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Messages 1 - 13 of total 13 in this topic |
Jaybro
Social climber
Wolf City, Wyoming
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May 31, 2016 - 11:31am PT
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Cash. It, pocket it. Don't look back!
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Reilly
Mountain climber
The Other Monrovia- CA
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May 31, 2016 - 11:35am PT
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I don't have any Capital One accounts
Have you ever? If not then either it's a mistake for which they will
want it back or it's a scam. I would call them.
ps
What's that saying about something being too good to be true? ;-)
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johntp
Trad climber
socal
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May 31, 2016 - 11:43am PT
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Never had an account with them and shred their applications as soon As I receive them; I hate those bastards. I seem to get a card application every few days.
No contact data although I could probably get it off the net. Personally I would not want to touch them with a 20' cheater stick.
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Reilly
Mountain climber
The Other Monrovia- CA
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May 31, 2016 - 11:46am PT
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Well, I've had their cards for years without a problem. I like being able
to use my miles on any airline at any time. YMMV
Their phone people are always quite decent.
I wouldn't cash it and I bet yer bank won't.
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johntp
Trad climber
socal
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May 31, 2016 - 11:49am PT
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Reilly, I have enough credit cards and don't need another. The reason I hate them is that after years of getting their card applications and shredding them they still have not figured out I'm not interested.
edit: fear- thanks for that link.
2nd edit: I wonder if by cashing the check it would be an assumption of agreement and result in them sending me pre-approved card(s), which I do not want.
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JEleazarian
Trad climber
Fresno CA
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May 31, 2016 - 11:52am PT
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Unless there is some explanation for the check, I would not negotiate it. It may be a trick for someone trying to find the location of the account into which you attempt to deposit the "check."
I have received relatively modest checks over the years as parts of "nuisance" settlements of class actions, but never from anyone with whom I never did business, and never without a letter of explanation and, on occasion, a restrictive endorsement (e.g. "By negotiating this check, payee waives all claims related to [fill in the blank]."
I suppose I have one other possibility to suggest: Does anyone else owe you $127.00? If so, it may be their check drawn on Capital One Bank.
Keep us posted, please.
John
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johntp
Trad climber
socal
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May 31, 2016 - 12:00pm PT
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John-
Good question as far as if someone owes me money. Not to my knowledge. I have made a number of donations/contributions to folks on this forum and others. Seems there should be an explanation though if someone is returning the favor.
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donini
Trad climber
Ouray, Colorado
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May 31, 2016 - 12:36pm PT
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When signing it over remember it's Donini, a lot of people put in an extra n......thanks in advance!
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johntp
Trad climber
socal
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May 31, 2016 - 12:58pm PT
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JD-
Give me your checking account number and SSN so I can make sure it is deposited correctly.
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Mungeclimber
Trad climber
Nothing creative to say
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May 31, 2016 - 01:13pm PT
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Fraudulent application for card in your name that got intercepted, but the check didn't (the incentive for signing up and charging a bunch).
Seen your credit report lately?
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WBraun
climber
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May 31, 2016 - 01:17pm PT
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It's from big chief ula baba in Nigeria.
He needs to empty your account once you cash it .......
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johntp
Trad climber
socal
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May 31, 2016 - 01:25pm PT
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Good point re: stolen identity. Have not received any bills but will look into it.
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Messages 1 - 13 of total 13 in this topic |
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