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Messages 41 - 60 of total 60 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
JLP

Social climber
The internet
Mar 8, 2018 - 09:24am PT
This is EZ - call the clinic with your credit card in hand. Chances are nearly singular someone in health care there speaks English. Done.

Next option is to find an e-mail to the clinic and communicate that way.

In either case, Visa/Mastercard takes care of all the transfer details, happens everywhere a billion times a day.

Your other option is to ignore the letter. They have no way to collect. Bad karma, but an option. I do this with foreign traffic tickets, haven't been to a hospital.

EDIT - FWIW - I just got a bill from an anesthesiologist for $195k - works out to about $100k / hour. It's the most impressive bill to my insurance company yet. Between the docs, hospitals and insurance companies - they're all greedy fuks and I dislike all of them equally.

Barbarian

climber
Mar 8, 2018 - 10:42am PT
Our healthcare system sucks.

We don't have a healthcare system. We have an insurance industry pretending to be a healthcare system.
JimT

climber
Munich
Mar 8, 2018 - 10:51am PT
The SWIFT Code or SWIFT-BIC or BIC are all the same thing.
SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and they issue a Bank Identifier Code (BIC).
Depending on the bank or country it´s got various names but it´s always the same thing.
The IBAN number actually identifies the bank as well with the first two letters identifying the country, the next two digits are the proof total, the next group bank and branch and the rest the account number. It was a system promoted by the USA but never put in use there, it´s standard in Europe and a lot of the world.
Out-of-date banking systems always ask for the physical adress of the bank (my brothers in England does) but this is a problem in the modern age, my bank doesn´t have a physical adress for a start!

You tell your bank to transfer €100 to the account, that way the charges fall your end and they will recieve the correct amount.

The idea above that you call an Italian hospital with your credit card ready is laughable!

If the bill is unpaid standard practice is to sell the debt to a collection agency in your own country, an expensive procedure. Parking tickets are the same (I know this!). Or on entry to Italy anytime in the future you will be pulled over and made to pay (plus costs).
JLP

Social climber
The internet
Mar 8, 2018 - 11:40am PT
The idea above that you call an Italian hospital with your credit card ready is laughable!

Italy does not live in the 70's, nor do we.

Here's a hospital near the Dolomites with online bill pay.

http://www.aulss8.veneto.it/nodo.php/2235

I'd call, speak to a human being. It's nearly certain someone near the front desk knows English.
zBrown

Ice climber
Mar 8, 2018 - 07:31pm PT
Suppose you just sit tight like I suggested

Let them come after the money

They'll accept it then

I bet
mcreel

climber
Barcelona
Mar 8, 2018 - 11:03pm PT
We don't have a healthcare system. We have an insurance industry pretending to be a healthcare system.

No, it's a mafia pretending to be an insurance industry pretending to be a healthcare system.

My son cut his thumb at City of Rocks, preparing a stick to roast a weenie, and we went to the hospital in Burley. The bill was $600 or so, for several stitches. Did see several owls on the drive, though.

By the way, we got reimbursed for the expenses by the Spanish socialist health care system.
neebee

Social climber
calif/texas
Mar 9, 2018 - 12:57am PT
hey there say, barbarian... nice to see you...
happy good eve...

Flip Flop

climber
Earth Planet, Universe
Mar 9, 2018 - 01:00am PT
$250 for one leg
$400 and I do both for you
Jan

Mountain climber
Colorado & Nepal
Mar 9, 2018 - 06:12am PT
I use Western Union to send money to Nepal. Surely it would work in Italy too?

You could calculate the exchange rate between dollars and euros, add a percentage and send a cashier's check with a note saying you'll make up the difference when they tell you what it was.

Banks, and train stations can exchange money there.

monolith

climber
state of being
Mar 9, 2018 - 07:09am PT
When you wire money at a bank can you include a message with pertinent details?

Yes. No need to go to a bank as well, most allow it online.
Mike Honcho

Trad climber
Glenwood Springs, CO
Mar 9, 2018 - 09:07am PT
My Wife cracked her ankle pretty good BASE jumping off the coast of Greece. A mainland Greece hospital visit, 3 x-ray's and a splint w/crutches was 22euros..
blahblah

Gym climber
Boulder
Mar 9, 2018 - 10:21am PT
I suppose that countries that don't pay much if anything for defense (relying on the US instead) can afford to subsidize health care more than we can.
Sounds like a great deal (for them). Hopefully Trump can fix this in some small part at least and get our health care costs down a bit.
neebee

Social climber
calif/texas
Mar 9, 2018 - 05:37pm PT
hey there, say, del cross... thanks for the update...

hope to hear that get some success...

:)
Jorroh

climber
Mar 9, 2018 - 06:47pm PT
"I suppose that countries that don't pay much if anything for defense (relying on the US instead) can afford to subsidize health care more than we can."

No, they have constructed functioning health care systems whose per capita cost is a fraction of the cost of our marginally functional health care system.
Blah, Blah, Blah....always wrong...about everything...all the time.
blahblah

Gym climber
Boulder
Mar 9, 2018 - 08:00pm PT
^ ^ ^

Foreign countries may be a little more economical when patching you up when you sprain your ankle or whatever, but if anything weird happens you'll be happy to be in the good ol' U S of A.


http://www.huffingtonpost.ca/2018/01/26/canadian-couple-forced-to-travel-to-u-s-to-treat-parasitic-worms_a_23344710/

Canadian Couple Forced To Travel To U.S. To Treat Parasitic Worms

Anyway, so what if our health care system is a little more expensive? We get better care, and the money goes to doctors, nurses, office workers who handle the claims, etc. Just think of it as a little Keynesian economics, remember that unemployment is the great scourge of modern societies, and you'll see our way, while a little weird, actually works pretty well.
mcreel

climber
Barcelona
Mar 10, 2018 - 02:45am PT
I think that the quality of care is certainly not better in the U.S. than in Italy, Spain, etc, supposing you're in a situation to actually receive care in the U.S., instead of dying under a bridge. If they see that you're covered, then you're likely to get unnecessary tests and operations, all of which run up the bill, but which actually increase your risk of dying or getting post-operative infections, etc. Now, there may be places where quality of care is an issue, but Western Europe is not one of them.

The U.S. system is broken very badly. But taking on the health care mafia is like taking on the NRA: good luck with that!
healyje

Trad climber
Portland, Oregon
Mar 10, 2018 - 04:18am PT
I suppose that countries that don't pay much if anything for defense (relying on the US instead) can afford to subsidize health care more than we can.

Ensuring American families are healthy, educated, and not one medical event from financial ruin should be considered a front-line form of defense of the realm - putting any other form of defense, including the military, is a case of some seriously f*#ked up national priorities.

P.S. Ivermectin is more a tropical and veterinary medicine so it's not particularly surprising that it's not licensed for sale in Canada's healthcare system for human use even if it should be available for travelers returning from tropical locales. Still, it's an edge case hardly indicative of any serious problem with Canada's healthcare system and it doesn't say anything significant about ours either.
monolith

climber
state of being
Mar 10, 2018 - 06:29am PT
No, Canadians do not flee en masse for US health care

https://www.vox.com/2016/10/9/13222798/canadians-seeking-medical-care-us-trump-debate
Reilly

Mountain climber
The Other Monrovia- CA
Mar 10, 2018 - 07:59am PT
Although I don't want to move to Italy it appears that overall they have a superior health care system there.

Cheaper doesn’t equate to better ‘care’. As with Canada and Britain I aver that you will have
a long wait for anything non-emergent. And you have seen how inefficient things are in Italy.
I love it there but the inefficiencies drive me crazy.
JimT

climber
Munich
Mar 10, 2018 - 09:17am PT
I´m not sure anyone said cheaper means better care, the comment was that overall they have a better health care system.
I´ve lived in a fair few countries and undoubtedly for the rich the USA has one of the best care available but for the poor you are down in the third world level. The typical European model gives far better general health care for ALL, irrespective of income and good to excellent for those willing to pay more. The main difference to the US system being those who can afford private health care still have to support the general health care system, in the UK you can be privately insured BUT you cannot opt out of contributing to the National Health Service. I am privately insured in Germany which means I receive treatment comparable to the top-tier in the USA (in fact my health insurance policy allows me any treatment in any country in the world) but I still have to contribute to the health care for the unemployed, homeless and other disadvantaged groups and this is the way universal health care should work in a civilised country.
The only advantages for me being privately insured are I get treated by a doctor higher in the ranks, I can have a single room and get treated sooner for non-urgent stuff, the food is the same, the guy who cuts me open is the same and the nurses are just as attractive.
My wife is a doctor by the way, her public and private patients are all the same when it comes to treatment, just the private ones you can "sell" optional extras to!
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