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Messages 21 - 40 of total 55 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
tom woods

Gym climber
Bishop, CA
Mar 7, 2018 - 07:12pm PT
$700 per stitch at Mammoth Hospital. Werner is right.

AS for the OP, call them with a credit card. They'll figure it out.
DonC

climber
CA
Mar 7, 2018 - 07:16pm PT
no, I'm good
Ghost

climber
A long way from where I started
Mar 7, 2018 - 08:46pm PT
So if they said wire transfer was one of the options, just ask them for their wire transfer account info and take it to your bank. They'll be able to do it no problem -- although they'll probably charge you ten bucks for it.
kunlun_shan

Mountain climber
SF, CA
Mar 7, 2018 - 08:53pm PT
del cross, if you have the recipient's bank info in Italy, you can send them Euros using Paypal's Xoom service for a $4.99 fee,

see:

https://www.paypal.com/us/webapps/mpp/send-money-abroad
healyje

Trad climber
Portland, Oregon
Mar 7, 2018 - 09:00pm PT
There is no better indicator of just how broken our healthcare system is than this:


http://www.yesmagazine.org/peace-justice/tv-stations-follow-john-olivers-lead-in-the-movement-to-forgive-medical-debt-20180301
JC Marin

Trad climber
CA
Mar 7, 2018 - 09:01pm PT
man I was in the ER a couple of months ago for about 6 hours (turned out to be nothing major) and the bill (with my awesome insurance plan) was only $4,325.67
healyje

Trad climber
Portland, Oregon
Mar 7, 2018 - 09:04pm PT
I did an ambulance ride to the ER and an overnight stay in a hospital room - all that was done was an IV and tests. Bill: $20k (the hospital I was taken to was out-of-network for the room and most of the doctors and tests).
Ksolem

Trad climber
Monrovia, California
Mar 7, 2018 - 09:55pm PT
They'll be able to do it no problem -- although they'll probably charge you ten bucks for it.

The last wire transfer I sent to France was $40.00 US. Did I say last?
kunlun_shan

Mountain climber
SF, CA
Mar 7, 2018 - 11:15pm PT
^^
you have to have a PayPal account to use that service. Neither of us have one and neither of us want one.

Reading a bit more, it seems that Paypal charges a hidden fee of about 2.5% on the exchange rate.

See if Western Union will work for you here:

https://www.westernunion.com/us/en/send-money/app/start

There's a $10 fee for sending 100 Euros, and you can pay using a credit card.
JimT

climber
Munich
Mar 7, 2018 - 11:57pm PT
I run a business in Germany and get payment from all over the world so....
Some foreign banks still think the world uses the SWIFT system to identify banks (obviously yours does) but on the invoice it is probably called a BIC
(Bank Identity Code). The two are the same thing so on my invoices I write BIC(SWIFT) PBNKDEFF and youīll probably find itīs just BIC on theirīs. The account should be a long IBAN number (mine is DE86 7001 0080 0902 5818 xx). Youīll normally also need the name of the bank and maybe the adress if your bank isnīt used to international transfers.
The alternative is naturally to just change your dollars into €100 note and post it but I guess thatīs a bit simplistic!!!

And yes, Italy has universal health care like most of Europe but donīt be suprised if there is a certain element of do-it-yourself, Iīve been stitched back together for free but the tetanus injection I had to buy and do myself.
justthemaid

climber
Jim Henson's Basement
Mar 8, 2018 - 05:48am PT
Can you imagine this going the other way? Euro visiting the US trips and breaks a ...toe. They go to Emergency - who wrap a little tape on it and call it bueno. Months later after they get home they get a bill for $38,000.00.

Hoser

climber
Vancouver,Rome
Mar 8, 2018 - 07:20am PT
You can make a bonifico at your bank in euros for a fee, and then there will be a fee for the Italian bank as well - so its twice. So if you pay the 50 and only send 100 euros, they will only get 70 euros...so you need to make it for a bit more.

Nothing is easy or straight forward here.

You need

SWIFT CODE
Bank Code
IBAN
Bank Account Number

Emergency care here is free so I am not sure where the charge is coming from. But good on you for paying.

IF you have a website post it, I dont mind making the call for you if you like.
Hoser

climber
Vancouver,Rome
Mar 8, 2018 - 07:23am PT
I run a business in Germany and get payment from all over the world so....
Some foreign banks still think the world uses the SWIFT system to identify banks (obviously yours does) but on the invoice it is probably called a BIC
(Bank Identity Code). The two are the same thing so on my invoices I write BIC(SWIFT) PBNKDEFF and youīll probably find itīs just BIC on theirīs. The account should be a long IBAN number (mine is DE86 7001 0080 0902 5818 xx). Youīll normally also need the name of the bank and maybe the adress if your bank isnīt used to international transfers.
The alternative is naturally to just change your dollars into €100 note and post it but I guess thatīs a bit simplistic!!!

And yes, Italy has universal health care like most of Europe but donīt be suprised if there is a certain element of do-it-yourself, Iīve been stitched back together for free but the tetanus injection I had to buy and do myself.

My Canadian account uses SWIFT.
I do not have BIC on my Italian account.
You do need the name and the address

In addition to universal health care, all emergency care is free for all, but not outpatient costs - however the costs are significantly less than Canada and US.
10b4me

Social climber
Janie's
Mar 8, 2018 - 08:09am PT
In Nov I had a LifeFlight from Lone Pine to Loma Linda. About a one hour flight in a Cessna with pilot and one paramedic. Bill was $67k.

ridiculous
beaner

Social climber
Maine
Mar 8, 2018 - 09:12am PT
Can you imagine this going the other way? Euro visiting the US trips and breaks a ...toe. They go to Emergency - who wrap a little tape on it and call it bueno. Months later after they get home they get a bill for $38,000.00.

I'm on a volunteer SAR team. We had a patient from Quebec with an open leg fracture and other trauma resulting from a pretty significant fall. He left with a >$80K hospital bill (LifeFlight ride, some surgeries, 3 days in the hospital) before he could return to Quebec for the rest of his treatment.

He had no insurance for the US healthcare system.
JLP

Social climber
The internet
Mar 8, 2018 - 09:24am PT
This is EZ - call the clinic with your credit card in hand. Chances are nearly singular someone in health care there speaks English. Done.

Next option is to find an e-mail to the clinic and communicate that way.

In either case, Visa/Mastercard takes care of all the transfer details, happens everywhere a billion times a day.

Your other option is to ignore the letter. They have no way to collect. Bad karma, but an option. I do this with foreign traffic tickets, haven't been to a hospital.

EDIT - FWIW - I just got a bill from an anesthesiologist for $195k - works out to about $100k / hour. It's the most impressive bill to my insurance company yet. Between the docs, hospitals and insurance companies - they're all greedy fuks and I dislike all of them equally.

Barbarian

climber
Mar 8, 2018 - 10:42am PT
Our healthcare system sucks.

We don't have a healthcare system. We have an insurance industry pretending to be a healthcare system.
JimT

climber
Munich
Mar 8, 2018 - 10:51am PT
The SWIFT Code or SWIFT-BIC or BIC are all the same thing.
SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and they issue a Bank Identifier Code (BIC).
Depending on the bank or country itīs got various names but itīs always the same thing.
The IBAN number actually identifies the bank as well with the first two letters identifying the country, the next two digits are the proof total, the next group bank and branch and the rest the account number. It was a system promoted by the USA but never put in use there, itīs standard in Europe and a lot of the world.
Out-of-date banking systems always ask for the physical adress of the bank (my brothers in England does) but this is a problem in the modern age, my bank doesnīt have a physical adress for a start!

You tell your bank to transfer €100 to the account, that way the charges fall your end and they will recieve the correct amount.

The idea above that you call an Italian hospital with your credit card ready is laughable!

If the bill is unpaid standard practice is to sell the debt to a collection agency in your own country, an expensive procedure. Parking tickets are the same (I know this!). Or on entry to Italy anytime in the future you will be pulled over and made to pay (plus costs).
JLP

Social climber
The internet
Mar 8, 2018 - 11:40am PT
The idea above that you call an Italian hospital with your credit card ready is laughable!

Italy does not live in the 70's, nor do we.

Here's a hospital near the Dolomites with online bill pay.

http://www.aulss8.veneto.it/nodo.php/2235

I'd call, speak to a human being. It's nearly certain someone near the front desk knows English.
zBrown

Ice climber
Mar 8, 2018 - 07:31pm PT
Suppose you just sit tight like I suggested

Let them come after the money

They'll accept it then

I bet
Messages 21 - 40 of total 55 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
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