How to protect credit card at gas station pumps

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Messages 1 - 20 of total 25 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
NutAgain!

Trad climber
South Pasadena, CA
Topic Author's Original Post - Oct 3, 2017 - 10:46pm PT
Summary warning signs:
1. Look for a broken sticker/seal on the pump that indicates it may have been tampered with.
2. If you have a smartphone, turn on Bluetooth and look for connections near the pumps with the ID "HC-05". This is a tell-tale sign (but probably not the only one) of a skimmer device designed to steal credit card numbers

Good reading here for those technically inclined.
https://learn.sparkfun.com/tutorials/gas-pump-skimmers

Note this is an easy attack a hacker can do in 30 seconds to compromise a gas pump. They basically open the pump case and put a device in-line with the credit card reader (nothing externally visible), and then later come back to harvest all the credit card numbers over a bluetooth connection.

L

climber
Tiptoeing through the chilly waters of life
Oct 4, 2017 - 02:59pm PT
Oh god...do I have to do this sort of stuff?

I have enough trouble just pumping gas.




















Norton

climber
The Wastelands
Oct 4, 2017 - 03:09pm PT
wow, good advice, NutAgain
Reilly

Mountain climber
The Other Monrovia- CA
Oct 4, 2017 - 03:16pm PT
How do you open the pump case without a key and do all that in 30 seconds?

Paying with cash is the safest but, of course, the gubmint wants to do away with cash. They've already started to in Europe.
clinker

Trad climber
Santa Cruz, California
Oct 4, 2017 - 03:33pm PT
How do you open the pump case without a key and do all that in 30 seconds?

Ethan Hunt





TFPU Nut
NutAgain!

Trad climber
South Pasadena, CA
Topic Author's Reply - Oct 4, 2017 - 04:09pm PT
Last month I had an unauthorized charge for over $2000 on my credit card to some vendor I never heard of. It's war out there!

https://www.google.com/search?q=gas+pump+credit+card+skimmer&source=lnms&tbm=isch

http://abc13.com/tag/skimming/

phylp

Trad climber
Upland, CA
Oct 4, 2017 - 04:23pm PT
I think one of the easiest things to do is to have one credit card with a low limit that you only use in "suspect" places - new to you internet sites, smaller restaurants, and gas stations in general.
And keep your "main" credit card for exclusive use for your reoccurring monthly charges and trusted vendors. And yes, my credit cards are stored in a RFID blocking sleeve.
rottingjohnny

Sport climber
Sands Motel , Las Vegas
Oct 4, 2017 - 06:47pm PT
Senator Milktoast from California...Nice ring to it...
thebravecowboy

climber
The Good Places
Oct 4, 2017 - 06:57pm PT
pay cash. after robbing bank
clinker

Trad climber
Santa Cruz, California
Oct 4, 2017 - 07:02pm PT

Governor DMT

I'll vote.
kunlun_shan

Mountain climber
SF, CA
Oct 4, 2017 - 08:28pm PT
Unfortunately, Bluetooth is just one of many methods used to transmit data from skimmers. Text messaging, infrared, connections using transfer rods.....

Covering your hand when you input your PIN can protect it, as long as the keypad doesn't have an "overlay".

Brian Krebs has lots of details on these methods:

https://krebsonsecurity.com/?s=skimmer&x=6&y=12

https://krebsonsecurity.com/page/2/?s=skimmer&x=6&y=12

VVVV JIm has a great solution! Just make sure you get your cash from a teller or from a safe ATM in a bank.... and thebravecowboy is ahead of us all when it comes to personal security.
zBrown

Ice climber
Oct 4, 2017 - 08:47pm PT
I don't even pay for gas. I just display my piece and say, politely, this is on the house right?

Or sometimes

Esto es libremente correcto
zBrown

Ice climber
Oct 4, 2017 - 09:52pm PT
If everybody was packin' when entering into a commercial transaction then there would be a lot more money going 'round to enable further gun purchases

crusher

climber
Santa Monica, CA
Oct 4, 2017 - 10:46pm PT
I use the charge cards for the particular gas station ( I.e. Chevron and 76 cards) - they don't have high limits and if frauded don't foul up my regular credit cards.
Jon Beck

Trad climber
Oceanside
Oct 5, 2017 - 01:23am PT
You are never liable for fraudulent charges on a credit card, ever. So I fail to see what politicians and bullet trains have to do with this discussion. Debit cards do not have as much protection, although some banks do extend protection to them. I use a credit card that emails me every time I use my card, so I know what is going on real time.

For online transactions I use Paypal (tied to my credit card) when available because the seller does not get your card number.

10b4me

Mountain climber
Retired
Oct 5, 2017 - 06:53am PT
Pay cash money for everything.

I only pay cash for gasoline.
Jon Beck

Trad climber
Oceanside
Oct 5, 2017 - 07:46am PT
Dingus, are you suggesting the bullet train is unconstitutional, I am confused. I did survive Con Law and other than tossing around some phrases, your comments are impossible to understand.

We all know you hate the bullet train, and like to raise it but it is irrelevant to this issue. The state's should not be the regulator of credit reporting and security, the Federal government does have the authority under the Commerce clause to mandate better security. As it is credit card companies make so much money off CC transactions that they absorb the losses. The market is working without regulation.
zBrown

Ice climber
Oct 5, 2017 - 08:08am PT
You are never liable for fraudulent charges on a credit card, ever.

This raises the interesting question of what happens when charges are made on your credit card (by you) due to fraudulent misreprentation.

Don't forget that charges must be disputed timely.

When does the clock start tolling?

Do you have to "sue the bastards"? Probably so.

And what about all the clauses in those tiny little prints that accompany every statement which you may or not read or even receive that say you waive your right to sue an must accept (loaded in favor of the industry) arbitration; that mere continued utilization of the card implies your acceptance.

Is the consumer screwed in all this?

Why yes.
i'm gumby dammit

Sport climber
da ow
Oct 5, 2017 - 08:18am PT
^^Got a link for that. Without context it means nothing
k-man

Gym climber
SCruz
Oct 5, 2017 - 08:22am PT
Merchants are spending over 20% of their operating budgets on fighting fraud.

Usually we don't think about the merchant getting dinged. There's the concept of 'card in hand.' If you buy groceries and use a CC, and the cashier can verify the card holder, then any fraud is pushed back to the CC company. However, if you purchase something where the merchant can't verify the card holder, such as an online txn, then the merchant must pay if it's fraud.
Messages 1 - 20 of total 25 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
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