Vindicated on the health care cost criminals

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Messages 41 - 52 of total 52 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
locker

Social climber
Some Rehab in Bolivia
Mar 24, 2013 - 04:35pm PT

As cool as it appears (the no Insurance Doc above), I do wonder if there isn't some reason other than being a good person, for not involving the insurance companies...


EDITED:

If she is the REAL DEAL, then fuking A, super GUD for her!!!...



hossjulia

Trad climber
Where the Hoback and the mighty Snake River meet
Mar 24, 2013 - 05:51pm PT
I've had Dr.s give me discounts for not having insurance. Had a Dr. in Mammoth who charged a dollar a minute, no lie, what was his name? Wore cowboy boots. That was 15 years ago.

Ortho in Texas did not even charge me for office visits, just x rays. After I broke my arm and was sent home from the ER with a separated AC joint, I think he felt bad even though it wasn't him who did not look at my x rays.

Pretty funny at my first visit, 3 days after I broke my arm (horse).
I told him what they told me in the ER and he paused and asked if I was in a hurry. The hospital was right next to his office building. He ran over there and chewed out that ER DR.! His big concern was loss of blood flow to the head of my humerus. It has turned out alright, I think. He said it would take 5 or more years before I knew if that arm bone was dead and it was 10 years ago.

I won't pay into this healthcare scam. And Obama Care? I'll believe it when I see it. Not heard a peep about particulars. If it's over $100 a month, it won't be affordable to the folks who need it most, like me.
locker

Social climber
Some Rehab in Bolivia
Mar 24, 2013 - 06:05pm PT

"I've had Dr.s give me discounts for not having insurance"...

My Doc, Dr Fist, gives me a real GUD deal since she knows I am close to being a broke climbing bum...

Cool lady!!!... (Just wish her fingers/hands were MUCH smaller)


"And Obama Care? I'll believe it when I see it. Not heard a peep about particulars. If it's over $100 a month, it won't be affordable to the folks who need it most, like me."...

I'm WITH YOU on that one!!!...

happiegrrrl

Trad climber
www.climbaddictdesigns.com
Mar 24, 2013 - 08:57pm PT
I was climbing with some people today and one of them works in an agency which assists people with health insurance. She said that insurance agencies have told her that we should expect to see insurance premiums nearly double once the new health care system kicks in.

She said that in the past few years, premium costs have gone up like 9% and 11%each year(I may be recalling the numbers incorrectly), but in 2014, they will be increases of like 20%.

Reason being, the insurers, being *forced* to provide insurance to whomever comes to them for coverage will mean they will skew their numbers and they will be covering more people who will likely be needing health costs covered. Since they must make their profits....that means increased rates.


couchmaster

climber
pdx
Mar 24, 2013 - 09:43pm PT
Sad to say Julia, that I expect you will be sorely disappointed at how much you will (that's YOU WILL) be paying when the government health care bill fires up. BTW, you HAVE TO pay, no outs unless you are impoverished. Otherwise you'd be hosing those who did pay in. We are averaging paying slightly over $250 a person and it's damned good coverage currently. I put that in for historical reasons. I suspect that future payees will think that's a misprint. It isn't.

Sorry.

"I won't pay into this healthcare scam. And Obama Care? I'll believe it when I see it. Not heard a peep about particulars. If it's over $100 a month, it won't be affordable to the folks who need it most, like me."
hossjulia

Trad climber
Where the Hoback and the mighty Snake River meet
Mar 24, 2013 - 09:56pm PT
That can't be true! If I can't afford $250 a month, no way in hell, then how can others do it? And the only $250 policy I found had a $20,000 deductible. That's right, 20k! That means the insurance is worthless, so why pay? And yeah, I've been looking into it for years now. The best policy I found was $500 a month with a $2k deductible. That would be about 30% of my monthly income. Not happening.
I'm paying $250 a month now to the dentist and past Dr.'s when it should be going in the bank.

Savings? WTF is that?

And no couchmaster, I do not HAVE to pay. I will become a criminal, like at least a couple million other Americans, if this happens like you say, so you HAVE to be wrong! And where did you get those figures anyway? I can find NOTHING on line that talks about how much this health care will cost.

I remember when car insurance went mandatory and the big scare then about how no one would be able to afford it. That turned out OK. but I know times are different and politicians only care about the corporations that give them money.

What is impoverished anyway? As far as I can see it's anything under 2k a month for 1 person, and that never included $250 a month mandatory payment!

Jon Beck

Trad climber
Oceanside
Mar 24, 2013 - 10:53pm PT
As cool as it appears (the no Insurance Doc above), I do wonder if there isn't some reason other than being a good person, for not involving the insurance companies...

If she has to do the paperwork for the insurance company she will have to hire staff, rent a bigger more expensive space, it is not how she wants to practice medicine. She spends quality time with patients. I read the newspaper articles about her, she is a very compassionate person. Sadly there are not a lot more like her.

As pointed out, it is ridiculous for a healthy person to pay 500 a month with a 2,500 deductible. I plan on paying the penalty when mandatory insurance kicks in in January next year

Beginning in 2014, if you are uninsured, not exempt from the new mandate, and refuse to sign up for health care coverage, how much will you owe Uncle Sam?
The health care law sets out a formula to determine your penalty, which will be assessed and collected by the IRS as part of your federal income taxes.
The penalty will be the greater of a flat dollar amount per person, OR a percentage of your taxable income. For dependents under 18, the penalty is half the individual amount.
The annual penalty is capped at an amount roughly equal to the cost of the national average premium for a qualified health plan ó in other words you cannot be forced to pay more than it would have cost to buy a plan in the first place.
Flat dollar amount for individuals: $95 in 2014; $325 in 2015; and $695 in 2016; increases indexed to inflation after that, subject to a cap.

There is a cost calculator here http://www.coveredca.com/resources/calculating-the-cost/
hossjulia

Trad climber
Where the Hoback and the mighty Snake River meet
Mar 24, 2013 - 11:34pm PT
Thanks for that link, it proved me right! I needed that today.

At around 20k a year, I'll get enough tax credits, which are calculated in your monthly premium. Around 100 a month will be my cost.

I think this might be the happiest I've been all day.
Tarzan

Trad climber
Vegas
Mar 25, 2013 - 12:10am PT
New Goldrush..invest in any company that manufactures or has anything to do with replacement of knees. Artificial knees..thatís right, fatten up the welefare mob..get them all swol up then when they caníto get from their hoopty to the door of Walmart to buy shitfood for them and their many kids with unknown fathers on food stamps they so richly deserve, we get them taxpayer supplied new knees! Everybody wins and they get a handicap sticker and can park closer to the door! God, I Love this country!
Bullwinkle

Boulder climber
Mar 25, 2013 - 12:58am PT
Wow, maybe they'll even pay for a brain for you, racist.
healyje

Trad climber
Portland, Oregon
Mar 25, 2013 - 01:08am PT
So long as private insurance companies are involved in basic healthcare it will always just be shades of scamming. And their involvement is what makes Obamacare little better no government involvement. There is absolutely no legitimate role for private insurance companies in basic, universal healthcare. Let them sell private insurance above the level of basic, universal care to businesses who what to incent their employees and for those more wealthy individuals, but that's it.
Jon Beck

Trad climber
Oceanside
Mar 25, 2013 - 02:07am PT
The percentage of our health care spending that goes to profit for the private sector has tripled in the last decade. That is what is wrong with our system. Similar to what happened when we tried to go free market with our electricity in California, we got gamed big-time. If the corporate medical world likes the "reform" you can be damned sure the consumer is going to get screwed.
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