Are you poor?

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zBrown

Ice climber
Brujò de la Playa
Topic Author's Original Post - Mar 27, 2015 - 12:41pm PT
2015 - 150% of federal (monthly) poverty level income:

family of one = $1471.25
family of two = $1991.25

Do you think that extra quarter is worth accounting for?

Why is the increase from family of one to two only $520?


Why 150%? I can answer that one. It's the way the federal court site reports it.

Braunini

Big Wall climber
cupertino
Mar 27, 2015 - 12:48pm PT
fascinating
Clint Cummins

Trad climber
SF Bay area, CA
Mar 27, 2015 - 12:49pm PT
Why is the increase from family of one to two only $520?
Because some major costs of living like rent and heating do not increase proportionately when you add another person to the apartment.

Why 150%?
Eligibility for welfare programs and health insurance subsidies are based on how close you are to the poverty line.
Wayno

Big Wall climber
Seattle, WA
Mar 27, 2015 - 01:01pm PT
^^^^

Yeah, what Moose said. Some material wealth is required in our modern society to maintain the basics of food and shelter. Maybe some day that will be a given.
zBrown

Ice climber
Brujò de la Playa
Topic Author's Reply - Mar 27, 2015 - 01:10pm PT

Because some major costs of living like rent and heating do not increase proportionately when you add another person to the apartment.

Yeah Clint, I kinda got that, but I'd like to see the calculations.

As to the 150%, I'm thinking that the court has determined that if you're poor then you're probably also dumb and don't know how to multiply by 1.5. Likewise income tax forms.

Anyway, even if you're poor and otherwise qualified in all other regards for $17,500 of student loan forgiveness (math teacher in low income area) you can't get it if you happened to have had a loan balance prior to October 1, 1998.

The lackeys working for the companies that were guaranteed high interest, no risk loans have gone so far as to deny forgiveness on occasion to folks whose loans were approved prior to the date yet the funds were not distributed until after the date.

Write to your (and mine) president Mr. Barack Obama and ask for an executive order removing this arbitrary and discriminatory ccutoff date. Certainly this is a better way to intervene in the free economy that pestering poor cattle ranchers in Nevada.



MisterE

Gym climber
Bishop, CA
Mar 27, 2015 - 06:37pm PT
Are you poor?

Depends on how you define wealth.

%^)

Kalimon

Social climber
Ridgway, CO
Mar 27, 2015 - 07:14pm PT
Thankfully, no . . . just poorly positioned at the moment.

zBrown is my 2016 potus write-in candidate.
healyje

Trad climber
Portland, Oregon
Mar 27, 2015 - 07:28pm PT
The Potus didn't create the student loan crisis, it was just one of many shitstorms he inherited.

The bottom line is the financial industry in America has decided every citizen is simply a mannequin to hang debt on. They've taken the four principle forms of consumer debt - mortgages, credit cards, auto, and student loans - and moved them into the largely unregulated markets of asset-backed securities. In other words, in loading up our graduates with an ungodly amount of student debt they've basically decided to f*#k our future for a buck today. And it only took throwing trinkets and shiny baubles at our colleges and universities for them to jump into the slop whole hog.

At this point the Dept. of Education and all of our colleges and universities are just Wall St. branch offices. Unbelievable really...
Lynne Leichtfuss

Trad climber
Will know soon
Mar 27, 2015 - 07:44pm PT
Poor would be this............if a person didn't have the Eastside and Tuolumne to hang out in. So far I'm not poor. :)
SteveW

Trad climber
The state of confusion
Mar 27, 2015 - 08:06pm PT

Nope, I've got some of the greatest friends anyone could!
Rolfr

Trad climber
La Quinta and Penticton BC
Mar 27, 2015 - 08:18pm PT
I grew up poor, I had so many patches on my jeans the kids called me Apache, true story!

When we wanted Kentucky Fried Chicken, we had to lick other people's fingers! Maybe not so true.

CHOOSING poverty as a life style with bare essentials is a lot different then never having a choice. As much as some people on this forum talks about the simplicity of climbing, I really wonder how many climbers actually come from poverty?

When you come from poverty, the elusiveness of wealth and materialism effect you more than those middle class folk, who where fortunate enough to turn their backs on materialism.

Today , I am not poor in materialism and the richness of my friends, and am grateful for my humble upbringing , otherwise I would never have been as driven as I am today.

My favourite quote is from the actor Kirk Douglas "My children didn't have my advantages; I was born into abject poverty. "
WBraun

climber
Mar 27, 2015 - 08:20pm PT
Despite Americas rich materialism it's still one of the poorest countries on the planet.
Mark Force

Trad climber
Cave Creek, AZ
Mar 27, 2015 - 08:30pm PT
My daughter was describing someone a few months back and said, "He was so poor all he had was money."
thebravecowboy

climber
Greyrock, CO
Mar 27, 2015 - 08:33pm PT
Yes and no.
Norwegian

Trad climber
dancin on the tip of god's middle finger
Mar 27, 2015 - 08:35pm PT
i don't know
but i made 9 grand today.

no shite.
I'm 9 thousand dollars less
poor than i was yesterday.

Lynne Leichtfuss

Trad climber
Will know soon
Mar 27, 2015 - 08:38pm PT
Braun, Force and the rest of yo understand that money and wealth are not what makes a person rich. What makes us rich is a heart of love and forgiveness along with a spirit of peace, joy, compassion and keeping a heart out for the broken hearted. It's being a part of this planet and the grand universe we are gifted with, taking care of it and loving the gift we have living here.
tom woods

Gym climber
Bishop, CA
Mar 27, 2015 - 08:49pm PT
Are you poor?

If your transmission goes out, can you pay for another one? Do you worry about things like this?

Have you ever chosen food over electricity?

What would happen if your spouse lost their job?

Do you get medi-cal/caid? Are you just above the cutoff so that you never go to the doctor?

Do your children qualify for free and reduced lunch?

These questions apply to this country- where you can be poor and not starve to death.
rgold

Trad climber
Poughkeepsie, NY
Mar 27, 2015 - 08:54pm PT
Yes...but:

As my mother-in-law, who was poor her entire life, was fond of saying,

Rich or poor, it's good to have money.
Wayno

Big Wall climber
Seattle, WA
Mar 27, 2015 - 09:00pm PT
I'm totally grooving on the tone here. What's it all about, Alfie? Where's my dog Mouse. One of the richest dudes I know. And you Lynnie are one rich bitch. Ok, slap me.
ß Î Ø T Ç H

Boulder climber
extraordinaire
Mar 27, 2015 - 09:02pm PT
Of course we're "poor", how else are we going to ever have anything if we don't hide it all (tips etc) from the IRS etc in the first place.
Messages 1 - 20 of total 107 in this topic << First  |  < Previous  |  Show All  |  Next >  |  Last >>
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