as long as chickenshite Democrats keep voting for the Pentagon.
At some point they have to man up and decide whether they want bombs or
healthcare. They can't have it both ways. The insurance companies are
just a distraction.

I have not invesigated this myslef, but it sounds right.

madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 03:44pm PT
1. what is the alternative in your statement above that you would advocate? [and if there are two or three that are all good, i'd be interested in those as well]

2. do you have the same issue with publicly funded fire departments as you do with single payer healthcare? [if yes, no need to explain. If no, then why not?]

I took your questions seriously and have completed writing up answers to them. However, both are WoTs that nobody is going to read with comprehension, will cherry-pick sentences out of context to argue with, and that will be a big waste of everybody's time. I don't have time to argue every nit-picky point. So, I now realize that, although I got cathartic value out of writing what I did, nobody else is going to get the value from WoTs.

I do appreciate your thoughtful approach to the questions, though.
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 03:55pm PT
Madboter...You're delusional...What makes you think mother karma isn't going to ruin your health and bankrupt your life savings...? Do you seriously believe some American health insurance company gives a sh#t about you and is going to bail you out...?

Of course they don't care!

You're delusional. Do you think that Americans must be on the hook to pay for EVERYTHING that can go bad in somebody's life?

Implied in freedom is bravery? Are you really a CLIMBER? Prolly a "sport climber" who's never taken a real risk in his life. Huh?

You know ANYTHING about risk, or are you just another cubical-drone who feels ENTITLED to his paycheck (and, damn it, it SHOULD be twice as much, damn my company!)?

You takes your chances, and we're all gonna die. Some will die with more toys and pass some of the toys along to their kids. Some will die with less toys and not pass them along. Big deal! Life isn't fair, and it CANNOT be "masterminded" into being "more fair."

LIFE doesn't come with "maximin" guarantees, and America wasn't founded to (and CANNOT) provide such impossible guarantees! And anybody thinking that the taxpayers have some "moral" responsibility to provide such guarantees are the delusional ones.

For my part, I participate in a program that lowers my risks of healthcare-related bankruptcy. But, guess what? No guarantees! It's just an odds game.

And if I get unlucky, well, I won't come crawling to the taxpayers to bail me out. And I won't be spending taxpayers' money to buy food for my family WHILE I'm putting a 55-inch Samsung TV on a credit card.

And I won't be pumping out more and more kids I can't pay for, while telling the taxpayers': "Sombody's got to pay for all these...."

The liberal program of ever-increasing social entitlements is unsustainable and delusional.

Guess what? The "conservative" program of corporate and military entitlements is ALSO unsustainable and delusional.

But BOTH parties want THEIR entitlements and NOT those of the other party. And that perspective is delusional.
nah000

climber
no/w/here
Nov 12, 2016 - 03:59pm PT
^^^^

[regarding the first of your two posts above mb1]

fair enough...

if you email them to nah000 at hotmail dot com, i'd be interested to read at my own leisure...

regardless thanks to guys like you and JEalazarian, who take the time to articulate positions that i may not have considered before and make me reconsider my own assumptions [even if you rarely convince me to completely change my mind :)]...
rottingjohnny

Sport climber
Shetville , North of Los Angeles
Nov 12, 2016 - 04:00pm PT
Madbolter..I know you are but what am I..?
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 04:06pm PT
based upon you compassion, i dont see god helping you out.

As if you have a CLUE what god values. LOL

You are not "compassionate." You just want to FORCE others to be "compassionate" on your behalf and regarding the values you happen to value.

Tell you what, let's actually show our tax returns. I'm serious. I'll put my money where my mouth is, if you will....

Let's show how much of a percentage of our taxable income we gave to charity last year. Can you top 18%? Are you actively supporting ANY third-world children, you know, educating, feeding, clothing them? I am, and I can prove it. Care to rise to that challenge?

I bet you aren't even at 1%, which is typical for Americans, and most of them are "over-counting" when they give some cast-off clothes to Goodwill! LOL

So don't hand me your self-righteous "compassion." I put my MONEY where my compassion is, rather than FORCE others to be "compassionate" INSTEAD of me!

Your TAXES are not "compassion." I bet I (and my company that I own) pay FAR more taxes than you do. Again, want to trade returns and see?

I pay ACTUAL charity out of ACTUAL compassion, over and above the taxes I pay.

Get off your ridiculous hobby-horse and recognize that the principle of FORCED-"charity" has ZERO moral value. If you think that God gives a rat's left testicle for your forced-"charity," you are delusional.
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 04:07pm PT
regardless thanks to guys like you and JEalazarian, who take the time to articulate positions that i may not have considered before and make me reconsider my own assumptions [even if you rarely convince me to completely change my mind :)]...

I appreciate it, Nah. Thanks.

If you'll actually read them, I'll PM them to you, such as they are.
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 04:11pm PT
well, you have some god believer saying that its too bad so sad that someone may not be able to afford healthcare. but by god, dont you dare take my guns away. f*#ker.

The VAST majority of people claiming they "can't afford" health insurance CAN. They just prioritize other things.

And if you think that Obamacare "insured" them, you are delusional. THEY have finally tumbled to the fact that a $6000 deductible is effectively uninsured. And THAT costs them money (even with subsidies) that they STILL claim they can't afford.

So, yeah, your "compassionate" plan really solved the problem, didn't it?

What people like you don't realize is that people like me honestly want to find solutions that take the FACTS into consideration, rather than just produce knee-jerk reactions to distortions.
madbolter1

Big Wall climber
Denver, CO
Nov 12, 2016 - 04:19pm PT
And throw in a good P---- grab for good measure

And you libs seriously (and hand-wringingly and in violent protest) wonder why you lost this election?

Wow, I'm feeling dirty, seriously, even engaging in this thread. I've reached my limit of that filthy feeling I get from mucking around on threads like this.

You libs OWN it! You can always be SO much more hateful, disgusting, and intolerant than people like me can cope with. Hawkeye in particular is simply amazing! Something about these anonymous threads just cuts the vile bile loose!

Well, I can't cope with the filth anymore.

Meanwhile, enjoy your echo chamber. That worked out well for you when you KNEW you were "winners."

Nah000 is one of the few here I don't have to agree with but can still respect. Props, man.
Hawkeye

climber
State of Mine
Nov 12, 2016 - 05:32pm PT
mb1, you are one sick motherf*#ker. no wonders your ropes got shat on.

x15,
thats to take care of his own misery, you stupid f*#k.
Hawkeye

climber
State of Mine
Nov 12, 2016 - 07:09pm PT
by the way mb1,

you should get a volunteer job at a hospital telling poor people that sorry, you made poor choices and its not your right to the same medical care as a rich dude.

you have the right personality, you prick.
fear

Ice climber
hartford, ct
Nov 12, 2016 - 08:52pm PT
you should get a volunteer job at a hospital telling poor people that sorry, you made poor choices and its not your right to the same medical care as a rich dude.

If you've ever worked at a busy hospital, you'd know that many "poor people" do in fact make poor choices, often over and over and over.

Life ain't fair. Never has been. There's no way for goverment to legislate that simple fact away on a country this size.

Voluntary charity is great. Good on MB for donating as much as he claims he does. Ultimately that's our only way out of this mess, helping each other out and educating people to make better choices.

Medical costs must come down to levels that ordinary, average people, can afford. Insurance should be for catastrophic events, not relatively routine procedures.

Propping up our failed system by simply trying to pay for it without fixing the root causes of obscene costs will only lead to higher costs and added dysfunction. Obamacare tried this through robbery of those healthy and more fortunate at the point of an IRS rifle. That's not sustainable.






johnboy

Trad climber
Can't get here from there
Nov 12, 2016 - 10:03pm PT
will cherry-pick sentences out of context to argue with,

If IRC there is someone else on this site that does that with regularly.
MayBe I'll recall who it is tomorrow.
Wade Icey

Trad climber
www.alohashirtrescue.com
Nov 12, 2016 - 11:26pm PT
I'm sentimental, if you know what I mean
I love the country but I can't stand the scene
And I'm neither left or right
I'm just staying home tonight
Getting lost in that hopeless little screen
But I'm stubborn as those garbage bags
As time cannot decay
I'm junk but I'm still holding up this little wild bouquet
Democracy is coming to the USA
To the USA
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