Health Care changes

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Messages 1 - 20 of total 1450 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
couchmaster

climber
pdx
Topic Author's Original Post - Oct 12, 2013 - 08:11am PT
Was up?
dirtbag

climber
Oct 12, 2013 - 09:02am PT
really?
5.samadhi

climber
Oct 12, 2013 - 09:05am PT
the government is providing a "marketplace" to monitor prices and force health insurance companies to reduce their premiums based on each individual's income.
5.samadhi

climber
Oct 12, 2013 - 09:35am PT
yeah because here in the USA we pay so much more taxes already than other countries a 2.5-7.5% tax on our income for healthcare is unjust :D :D :D
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Oct 12, 2013 - 09:48am PT
The health care insurance companies earned over $12 billion dollars in profits.

They make profits by denying payments and cancelling the insurance of sick people.

With that $12 billion they bought the Republican party and launched a smear campaign to make people think that Obamacare is something that it's not.

Getting everyone into the insurance pool is the most fiscally-responsible strategy for our nation. How can the Republicans object to fiscal responsibility?

Don't want to pay for someone else's healthcare? Guess what genius - you already are. You're paying for other people's health care through a system that is convoluted, inefficient and unfair that does nothing but keep sick people sick, keeps poor people from getting care until they're almost dead, and makes insurance company CEOs rich.

I am a healthy man in my 50s and a small business owner, but I cannot get health insurance at any price. Me, and millions of other like me, are one accident or one major illness away from financial destitution and bankruptcy. How fiscally responsible is that policy? Obamacare will end this travesty.

Credit: Sierra Ledge Rat
Credit: Sierra Ledge Rat
Credit: Sierra Ledge Rat
Credit: Sierra Ledge Rat
Dave Kos

Social climber
Temecula
Oct 12, 2013 - 10:27am PT
The health care insurance companies earned over $12 billion dollars in profits.

They make profits by denying payments and cancelling the insurance of sick people.

With that $12 billion they bought the Republican party and launched a smear campaign to make people think that Obamacare is something that it's not.

Getting everyone into the insurance pool is the most fiscally-responsible strategy for our nation. How can the Republicans object to fiscal responsibility?

Don't want to pay for someone else's healthcare? Guess what genius - you already are. You're paying for other people's health care through a system that is convoluted, inefficient and unfair that does nothing but keep sick people sick, keeps poor people from getting care until they're almost dead, and makes insurance company CEOs rich.

I am a healthy man in my 50s and a small business owner, but I cannot get health insurance at any price. Me, and millions of other like me, are one accident or one major illness away from financial destitution and bankruptcy. How fiscally responsible is that policy? Obamacare will end this travesty.

Logical and informed reasoning.

But the man on the radio told me that Jesus hates socialism!
Reeotch

Trad climber
4 Corners Area
Oct 12, 2013 - 10:29am PT
In America, which is the dead last developed country to officially establish universal health care, the new health law tries to make every part of the system profitable for doctors, hospitals, insurers, pharmaceutical companies, medical equipment manufacturers, etc.

And, where are all these profits going to come from? When we allow a for-profit entities into the mix, how is that supposed to make things more affordable? Isn't this like just taking our tax money and giving it to some absurdly rich CEO. That money is not going to health care, its going in to private bank accounts.

But, allowing the government to administer the healthcare system, well that's socialism! What do you call Obamacare? Profitism?
Sierra Ledge Rat

Mountain climber
Old and Broken Down in Appalachia
Oct 13, 2013 - 01:13pm PT
And, where are all these profits going to come from? When we allow a for-profit entities into the mix, how is that supposed to make things more affordable? Isn't this like just taking our tax money and giving it to some absurdly rich CEO. That money is not going to health care, its going in to private bank accounts.

Good question.

If you buy into American capitalism, then the partly-line answer is this: When incentivized, private companies can do a better job than government at providing services at an overall lower cost. The incentive is a carrot of guaranteed profits. So it's a win-win situation with people getting better services at an overall lower cost, and the companies providing the services get to become rich.

However, I can tell you from experience (I work in the healthcare field) that capitalism and business models do not work in healthcare. The primary reason is the "Law of Unintended Consequences." Capitalism and business models generate a whole host so extremely harmful motivations that are destroying healthcare.

Example of an extremely harmful motivation? Drug addicts can go to any ER and demand fist-fulls of narcotics, and because they're "customers" like anyone else they walk out with fist fulls of narcotics. If the doctor doesn't give the "customer" what they want, the hospital CEO (with an MBA) terminates the doctor's hospital privileges due to "poor customer service." There thousands and thousands of other examples that clearly show that healthcare is not, and should not be, business. Times are changing.

What worked in the past isn't working anymore, and the business model will certainly lead to the downfall of healthcare. So many people's brains are so entrenched in the idea of capitalism that they are going to ride the capitalism train to hell. They won't even realize their mistakes until they hear Satan himself hollering "Last stop! Please disembark!"










couchmaster

climber
pdx
Topic Author's Reply - Oct 13, 2013 - 09:01pm PT



Dirtbag said:
"really? '

Really.



What am I suppose to be doing?




Outside

Trad climber
Truckee
Oct 13, 2013 - 09:31pm PT
Seems to me everyone needs to have insurance , just like for cars, the insured are now paying for the un-insured.
My insurance policy has gone down 15% with Obc.
It's about time !
Snowmassguy

Trad climber
Calirado
Oct 14, 2013 - 12:05am PT
Well my family policy went up 250% so Obamacare is the only option. Obviously the insurance company's way of ditching my family. Looks like I will pay about $7200 more per year and my deducible will go from $2500 to $5000.

So...$10K more per year for the same care ( hopefully). That is approx. 10K that I will not be spending in my community. If my small business does not grow this year, I will likely have to lay off an employee. We will see....

Good times.
couchmaster

climber
pdx
Topic Author's Reply - Oct 14, 2013 - 11:35am PT




So, if you have insurance but haven't registered on the exchanges, when tax time comes, are you paying the penalty because you didn't register?




Ron Anderson

Trad climber
Relic MilkEye and grandpoobah of HBRKRNH
Oct 14, 2013 - 12:37pm PT
If any plan dies not cover the below, then it is not considered coverage under the ACA guidelines:




Ambulatory patient services
Emergency services
Hospitalization
Maternity and newborn care
Mental health and substance use disorder services, including behavioral health treatment
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care




Unkown as to why a male may need maternity leave- or pediatric needs..
locker

Social climber
Some Rehab in Bolivia
Oct 14, 2013 - 12:44pm PT


All I know is I did the online stuff and fuked it up royally...

I expect the Feds to be knocking at my door any minute now...

HermitMaster

Social climber
my abode
Oct 14, 2013 - 12:55pm PT
I just signed up my inflatable sheep and got the "Clinton Discount"
Wade Icey

Trad climber
www.alohashirtrescue.com
Oct 14, 2013 - 12:55pm PT
Unkown as to why a male may need maternity leave- or pediatric needs..

that's quite a stretch even for you ron.
locker

Social climber
Some Rehab in Bolivia
Oct 14, 2013 - 01:00pm PT


"I just signed up my inflatable sheep and got the "Clinton Discount"..."...

^^^


and that's your very FIRST post...

No way you're going to turn out to be just another dumb TROLL...

Not even slightly possible...

NO WAY!!!...

No way man!!!...



Wade Icey

Trad climber
www.alohashirtrescue.com
Oct 14, 2013 - 01:03pm PT
too clever to be RJocks or LEB. Not abrasive enough to be Fatty or Coz...

definitely a first time poster just wanting to discuss health care on a climbing website..happens everyday...
locker

Social climber
Some Rehab in Bolivia
Oct 14, 2013 - 01:04pm PT


"too clever to be RJocks or LEB. Not abrasive enough to be Fatty or Coz... "...


^^^

I agree...




EDITED:

and it's for sure not AC Crowley...

LOL!!!...



Ron Anderson

Trad climber
Relic MilkEye and grandpoobah of HBRKRNH
Oct 14, 2013 - 01:50pm PT
this would fall under health care changes:



Health care providers announced more layoffs than any other industry last month 8,128 largely because of reductions by hospitals, according to outplacement firm Challenger Gray and Christmas. So far this year, the health care sector has announced 41,085 layoffs, the third-most behind financial and industrial companies.

Total private hospital employment is still up by 36,000 in the past 12 months, but it's down by 8,000 since April, and more staff reductions are expected into next year.

This month, Indiana University Health laid off about 900 workers as part of a move to trim its budget by $1 billion over five years. Vanderbilt plans to eliminate 1,000 jobs by the end of the year to help shave operating costs 8% a year. The Cleveland Clinic is offering buyouts to 3,000 employees as it shaves its annual operating costs by $330 million.





^^^^that is over the incoming expected flood of MEDICARE low paying patients. PERIOD. They have been triple punched : Baby boomers getting old, Now millions to be added to medicare through the ACA, AND another couple of million illegals and their kids soon to be given amnesties.
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