Krap, where's that personal responsibility you tea baggers speak so highly of? Sounds like you are a property owner... a landlard... self-employed... a tea baggers dream life. Why don't you suck it up... put on your man pants... and stop bitching? I was cleaning/repairing/converting/building rentals by the time I was 6. Maybe that was why I did so well in school... because it sucked. But if you don't like it, do something else for fuksake! Stop pretending it is everyone else's fault. At least you have health insurance now.